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First, according to China's latest foreign exchange policy, any Chinese citizen, as long as he has a certificate of travel or study, can bring his ID card and RMB cash to any commercial bank business outlets with foreign currency exchange windows in various places. The "commercial banks" referred to here include Industrial and Commercial Bank of China, China Construction Bank, Agricultural Bank of China, Bank of China, Minsheng Bank, China Merchants Bank, Bank of Communications and other banks engaged in commercial financial business, but excluding the People's Bank of China (the People's Bank of China is not engaged in commercial financial business).
In addition, this operation provides for a maximum of $2,000 (or its equivalent in other currencies) per citizen at a time and $20,000 (or its equivalent in other currencies) per year.
1: Do not exchange too many US dollars.
Credit cards are available for most shopping and purchases in the U.S., so we don't need to exchange too many dollars. One is that it is not safe to carry a large amount of cash during the trip, and there is even a possibility of losing it; Second, the U.S. entry and exit regulations require a maximum of $5,000 to enter the country. Therefore, the maximum amount of dollars we can exchange is only 5,000 US dollars, in fact, there is no need to exchange so much for ordinary travel.
2: Domestic exchange should not be too early.
For visitors to the United States, it is also important to have a good time to exchange dollars. The renminbi has been in the appreciation phase for a long time, and there may be losses if it is exchanged too early. It's better to go to the bank a week before your trip to exchange it, so you may be able to exchange a lot more.
3: Credit card consumption can save handling fees.
There is a fee for exchanging foreign currency, but choosing to spend with a credit card greatly reduces the handling fee. In particular, the credit cards launched by major banks are more convenient and fast, for example, in the United States, you can directly swipe US dollars, and there is no problem in repaying in RMB after returning to China.
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At this time, you can go to the local bank to go through the visa renewal procedures. You can go to a local bank to handle the business of exchanging US dollars for RMB. There are many bank branches that are not all available, so be sure to check with your local bank when applying.
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You can go to the Bank of China to exchange, first find the lobby manager, and then fill out a form to determine the quantity. Generally the Bank of China.
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You can exchange US dollars for RMB directly to the bank, and you must bring your ID card. The exchange of US dollars for RMB can be exchanged at Industrial and Commercial Bank of China, China Construction Bank, Bank of China, Bank of Communications, Agricultural Bank of China, China Merchants Bank, Shanghai Pudong Development Bank, China Everbright Bank, China CITIC Bank and other foreign exchange banks.
Specific operation: Bring your personal ID card and the foreign currency you need to exchange, and go directly to the foreign currency exchange window at the counter to find the staff to exchange it.
Things to note when exchanging US dollars to RMB:
1. Select a bank. Because of the fluctuation of the exchange rate, the bank's foreign exchange** is also fluctuating, and there will be a little difference between each other's**. Therefore, before the exchange, you can compare the exchange rates of various banks in advance and choose the most suitable bank for exchange;
2. Prepare your ID card or household registration booklet. When exchanging foreign exchange, you need to bring your ID card, and the household registration book can also be used, but not all outlets undertake exchange business, and the bank outlets that can exchange foreign exchange will have a green currency exchange mark, if you are not sure, you can ask the staff;
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In fact, large domestic commercial banks provide RMB to US dollar exchange services, but due to various factors such as exchange rate fluctuations and the demand for foreign exchange, general banks will not deposit a lot of US dollar cash in order to avoid the risk of foreign exchange rate fluctuations.
Bring your personal ID card to the bank that can handle foreign exchange business to go through the exchange procedures, fill in the relevant documents, and there is a limit on the amount (the exchange cannot exceed 2,000 US dollars per day).
For foreign currency exchange within the quota, domestic individuals should bring their resident ID cards, and overseas individuals should bring valid identity documents such as passports, mainland travel permits for Hong Kong, Macao and Taiwan residents to the bank. If the exchange limit is exceeded, you will also need to provide relevant proof of the transaction amount.
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Summary. Hello dear. The exchange of US dollars for RMB can be exchanged at banks such as Industrial and Commercial Bank of China, China Construction Bank, Bank of China, Bank of Communications, Agricultural Bank of China, etc.
To which bank can you exchange dollars for RMB.
Dear, I'm glad to serve you, I'm Jike, who knows a little bit about finance, graduated with a master's degree in 985, and has 5 years of experience in finance. Now we are sorting out the answer for you, and we will answer it for you in three minutes, so please be patient for a while
Hello dear. The exchange of US dollars for RMB can be exchanged at banks such as Industrial and Commercial Bank of China, China Construction Bank, Bank of China, Bank of Communications, Agricultural Bank of China, etc.
It is illegal to exchange foreign currency at a place other than the designated foreign exchange bank and legal exchange office.
Exchange process: 1. Bring your identity documents (ID card or passport, etc.) 2, and the bank staff will check the authenticity of the information and foreign currency, and you will choose to exchange ** (the bank implements the selling price and the cash price). 3. The redemption is completed.
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