How to choose an open end fund? How to choose a good open end fund?

The idea of choosing ** is that you must be clear about your financial situation.

This includes: 1.What you can afford to risk, or if you're a risk averse and don't want to see a day of loss

2.The desired reasonable annual return, the current standard of risk-free return, is

3.Time, this depends on the use of the funds in your hand, and whether the liquidity requirements are high

4.Purpose, some financial management has a clear purpose, such as for marriage, preparation for children's education**, for retirement and so on

Determine the above general questions before you can consider what type of investment to choose and what kind of investment method to choose.

The type is determined, and then the specific individual is considered.

When making specific choices, choose big-name and established companies as much as possible, and choose a mature management team.

To view the comparison of historical performance, of course, you can't just look at the last 1 year, but also look back many years.

In addition, the manager is inspected to see if the total size of the management is moderate.

Then choose the channel, reduce the handling fee, and then go to the real deal.

Open-ended ** according to the investment object is divided into: **type**, bond **, hybrid**, money market**, of which ** risk is the highest, money market ** risk is the least, and the risk of bond ** is in the middle. Investments of the same type** Risks vary depending on the investment style and strategy.

At present, there are many ** companies in China, and each ** company has more than one ** during the period, in the face of so many **, investors should basically be able to judge the investment direction, investment strategy, risk and return level of pre-investment.

Second, be clear about the level of risk you can tolerate and the level of expected returns.

If you are not willing to take too much risk, consider low-risk capital protection** and currency**; If the risk tolerance is strong, you can give preference to **type**. **Type** is more suitable for young and middle-aged investors who have a fixed income and like aggressive financial management (related: ** Finance).

Risk-neutral people should buy a balanced ** or index**. Different from others, the balanced investment structure is balanced with bonds, which can ensure that the investment always operates in the medium and low risk range to achieve the investment purpose of balancing returns and risks. People with poor risk tolerance should buy bonds**, currency**.

The key is to look at the past performance, as well as the actual situation of the manager, **not**, long-term and continuous making money is the most important, because how long to see how long, and then calculate whether the annual rate of return is good.

1.The first branch of the Dan family should first choose the type of **, and then the same type of ** do not buy too much, because the same type of buy too much is difficult to spread the risk, the higher the similarity of the disadvantages, the higher the probability of the same rise and fall.

2.Pick a good manager. Look at the manager's past performance and experience, background information.

3.Look at the performance ranking of **. Generally speaking, it is better to look at the ranking and the performance ranking of the past year and three to five years, and try to choose the top 25% of the investment in the five, three and one year.

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zip, knowledge summary of the elementary course, notes of the advanced course, Q&A of the advanced course, how to choose a new one, understand the mystery of the mixed type, etc.

Let's first interpret open funds, in fact, it is a common **, initiated by ** company, but its total size is not fixed, if there are many people who invest, then its scale will be large, if there are few people who invest, then its scale will be small. There are a lot of ** on the market, we can buy it on the platform, but if you want to choose this **, you still have to have a certain doorway in Shouchun, or you should pay attention to some skills, let's take a look next. <>

Let's take a look at the scale of ** first, the larger the scale, the higher the credibility and the stronger the ability to resist risks. When we go out to eat, we sometimes like to get together, because in places with a lot of people, they often make more delicious food, and if it is not delicious, everyone is not willing to go to eat there. Then the same is true for buying this **, the larger the scale, the stronger its anti-risk ability and higher credibility, so we have to pay attention to this.

Next, we have to learn about this ** manager, see how many years he has been in the industry, and what achievements he has achieved since he started in the industry. Managers are also divided into a first to stuffy eggplant after arrival, some have been engaged in a few years or even decades of people, some may have just entered the industry, then different managers they are engaged in the way of operation will definitely be deviated, there will be certain problems in terms of experience, only those who have been engaged in many years of ** managers and have achieved good results, then often more credible. <>

For example, some managers have been engaged in more than ten years, and they can continue to serve as managers after several financial crises, and can turn losses into profits and maintain an annual growth of 30% or even 40%, so the credibility of such managers is higher. <>

Finally, it depends on what kind of opening** it holds**. Open funds are also divided into sectors of energy, Internet technology and consumption, depending on which aspect of investment they prefer and which aspect of investment they focus on, they can choose different **.

When choosing, we must look at the development of this stove shed, the manager of this stove, and the hidden chong to see the plate of this stove, and also look at the development of this in the industry, so that you can choose to judge a good open branch.

I think it's best to choose a stable **, because this kind of ** is relatively stable and not easy to lose money.

First of all, we must consider the development value of this one, and then consider the company behind it, as well as the operating model, so that we can choose a good openness.

Through the introduction of professionals to understand the relevant knowledge, before buying, you must think more, to control your own costs, it is best to choose a promising **.

Investors can only subscribe and redeem on the open day. The open day is generally the trading day of the market. On the open day, investors can go through a series of procedures such as open subscription, redemption, change registration, conversion, account cancellation, loss reporting, and transfer.

It is important to note that applications received after 3 p.m. will only be counted towards the next open day.

There are many channels for investors to buy and sell, such as banks, companies, companies, and the Internet. It should be noted that, in accordance with the principle of **trading, investors can only redeem what they buy in **, and if Gaofu wants to change the trading channel halfway, it needs to go through procedures such as transfer custody. Therefore, it is very important to choose a channel that suits you when purchasing**.

The most important channels for purchasing ** and their characteristics: banks: the most traditional ** consignment channels, with many service outlets, convenient for purchase; **Company:

An important agency with many varieties and complete trading parties; **Company: There are two types of direct sales: over-the-counter direct sales and online direct sales. Counter direct sales mainly serve VIP customers and provide professional consulting services; Online dropshipping rates are more favorable.

To purchase open**, you must first go through the account opening procedures. After opening an account, as long as the funds for the purchase are prepared in the manner specified by the sales agency, and the "Application Form for Purchase" is filled out and submitted, it can be **open**. Similarly, simply go to a sales outlet and fill out and submit a Redemption Request Form to sell**.

Usually, two days after the application is made, the investor can go to the sales branch to print the confirmation or inquire about the confirmation of the purchase and sale through the customer service of the management company. In addition, within 7 days after the sale application is made, the redemption funds will be transferred to the bank deposit account designated by the customer.

Briefly, the procedure for purchasing an open ** is as follows: open an account - fill out and submit the application form for the purchase in the manner prescribed by the sales agency - **open**.

How to invest for beginners**.

How do investors who are new to ** buy their first one**? Investment**Before investing, investors first need to clarify why they invest, their own risk tolerance and the amount they plan to invest, on this basis, decide the investment direction and investment cycle, and then choose the right one.

If you expect a higher return (e.g. 15% annual return) and have a strong risk tolerance, you may want to consider buying or allocation. If you just want to get a higher yield than your bank deposits, but don't want to take too much risk, then bonds**, money market** are more suitable, and capital protection** is also a good choice, but remember that only if you meet the conditions of the capital protection period can you enjoy the guarantee of principal or income.

After determining your investment objectives, you can examine the best selection that has been in operation for a period of time from five aspects:

1.What have been the past returns?

2.How high is the risk in the past?

3.What breed to invest in?

4.How is the management team?

5.How much does it cost?