Is Taikang Life Company good Where is it good

Taikang Life has a registered capital of 100 million yuan, and its strength is still very good, and Taikang Life Insurance currently sells insurance products with relatively high cost performance. Whether it is the launch of the health insurance pass, the green pass and the pension community, it can be said that it is the existence of the leader in the domestic insurance industry.

About the retirement community, if you want to know about the friends, please see this article: "Is it good to have an appointment with the community pension in Taikang years?" What's the difference? What are the benefits? 》

Taikang Life Insurance, the full name of Taikang Life Insurance Co., Ltd., was established on September 9, 1996 with a registered capital of 100 million yuan.

The Insurance Law stipulates that the minimum registered capital of an insurance company is 200 million yuan, and the registered capital of Taikang Life Insurance far exceeds the specified capital, and the capital strength is still very good.

Taikang Life's achievements are far more than that, it has been ranked among the world's top 500 companies for two consecutive years in 2018 and 2019, and as of now, it is also one of the top 10 private enterprises in Beijing in 2020.

For insurance companies, in addition to understanding the registered capital, it is also necessary to pay attention to the solvency of the insurance company.

Daddy checked the data for the second quarter of 2020 from the official website of Taikang Life:

Taikang Life's core solvency adequacy ratio is a comprehensive solvency adequacy ratio and a comprehensive risk rating of A.

Therefore, Taikang Life's solvency is still good, the comprehensive risk rating level belongs to the upstream level, and Taikang Life Insurance also has the world's top 500 Taikang Group as a backer, which is still relatively reliable.

Taikang has become one of the "old five" insurance companies that everyone is familiar with, and he is mainly engaged in annuity insurance, health insurance and other life insurance businesses, and is also very famous in the domestic insurance industry.

Let's take a look at how many insurance companies it ranks among our country's insurance companies

Freshly baked! China's Top 10 Insurance Companies Ranking! 》

When we look at a company, we often have to analyze it from the company's situation and products.

Let's start with a picture:

Strength: Taikang Life Insurance Company was established in 1996 and is a senior insurance company in the industry, with a huge market sizeIn 2019, the premium income was 117.4 billion yuan, which is also quite good.

Solvency:The CBIRC has two major indicators for the solvency assessment of insurance companies, that is, the core solvency adequacy ratio should be higher than 50% and the comprehensive solvency adequacy ratio should be higher than 100%.

According to the data in the figure above,Taikang Life's solvency ratio reached 237% in 2019, in line with the regulations of the China Banking and Insurance Regulatory Commission.

Taikang Life's strength in the 2020 insurance company solvency ranking is also good, don't believe you to take a look".

"2020 Solvency Ranking List of the Most Complete Insurance Companies".

The quality of the product is the most powerful basis for judging the quality of a company, such as Taikang Life's recent popular critical illness insuranceEnjoy a healthy 2020

Let's take a look at what it covers:

1. Mild and critical illness protection

Enjoy Health 2020 Basic Liability Insurance has 120 critical illnesses and 60 mild illnesses, but lacks moderate illness protection, which is a common problem for many large companies.

Among them, the maximum compensation for mild disease is 5 times, but if you carefully study the terms, you will find that the high incidence of mild disease, minimally invasive coronary artery bypass grafting is missing, which is really a mixture of good and bad.

2. Insurance benefits for specific brain tumor resection

This can be said to be a major selling point of Happy Health 2020, if a specific tumor resection occurs, it can be paid multiple times. However, there is a limit to the amount of the payout, up to a maximum of 20%.

3. Coverage for specific diseases

As a single claim for critical illness, although the specific diseases of Happy Health 2020 can be paid twice, there are too few diseases, and if the general critical illness is paid first, the contract will be automatically terminated and the special illness benefit will be invalidated.

In addition, the premiums for Enjoy Health 2020 are too expensive, and the waiting period is also very long......

"Taikang Enjoy Health 2020 Eat soil after buying, and there are four major pits?! 》

I haven't heard anything particularly good about this company, but I haven't heard anything particularly bad about this company.

This is a legal insurance company, and it can also rank among the top few in the domestic market share, and you can join or participate in the insurance if you want.

Taikang Life's market share is about the top five.

If you want to do internal work, you can go to China Life, Ping An and other old companies, where the training system is sound, you can learn knowledge, or you can go to the newly opened companies, these companies have a great chance of promotion;

If you want to be a ** person, it doesn't matter, just choose an insurance company close to home, and it is convenient to commute to work;

If you want to be insured, it doesn't matter, choosing the right type of insurance for you is more important than choosing an insurance company.

Xueba talks about insurance, focusing on insurance evaluation! Here is a comparison of critical illness insurance between Taikang Life and other insurance companies"Comparison Table of 136 Domestic Critical Illness Insurance".

A picture is worth a thousand words!

Founded in 1996, Taikang Life Insurance Company is a senior insurance company in the industry with a huge market size. Overall, this company is still very reliable. Despite this, buying insurance is not something that can be decided by slapping the table, and many people will definitely be more worried about whether Taikang Life's insurance products are good or not.

In fact, buying insurance is its terms, and the protection content of this product is good enough, then you are buying the right one! From the table below, we can see several major products of Taikang Life, which are rich in variety, but some products are not recommended for everyone to buy.

I have previously reviewed in detail a Hui Health critical illness insurance product promoted by Taikang Life, and the advantages and disadvantages are clear:

1.Advantages: I have to say that the guarantee is still relatively good.

Minor illness benefit starts at 30% and pays 5 times, with the responsibility of paying the sum insured in the terminal stage of death and high disability, and there is also an additional benefit for major organ transplantation or hematopoietic stem cell transplant for high-incidence critical illness.

2.Cons: Not very cost-effective. It is completely possible to buy higher protection for less money.

In addition to Hui Health, I have also done some research on other Taikang products, due to limited space, I will not elaborate one by one, here I attach a link to you, patiently spend a few minutes to read, can help you save tens of thousands! "Taikang Life Insurance, how is it, what products are there, which one is good, what are the pitfalls and routines, in-depth analysis".

That's all I have for this issue, I hope it helps!

Don't believe Taikang, Taikang Life is a big **, my dad was fooled into buying Taikang Life Insurance last year, paying 30,000 2 a year, and paying it for 12 years. Nearly 400,000. Too much pressure.

I don't want to buy it this year, I want to return it, I don't want to refund it in full, I can return 70 or half, and Nima only refunds 9000. Taikang, the ** leather bag company, the Fengtai office of the dignified company, can't even afford the elevator fee, and has the face to deceive people to buy hundreds of thousands of insurance, everyone should not believe Taikang.

Taikang, how many 5 floors did I run out of breath on a hot day, and the manager was not going to sign for a while, and I waited for Huainan to review, and I waited for a month to ask why there was no follow-up.

Taikang Life Insurance Co., Ltd. **** is a national, joint-stock life insurance company established on August 22, 1996 with the approval of the head office of the People's Bank of China. Under the leadership of a professional and international management team with Chairman and CEO Chen Dongsheng as the core, it has grown into a large-scale national insurance company with life insurance as the core and a whole industry chain life insurance services such as enterprise annuity, asset management, pension community and health insurance.

2009 In 2010, Taikang Life Insurance was continuously shortlisted as one of the top 100 Chinese enterprises, ranked 98th in the "2010 Top 500 Chinese Enterprises", ranked 37th in the "Top 500 Chinese Service Enterprises", and ranked 51st in the sub-list of the "Top 100 Enterprises in Total Assets of the Top 500 Chinese Enterprises in 2010". From 2004 to 2008, Taikang Life Insurance was ranked among the top 500 Chinese enterprises.

In January 2011, Taikang Life was awarded the "Most Trusted Life Insurance Company".

In December 2011, Taikang Life Insurance was awarded the "2010-2011 China's Most Growing Insurance Company".

Taikang Bancassurance has done well, and has developed rapidly in the past two years, and has surpassed Xinhua to become the fourth largest life insurance company.

It's not very good, there is a requirement not to renew the insurance after hospitalization, you send money to him to ask, and the contract is almost useless after you ask him to pay for it.

Don't buy their insurance, the salesman said very well, after you actually buy insurance, it's not the same thing at all, if you want to complain, you will drag it hard, and you will be fooled.

Summary. 1. According to the information queried and the information and data published in recent years, Taikang Life Insurance Company is a good company.

2. The salary of working in the company is still good, and the satisfaction of senior employees and grassroots employees with salary is relatively high.

3. In addition, when this company carries out overtime, business trips and other additional work, there are overtime pay and other subsidies to employees.

How about Taikang Life Insurance Company.

Wait a minute, dear.

1. According to the information queried and the information and data of Lashen's published in recent years, Taikang Life Insurance Company is a good company. 2. The salary of working in the company is still good, and the satisfaction of senior employees and grassroots employees with salary is relatively high. 3. And when this company carries out extra work such as overtime and business trips, there are overtime pay and other supplementary stickers for employees.

This company is still good, you can consider joining it.

Taikang Insurance Company is a large insurance company, which was also established with the approval of the relevant departments of the state, and is a reliable insurance company. Taikang Life Insurance Co., Ltd. **** is a national, joint-stock life insurance company established on August 22, 1996 with the approval of the head office of the People's Bank of China, and the company is headquartered in Beijing. As a veteran insurance company established for more than 20 years, Taikang Life Insurance has made a lot of contributions to the cultivation of the domestic insurance market.

1. What are the types of Taikang life insurance?

Taikang life insurance mainly includes five types of insurance: accident insurance, travel insurance, health insurance, property insurance, and life insurance.

Among them, accident insurance can be divided into personal accident insurance, traffic accident insurance, aviation accident insurance, etc. Health insurance can be divided into critical illness insurance, hospitalization medical insurance, nursing care insurance, and sickness insurance.

Property insurance can be mainly divided into machine insurance, liability insurance, home property insurance, etc. Renxian Li Life Insurance is mainly divided into whole life insurance, term life insurance, endowment insurance and pension insurance.

2. What are the specific insurance products of Taikang Life?

1. Thailand enjoys every year.

Taixiang Nian Nian is a medical insurance that guarantees renewal for 20 years, covering general hospitalization, special illness hospitalization, special outpatient treatment, etc., and special illness hospitalization allowance.

The total compensation limit for general hospitalization and critical illness hospitalization is 8 million, and the compensation limit for special illness hospitalization allowance is 10,000 yuan.

However, this product lacks practical value-added services, such as fee advance, purchased drugs, etc.

2. There is pension insurance for many years.

The Covenant is a participating annuity insurance, which is that after investing the principal for a certain number of years, the insurance company will slowly return the money to us in a number of years.

There are many highlights of this product. For example, the insurance is flexible, there are multiple options for the payment period, the starting age of the annuity and the way to receive it, and the insured can choose to apply for insurance according to their own needs;

It can also be guaranteed to receive it for 25 years, that is, the policy beneficiary can get at least 25 years of guaranteed income;

There is also the right to live in the retirement community, which gives the insured the right to live in the Taikang high-end retirement community and experience a high-quality retirement life.

In general, the pension insurance is in line with the general trend of pension in the future and can meet the dual needs of pension and financial management.

Taikang Life Insurance is a subsidiary of Taikang Insurance Group, and its strength is still good.

Next, the senior sister will give you a detailed introduction to this insurance company. Before starting, you might as well understand what you need to pay attention to when looking at insurance companies: what do we look at when we look at insurance companies?

1. The strength of the company.

As of December 31, 2020, the company's total assets exceeded 995 billion yuan, net assets exceeded 72.5 billion yuan, and the scale premium exceeded 188 billion yuan. At present, Taikang Life has 36 branches across the country, covering all provincial-level administrative units in Chinese mainland, with a marketing team of more than 700,000 people, serving hundreds of millions of individual customers, with a cumulative number of 4.63 million claims and a cumulative compensation amount of 30.6 billion yuan.

It can be seen that Taikang Life Insurance not only has strong capital strength, but also has a large scale of operation. If you want to have a deeper understanding of Taikang Life, you can add this article: Is Taikang Life Reliable?How about these products that are produced back to it?

2. Solvency.

According to Taikang Life Insurance Co., Ltd.'s solvency data report for the third quarter of 2022, its core solvency adequacy ratio is a comprehensive solvency adequacy ratio. The last two comprehensive risk ratings were both BB.

From this point of view, the above data have far exceeded the passing line of the China Banking and Insurance Regulatory Commission, indicating that the solvency of Taikang Life is quite good. Therefore, you don't have to worry about the insurance company running out of money to pay.

When it comes to claims, what do you need to pay attention to when a claim occurs, let's see what the experts say: What are the claims information?The devil is in the details!