Can car insurance be transferred, can car insurance be transferred?

OK. The first is mainly to make some corrections to the elements of the policy, and the key is to correct the insured and the car owner. The required information is relatively simple, bring the insurance policy and vehicle transfer certificate, and go to the marketing outlets of the original insurance company from the original owner to handle it.

The second way is to apply for a surrender, that is, to return the original car insurance and terminate the previous contract. In this case, you only need to pay the premium from the beginning of the application to the surrender of the policy, and the other premiums will be refunded by the insurance company accordingly. After that, the new owner can go to any insurance company to reapply for a new car insurance.

In this case, the information required for surrender of the policy is not only the insurance policy, but also the ID card. When re-insured, you only need to provide a new driving license, or proof of transfer of ownership of the vehicle.

It is very simple to bring your ID card, as well as the person's ID card, and the driving license, to the business hall of the company you are insuring. If the insured is you, you will have to pay money to your card when you make a claim, and the insurance company will pay attention to the insured person on the insurance policy.

Car insurance can be transferred, go directly to the place where the insurance is applied to change it, but maybe the other party will not be very happy to help you change it.

Yes, and it's best to do it. Avoid the confusion of claims settlement.

Absolutely, and legally.

You need to bring the relevant information to the insurance company for processing. However, it should be noted that the transfer of ownership of the vehicle must be completed.

In order to handle the transfer of second-hand car insurance, otherwise some information will be incomplete when the second-hand car insurance is transferred; The information required for the transfer of insurance is as follows:

1. The original insurance policy of the vehicle.

2. Invoices for the transfer of ownership of second-hand cars;

3. New driving license;

4. Motor vehicle registration certificate;

5. ID cards of the original owner and the current owner.

In accordance with the relevant regulations, the insured shall notify the insurance company in writing in advance and apply for approval in the case of resale, transfer, gift to others, change of use, etc., and once the insured vehicle is transferred, the original policy will also be declared invalid; At the same time, after the transfer of ownership of the second-hand car, the insurance company can continue to bear the responsibility of protecting the insured vehicle, so the second-hand car transfer and its vehicle ownership should also be transferred together.

1. Can second-hand car commercial car insurance be transferred?

After the transfer of ownership of the used car, the commercial car insurance can also be transferred. There are two ways to deal with a used car insurance policy:

The first way is to change the subject of the policy. This method is very simple, after the vehicle is transferred at the vehicle management office, the new owner of the second-hand car with the transfer ticket, a copy of the driving license, the original insurance policy, his ID card and the ID card of the original insurer, to the original insurance company to fill out a transfer application form, you can complete the transfer of ownership.

The second way is to apply for surrender. To apply for surrender, you only need to pay the premium from the beginning of the application to the surrender period, and the other premiums will be refunded accordingly. After that, the new owner of the used car can go to any insurance company to reapply for car insurance.

In addition to the insurance policy, the information required for the original owner to surrender the policy is also the ID card. When a new car owner re-insures, he only needs to provide a new driving license or a certificate of transfer of ownership of the vehicle, and he can choose a new insurance company at will.

Second, the process of second-hand car insurance transfer.

The transfer of second-hand car insurance is actually to change the beneficiary and license plate number of the original insurance endorsement of the vehicle after the second-hand car transaction. Therefore, there is no need to charge fees for the transfer of second-hand car insurance, and the materials required are relatively simple. All you need to do is fill out a car insurance transfer form, and you also need to be present with the new and existing car owners.

When transferring insurance, you need to bring the original insurance policy, driving license, and vehicle transfer invoice and other documents. The insurance company will issue you an approval note to complete the insurance transfer after immediate review.

3. Precautions for second-hand car insurance transfer.

The transfer of second-hand car insurance needs to be after the transfer of second-hand car transactions, and after the registration certificate owner information is changed, and the new vehicle number plate and driving book are obtained. Second-hand car transactions are not all local transactions, but on the premise of off-site transactions. Second-hand car insurance does not necessarily have to be transferred, you can choose to return the insurance directly, but you need to keep the compulsory insurance.

After the transfer of ownership of the vehicle, the commercial insurance should also be transferred to the name of the new owner. In addition to transferring the commercial insurance to the new car owner, the original car owner can also choose to return the commercial insurance, which can be done in both ways. However, if the insurance has been refunded, the new car owner should pay attention to try not to drive on the road before the vehicle insurance takes effect, so as not to be compensated for the accident.

After the car insurance has been insured, it does not affect the transfer, after the owner of the car, as long as the insurance on the car has not expired, the new owner can transfer the unexpired car insurance from the original owner. Whether it is compulsory compulsory traffic insurance or voluntary commercial car insurance, the transfer of ownership is allowed.

If you want to transfer car insurance, the new owner and the original owner should prepare their respective ID cards, original insurance policies, as well as new vehicle registration certificates, new driving licenses, and vehicle transfer transaction bills and other information to go through the procedures with the insurance company. Submit the relevant documents to the staff of the insurance company, and after the staff has reviewed and confirmed that the information is correct, the insurance contract will be changed.

However, after the transfer of ownership of the vehicle, the new owner does not have to transfer the car insurance purchased by the original owner, and the new owner can let the original owner return the car insurance, and then go to the insurance company to re-insure the car insurance. However, if the insurance has been insured, it is not possible to apply for a surrender.

Answer: Hello, you can transfer the ownership, you only need to go through the correction procedures. In accordance with Article 20 of the Insurance Law, the insured shall notify the insurance company in writing in advance and apply for correction if the insured vehicle is re-sold, transferred, donated to another person, or changed its use. Once the insured vehicle is transferred, the original policy will be declared invalid.

In addition, after the transfer of ownership of the second-hand car, the car insurance must go through the approval procedures before the insurance company can continue to bear the responsibility for the protection of the insured vehicle.

Buying a second-hand car can not only solve the travel problem, but also save a lot of costs, but in addition to paying attention to the condition of the car when buying a second-hand car, insurance is also a place that needs to be paid attention to, let's take a look.

It should be possible to transfer ownership, with valid documents and vehicle licenses, you can go to the vehicle insurance company to handle it.

Vehicle insurance can be renamed with the transfer of ownership of the car...

Transfer of ownership of the car. Insurance needs to be transferred. 1.

In fact, the insured of car insurance has not changed after the transfer of ownership of the car, so the compensation after the car accident will encounter all kinds of troubles; 2.The statute of limitations for car insurance must be changed after the transfer of ownership; 3.If the seller did not buy any car insurance for the car before the transfer, then the new owner will choose to buy it according to his own needs after the transfer.

When applying for a change in car insurance information, you should prepare the original owner's insurance policy.

The original invoice and identification, the invoice of the car transfer transaction, the certificate of property registration or the vehicle driving license, and the ID cards of both parties to the transaction.

in order to change the vehicle license of the applicant, the insured and the owner of the insurance contract and the license plate number of the motor vehicle after the transfer of ownership.

Before the termination of the car insurance, the original owner should surrender the insurance to the original insurance company with the original policy invoice and ID card, and the insurance company will refund the remaining premium accordingly. Subsequently, the owner of the new car can go to the insurance company to purchase new car insurance with the new car driving license, car transfer transaction invoice, ID card and other information.

After the transfer of second-hand car insurance is required, after the completion of the transfer of ownership of motor vehicles, you need to carry the relevant documents to the insurance company you purchased, the transfer of insurance, compulsory traffic insurance is the need to transfer, commercial insurance is also the need to transfer, after the transfer of insurance in the later stage of traffic accidents can be carried out normal claims.

Extended information: There are two ways to change the insurance after the transfer of ownership of the vehicle: one way is the change of the subject of the policy.

After the vehicle is transferred to the vehicle management office, the new owner of the second-hand car can complete the insurance correction and transfer with the transfer invoice, a copy of the driving license, his ID card and the ID card of the original insurer, and then go to the insurance company to fill in an application form for the transfer.

Another way is to apply for a surrender policy. In this way, the new owner of the used car can go to any insurance company to re-insure the car insurance. In addition to the insurance policy, the information required by the original owner when surrendering the insurance policy also includes ID card and bank card and other documents.

However, when the owner of a new car re-insures, he only needs to provide a new driving license or vehicle transfer certificate to handle it, and at the same time, he can also choose a new insurance company for insurance. The premium for the transfer car is calculated on the basis of a new car for the first year, and the premium needs to be paid according to the original price for the first year. It takes about 4,000 yuan to buy insurance for the first time.

Including 950 yuan of compulsory traffic insurance, this is a must to be purchased; about 1,000 yuan of car damage insurance;

The third-party liability insurance can cover 50,000, 100,000, and 200,000, and if it is calculated as 100,000, it is 600 yuan; about 300 yuan for theft insurance; The personnel insurance on the car is calculated according to 5 seats, and each seat is 10,000 yuan, which is about 100 yuan; The above items add up to 400 yuan without deductibles; There is also a spontaneous combustion insurance of 50 yuan; The glass breakage insurance is 100 yuan according to domestic glass; 300 yuan scratch insurance; And the deductible for these three is more than 50 yuan. The charging standard of compulsory traffic insurance is uniformly stipulated by the state, and is formulated according to the different car models**, so its main influencing factor is the number of seats in the car. Commercial insurance depends on what you need to buy.

For example, the first year of compulsory traffic insurance for family self-use cars with less than six seats is 950 yuan; The first year of compulsory traffic insurance for a family car with six to ten seats is 1,100 yuan. The transfer of ownership of the vehicle is also a change in the name of the person who owns the vehicle.

Yes, if the original car insurance has not expired, you can go through the insurance transfer, and if you don't want the original insurance, you can also change to a new insurance.

The transfer of second-hand car insurance is actually the beneficiary and license plate number of the original insurance endorsement of the vehicle after the second-hand car transaction.

Make changes. Therefore, there is no charge for the transfer of second-hand car insurance, and the materials required are relatively simple (no need to go to the insurance company with a vehicle).

As for the insurance company accepting the second-hand car insurance transfer, the insurance company will issue you an approval document accordingly after review to complete the insurance transfer.

Precautions for second-hand car transfer.

First of all, the car will be driven to the market, and the old motor vehicle management company will complete the transfer procedures, evaluate, inspect and issue tickets for it. Secondly, the buyer and seller sign a second-hand car sales contract supervised by the industrial and commercial department.

This contract shall be executed in triplicate, with one copy for each party A and B, and one copy for the industrial and commercial department. The transfer of ownership is then processed, which is kept by the buyer and retained by the seller. The transfer fee is charged at 5% of the appraised price of the vehicle, and the burden of this cost is negotiated between the buyer and the seller.

Vehicle insurance. Yes, it is possible to transfer ownership.

Car insurance. It is recommended that the owner transfer the car insurance after the transfer of the vehicle, if the car insurance is not completed, the insurance company may refuse to settle the claim in the later event, resulting in a claim dispute.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Generally, the compulsory traffic insurance is retained at the time of transfer, and the commercial insurance will be surrendered. Therefore, if you are ready to transfer the insurance to someone else, then you can go to the commercial insurance to surrender the policy, if not, the dealer will also surrender the insurance before the transfer, so that the profit will be obtained by the dealer. If you are planning to receive the transfer car, then apply for commercial insurance as soon as possible after taking over, because the transfer vehicle only has compulsory traffic insurance.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"