Taiping Life Wealth Regular Investment Male, 32 years old, with an annual investment of 5,000, ten y

According to the contract, you can receive a survival fund of 500 yuan per year for 20 years, and if a public transportation accident occurs during the payment period, the company will return you three times the premium. At the end of the insurance period, you will be refunded the premium + dividends. This is a financial insurance, the protection is not high, only for public transport accidents, if you want to be protected, it is recommended that you attach accident insurance and medical insurance.

This type of insurance is an investment and financial management type, and the protection is 3 bus accidents, and the one that can be got back after ten years of investment is 890,000 yuan, and I am the insurance business ** personnel of China Taiping Life. If there is anything you don't understand, you can ask me directly.

You can look at the insurance liability first, or you can call the company's service**, as long as you provide the policy number, the name of the policyholder and the ID number, the other party will give you an approximate number, because the dividend is uncertain and cannot give you accurate advice.

Hello: You can contact your salesman or call 95589 is Taiping Insurance Company's unified customer service **** in the country for consultation.

Hello: Please find a local professional salesman to calculate specifically, the guarantee has been indicated in the contract.

Buy China Taiping Fortune Guess Sui fixed investment to pay 3,000 yuan a year, and you can get yuan after 15 years. According to the public information related to Sui Mengbu, the return on investment of China Taiping Fortune is 7%, so the amount of money that can be obtained after 15 years is: 3000 * multiplied (1 + multiplied by 15 equals yuan.)

Summary. Hello, sorry for your question

Pay 5000 annually for 15 years, return 15% + dividends every year, (if the annual return of the survival fund is not used, you can also put it in the account, and enjoy additional compound interest), when the contract expires after 25 years, even the Bengali can be withdrawn. It can be used for children's education, marriage, entrepreneurship or their own pension, and it is very flexible to use one fund for multiple purposes.

Is it possible to withdraw money at one time when you buy Taiping "Wealth Regular Investment" insurance dividend type with an annual payment of 5,000, and pay 15 years to 25 years old?

Hello, I'm honored to have your question Annual payment of 5000 for 15 years, annual return of 15% + dividends, (if the annual return of the survival fund is not used, you can also put it in the account, additional compound interest), when the contract expires after 25 years, even this plus can be raised. It can be used for children's education, marriage, entrepreneurship or their own pension, and it is very flexible to use one fund for multiple purposes.

It can be taken all at once. Fifty thousand.

The income of financial insurance is calculated according to the specific product and insurance plan, and the subject only provides the information of "investing 100,000 yuan per year", and it is impossible to calculate what the specific income will be after 10 years.

However, when the subject mentioned the word "dividend", he must have bought Taiping Life's participating insurance products. The profitability of such products is inherently uncertain. It's impossible to determine what the benefits will be in 10 years.

Friends who don't know much about participating insurance can take a look at this article first: Why are the complaints about participating insurance so high? Demystifying the mystery of participating insurance.

Many friends will buy this kind of product because of the policy dividends provided by the participating insurance, but I would like to remind everyone that you may not be able to get the policy dividends.

Why? Because the policy dividends provided by participating insurance are related to the operation of the insurance company's business of this type of product. However, we do not know exactly how it will work.

Therefore, the dividends of the policy cannot be guaranteed. It is possible that there will be dividends this year and no dividends every year; It is also possible that there will be more dividends this year and less dividends next year.

From this point of view, the "high dividends" guaranteed by some unscrupulous people are just a gimmick. Keep your eyes open. If you want to know more about participating insurance, you can check out this article: What the salesman won't tell you about participating insurance.

At the end of the article, the senior sister will give you another guide to buying insurance to avoid pitfalls, which I believe can be used when you apply for insurance. Remember to collect: [Insurance] which is good, how to buy a cost-effective, hand in hand to teach you to avoid these pitfalls of insurance.

This is based on the expected rate of return and the actual rate of return of the financial management. For example, if the annualized rate is 10%, it will be doubled in ten years. This kind of financial management is generally around 4%, and the dividend is estimated to be about 4,000 yuan.

Hello, I also regret that you were impulsive at that time. Here are a few points for your reference:

1. You should still be very young, your career is on the rise, don't retreat, the loss is too great. It's just a small hurdle, maybe it's good to get through it this time.

2. Insurance has many functions, one is to delay payment, the second is to suspension, and the third is to take out policy loans. If there is a shortage of funds, you can defer the payment for 60 days; Another channel can also apply for the suspension of the contract first, and then make up for it within two years.

3. Don't regret the impulse at that time, this is a temporary difficulty in funding, and you will definitely be able to get through it.

4. When the capital chain is broken, you can also find a way to pick it up, because you are still young. What if something happens in the chain of life? Hehe, so think about it from another angle, you should be glad that this impulse at the beginning has provided an insurance for your future life.

Surrender halfway will definitely suffer losses, general wealth management products, the first year of surrender, almost will lose about 60, ask the first year can be a policy loan. In addition, it is a fixed investment in wealth, and you can also receive money in the first year, which should be 2000....If I'm not mistaken, if you want to use 1w, you can borrow from the bank and use 2000.

1. Surrender in the middle of the policy belongs to the customer's breach of contract, of course, to bear the loss of interests!

2. Only 30% of the principal can be refunded if the policy is surrendered in the first year!

3. It is recommended that you fulfill the responsibilities of the policyholder as stated in the insurance contract!

2000 should be returned this year, and if there is 8000 this year, you can continue to pay;

Application for suspension of the contract, which can be reinstated for a maximum of 2 years;

If you are doing business on your own, it is recommended to choose the short-term payment for insurance in the future, 10 years or 5 years;

In addition, it can be seen that not only personal risks can occur at any time, but also financial risks.

So it's not okay to plan well.

On March 15, 2010, I participated in China Taiping Wealth Regular Investment Dividend Insurance, and the salesman of the insurance company sent me a China Taiping Wealth Regular Investment Interest Explanation Form: annual payment of 10,000 yuan, annual dividend is 6%, and 10 consecutive years and 20 years of withdrawal of a total of RMB yuan. At that time, because the insurance salesman was a friend, I didn't want him to do it much, Zhao Shi gave me the official policy a month later, I carefully read the terms and conditions to know that insurance is 100% risk in China Taiping, because they will never pay dividends to the policyholder, even if they give it will not be higher than the bank's interest, after reading I want to surrender the policy but the insurance company said that it can only return 1%.

Five. 10. They persuaded me that the dividend must be higher than the bank's one-year deposit interest, and I asked them how much the dividend was since April 2011. They said that the head office had not yet been calculated, and it was not until July 18 that I called ** and asked the head office to tell me that the dividend of 10,000 yuan a year was yuan, and I asked the local insurance branch that they still said that they had not calculated it, and I felt that they were deceiving me, what should I do about this.

Shanghai Insurance Wealth Management [Taiping Life] replied:

Hello: The questions you raised are explained as follows: 1. If you still keep the "interest statement", you can obtain the full surrender of the insurance premium with this evidence, and if the insurance company does not make a claim, you can protect your rights through the insurance regulatory department or **.

2. Dividends are uncertain, and Qichaizao's promise of a 6% dividend is itself misleading. 3. Each insurance has a 10-day hesitation period, which means that after you get the insurance contract, there is a 10-day regret period, and you only need to pay 10 yuan for surrendering the insurance within 10 days, and the premium can be fully refunded. 4. The dividends of insurance products are not calculated by local insurance companies, and the dividend report of each policy is sent to customers by specialized institutions.