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Sesame Credit. Scoring (referred to as Sesame Points) is based on the user's data in various dimensions (covering financial lending, transfer and payment, investment, shopping, travel, accommodation, life, public welfare and other scenarios) with the user's authorization, using cloud computing and machine learning.
and other techniques, through logistic regression, decision trees, random forests.
and other model algorithms, comprehensively processing and evaluating data in various dimensions, and objectively presenting a comprehensive score of personal credit status in five dimensions: user credit history, behavioral preferences, performance ability, identity traits, and personal relationships. Scores range from 350 to 950. Continuous data tracking shows that the higher the sesame score, the better the credit level, and the lower the probability of default in financial lending, life services and other scenarios, and a higher sesame score can help individuals obtain more efficient and high-quality services.
At present, there are many ways to apply for loans, in order to ensure the safety of funds, it is recommended that you choose Ping An Bank independently through your own judgment after a comprehensive understanding.
If you have a financial need, you can choose to consider Ping An Bank loans, log in to Ping An Pocket Bank APP-Finance-Loans to understand and try to apply.
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Hello, there are many platforms that can choose online loans, and compared with other loan methods, the loan application of online loan platforms is more convenient, but it is necessary to pay attention to choosing a formal platform, which can better protect personal interests and information security. At the same time, do not pay pre-loan fees to avoid being scammed.
It is recommended to use Youqian Hua, which was formerly known as "Youqian Hua", which is a credit brand of Du Xiaoman Finance, which provides users with safe, convenient, unsecured and unsecured credit services.
It has the characteristics of simple application, low interest rate and fast loan, flexible borrowing and repayment, transparent interest rate and strong security.
Share with you the application requirements for consumer products with money: it is mainly divided into two parts: age requirements and information requirements.
2. Information requirements: During the application process, you need to provide your second-generation ID card and your debit card.
Note: Only debit cards are supported, and the application card is also your debit card. My identity information must be the second-generation ID card information, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to apply.
This answer is provided by Youqianhua, due to objective reasons such as the timeliness of the content, if the content is inconsistent with the actual interest calculation method of the Qianhua product, it shall be displayed on the page of Du Xiaoman Financial APP-Youqianhua Loan. Hope this helps.
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You can only do IOUs in this case, how much money do you need?
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If you are a black account, you can make a private financial large amount that can be subcontracted to help you!
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Online loans, as long as they ask for money, are scams.
All kinds of loans on the Internet, most of them are fraudulent information, and the others are basically loan sharks, and if you go up, you will be caught.
All kinds of online help you go through procedures, loans, cards, and amounts are all fake and fraudulent.
In the reply, all kinds of help you find the recovered ones are all scams, and I don't want to think about it, the money is in the pocket of ** and he can still get it out, do you think ** is a retarded like you!
Don't think about borrowing money to get by, that's not a way of life. Don't even think about borrowing something else to repay this, tearing down the east wall and making up the west wall won't work! You don't want to think about what you use to pay back, what you usually don't spend is spent, what you use to pay back, and there is interest, not more and more borrowing.
If you don't have a steady income, don't get into a loan! If you don't have a deposit that can guarantee that you can live and repay your loan without income for at least 3 months, don't take out loans and online loans!
If you like to listen to it, you can't listen to it!
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Sesame points 450 are not black households, and the amount of sesame points has little to do with black households, because sesame points are usually accumulated, and black households generally refer to personal credit black households.
The score range of sesame points is 350-950 points, and the higher the sesame score, the better the user's credit status, which will dynamically change with the user's credit status. The specific classification levels are as follows:
Poor: Sesame scores between 350 and 550 points.
Medium: Sesame scores between 550 and 600 points.
Good: Sesame scores between 600 and 650 points.
Excellent: Sesame scores between 650 and 700 points.
Excellent: Sesame seeds score between 700 and 950 points.
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The following are the ones about black accounts, which can be selected according to the borrower's own conditions:
1. Private lending, in this case, the loan company may ask the borrower to provide more proof of repayment ability when handling the loan, such as whether the borrower has collateral in his name, whether there is real estate, whether the nature of the work is stable, etc., the pre-loan review will be more stringent. At the same time, if a black account applies for a loan, the lending institution may also raise the borrower's loan interest rate or reduce the borrower's loan amount, depending on the situation.
2. If black households want to apply for loans, they can try to apply for loans from banks through local loan companies, which is one of the channels for black households to apply for loans.
3. Find a loan company. Lending companies usually value less credit than collateral. If the borrower takes out a loan through a loan company and is able to provide collateral, it will be easier to obtain funds.
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The loan must meet its conditions before it can be loaned.
Loan Application Criteria:
1. To have a fixed income, you need to see the salary details;
2. Be at least 18 65 years old;
3. If the loan is used for business or car purchase, there must be a guarantor and mortgage;
4. Good credit information.
Loan Application Materials:
1. Lender's ID card;
2. The lender's credit information in the past six months, and the credit information is good;
3. The bank card flow in the name of the lender for nearly half a year has not been interrupted;
4. Proof of the borrower's residence permit (rental contract, real estate certificate, water, electricity, and gas invoices for the past three months);
5. Income certificate issued by the lender's employer;
6. Social security, insurance policy, and provident fund monthly payment can also be loaned.
If you want to borrow a higher amount, you can take out a mortgage, such as a house, car, etc.
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What's the situation with you, a black and white household?
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Yes, I have a low interest here!
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