How to realize the real estate in your hand and revitalize your wealth?

Revitalize existing assets and achieve rapid wealth appreciation.

Morning Post 2010-4-19 15:05:00

Recently, the real estate market has been hit hard, and regulatory measures have been frequent. Investors' expectations of wealth appreciation through the increase in real estate** have rapidly decreased.

Looking at the current domestic investment market, the Shanghai A-share market has continued for many days today. **The yield of investment and bank wealth management is low, and other investment channels are full of huge risks. In the face of the unpredictable capital market, a recent survey by Zaobao showed:

Most investors still believe that property is strong and is the most reliable way to invest in real estate. Recently, a new type of investment and financial management method has appeared in the Shanghai Stock Exchange, which has attracted widespread attention from investors: direct lending and investment in small and medium-sized enterprises.

How big is the market for borrowing and investing?

According to Mr. Wang, a small and medium-sized business owner in Shanghai, he took advantage of the bank's loose monetary policy in early 09 to borrow 2 million yuan from the bank at low interest rate with 2 properties on hand as collateral. Since Mr. Wang usually has no time to take care of investment, he entrusted a private lending institution to manage his finances, and has maintained a return of about 15% so far.

The reporter randomly consulted a well-known small and medium-sized enterprise direct investment institution in Shanghai to confirm the above statement. Zhuo Ting, CEO of Hongfeng Capital, told reporters: Taking the Yangtze River Delta region as an example, according to the survey, the current long-term private lending, such as a monthly interest rate of 2% and 4% for a period of several months, half a year or even a year, even according to the capital use efficiency of 70, also means that the annual rate of return is as high as 20% 30%, and the short-term lending rate is higher.

Our need for funds is urgent, the cycle is very short, we can accept a slightly higher interest rate, the bank loan approval is too cumbersome, and the business opportunity is fleeting. A business owner engaged in steel ** in Shanghai revealed.

We help our clients reinvest their existing assets in SME debt and angel investments, and the annual rate of return can be maintained at a high level," said Zhuo Ting, CEO of Red Maple Capital.

However, is this way of entrusting financial management safe?

During the interview, the reporter found that many people who want to invest through private channels have expressed the above concerns. "There must be collateral, such a loan is much less risky than unsecured, and the loan amount is up to 50%-60% of the appraised value of the property, which is enough to ensure the safety of funds." So is the professional.

No matter what kind of asset you are (movable property, immovable property), you have to think about letting him enter the circulation field, that is, investment, as for how to operate it depends on the specific situation of your assets, this is not something that can be solved on paper!

I have 12%-15% income, guaranteed principal and interest, can be used to revitalize assets, you hit the ** above the user name, let's talk in detail!

Favorites are recommended.

Since entering the market economy, many enterprises have been idle for a long time and have not been able to give full play to their benefits due to product structure or poor operation and management. In order to revitalize the idle assets of enterprises, it is very important to change the concept. The first is to get rid of the old idea of "being afraid of rotten flesh, as long as the bones are there."

Some companies would rather let the idle 1 assets rust and break, rather than lease and auction. I am afraid of affecting my political performance, and I am afraid of being saddled with the reputation of "to my family". As everyone knows, letting assets be abandoned and lost for a long time is the real family.

Second, it is necessary to correctly handle the relationship between "death and life." The company has suffered serious losses or collapsed, but it cannot let the idle assets die with it. There are countless examples to show that if the assets of Xianli are revitalized well, they will not only create benefits for the enterprise, but also get a new life.

Third, it is necessary to draw a clear line between "flow" and "loss". Through leasing, auction, merger, shareholding system transformation and other methods, the recombination, expansion, and appreciation of the idle assets of enterprises is the "flow" of assets, and this flow is the best way to lose assets under the general system. Fourth, it is necessary to firmly establish the current concept of capital management.

Enterprises not only operate products, but also manage assets, turning dead assets into living assets. Turning small assets into large assets is the most fundamental thing for an enterprise. As a business operator, you can't keep an eye on the immediate interests and don't care about the idle assets of the enterprise

In fact, the idle assets are also a kind of loss of benefits, and we must do everything possible to revitalize the idle assets, give full play to the role of idle assets, and make the enterprise move from the predicament to the development, which is the last word.

Waste products ** belong to the renewable resources industry, the prospects are good, and it is worth doing.

Scrap is indeed a good industry, and it is almost a good job that will never be unemployed compared to the technology industry, because these waste products in life come from every family or individual. When he circulates at the same time, it leaves us with an opportunity to make money, so it is worth digging deeper and digging into more details. If you want to talk about which type of waste products is more cost-effective and more profitable, it will be more cost-effective to break copper and rotten iron, as far as the current market is concerned, the rapid development of miscellaneous iron is still very valuable.

How to collect waste products, we need transportation tools for waste products; If you have money, you can buy a tricycle, but if you don't have the money, you can buy a rickshaw. The next is the source of goods** It is not necessarily right to find the streets, even if you can find the source of goods, the profit may not be considerable, because the rags to be sold in the alleys are picked up by some old, weak, sick and disabled old people, and it will not be particularly much.

If you want a continuous supply of waste products, the bid should be reasonable, and we must remember not to be like some people; Ah! You're all garbage and worthless, just send it to me, maybe it's only worth a dime a pound. This can be very off-putting, so keep it in mind.

Under normal circumstances, it is more reasonable for us to set its profit at about 40%, and the return rate of customers who are willing to sell will be very high.

Now that we've mastered the art of scrap, it's a matter of how we can make more money. Scrap, whether picked up or collected, remember; It must be sold to the main factory, and it is just a luxury to make money if you don't sell it to the main factory, and the main factory is usually on the edge of your city.

After finding the main factory, we can rest assured that we can bargain or do appropriate extortion in the actual market, so that the profit can be increased invisibly. After we are proficient in the above ** skills and sales, the next task is to pick up the rags. Since we are doing waste products, the trash that is recovered is usually very messy, so we need to do "sorting", which refers not to "garbage classification", and garbage classification is not related to this.

Here, for example, if the structure of a refrigerator is composed of boxes and parts, then we need to do sorting after dismantling, because the purpose of recovering the waste product is also to produce new finished products for the second time. Therefore, he can not be digested by a factory, so if we want to sell it separately, we must do "broken sorting", which can also be called waste classification.

In short, this is an industry that will never be unemployed, as long as you are willing to work hard, there are still prospects.

Very promising and worth trying.

1. Consumables**: low investment and high return.

On the computer street in many cities, you can always see some people playing cards with the words "**** toner cartridge and ink cartridge". Because of the ** hidden "windfall profits" of ink cartridges and toner cartridges.

According to industry insiders, the average price of a brand of ink cartridges and toner cartridges is more than ten yuan, but after they are regenerated, the cheap ones are forty or fifty yuan, and the expensive ones can reach more than one hundred yuan, and the entire processing cost is only a few yuan. According to the investigation of this reporter, the relevant recycling equipment is only a few thousand yuan cheaper, and the more expensive is only 20,000 or 30,000 yuan, and only one person can complete the regeneration process of hundreds of ink cartridges or toner cartridges in one day.

Therefore, whether it is in terms of input, technology, or gross profit margin, this business is a heart-pounding profiteering business. At the same time, the reporter learned in the course of the investigation that this business is a norm to make tens of thousands of yuan a month, from the perspective of income alone, this business is not high, but from the perspective of cost performance, the business is definitely a grassroots investor business opportunity.

2. Waste household appliances.

It's an extremely common and humble business. Many people may think that this is a ragy business, but in fact, it is a very profitable and low-tech business. Maybe after reading the following article, you can find a new way to make money for yourself.

Scrap is a big market and it's worth doing.

With the rapid development of China's economy, the progress of skills, and the deceleration of upgrading, more and more commodities will lose their value and become waste commodities, and enter the stage of re-application of waste commodities.

Waste products, the traditional company's approach may be, recruit people and then come to the door, but they use a shared model, directly engaged in a platform, similar to the taxi model of the platform, and then integrate some individual garbage users into the platform, when users have waste needs to sell, on the platform to withdraw the application, and then these individual garbage users according to their own business needs and then door-to-door.

For users, it's very convenient, you can sell it at any time when you want to sell garbage, and it's also very good for these individual garbage ** people, with the help of this platform, you can take more business and make more money, right? The important thing is that the platform does not have to pay these individual garbage ** a penny, and does not have to pay them a salary.

When these individual garbage collectors receive garbage, they can sell it at their ** location, and the price is the same as that of their peers or has a slight advantage. So what about the other mode, that is, the garbage machine of plastic bottles, which is placed in some public places, such as the subway mall community, and then when the user finishes drinking the drink, it can be put into their machine.

The money is made by the difference in the middle price of garbage, and there are some places that will have a subsidy policy, because this is an environmental protection business.

The current situation is not optimistic, garbage classification will be implemented in 2025 across the country, before this private waste station will definitely be banned, of course, the state will support some enterprises in the **garbage**, classification and utilization, but it is not so fast, if the implementation of this program, these unemployed people can go to work in the ** supported enterprises, garbage classification.

At present, it is not implemented so quickly, the scrap station is banned, you can work in the construction industry, engage in decoration, build houses, and now the wages in the construction industry are not low, as long as you are willing to work hard and endure hardship. You can go to these places and work as a porter. As a security guard, the salary is relatively low, but the work is easy.

Go to work in a furniture factory and do chores, in fact, many factories need to do chores, and there are not so high requirements for age, so you can find it.

You can invest in a small business, make some money from scrap products, and do a small business.

I have dealt with a lot of people who do waste products, most of them are more than 40 people, they are working hard to feed a family, in order to make money, the living environment is not good, sometimes the meal is not followed by the next meal, there is no punctuality, to the meal someone let go to pull the goods, the meal can not take care of the food to go quickly, come to the three wheels in the sun, no one is tanned than the average person, but also to carry the waste, to classify the waste. This business is indeed bitter and tiring, and many people look down on it and look down on it. Their hardships are not something that some respondents can understand, and many young people have never done this kind of work, and they can't understand the hardships involved, which really makes them realize that I don't think they will do it.

The national policy should be implemented in this way, and private waste products will eventually become a thing of the past, and I hope they all find a job of their own and once again support a world for their families!

Scrap ** is quite profitable, and it is worth doing.

In fact, no matter what the profession, there is a process from shallow to deep, even the waste ** line is no exception, in this line, a person wants to casually have a certain profit, it is still very difficult, we all know, now the waste ** is gradually getting lower, a lot of scattered waste ** people have not made any profit from it, many waste pickers picked up bottles to the waste ** station, on the pound is only a few cents.

And when many friends were young, a Jianli treasure bottle could be sold for one or two cents. And the prices at that time were not the same as the prices of today. But even so, there are still scrap products that can make a certain profit from it.

This profit may be higher than that of most blue-collar or gold-collar workers in the city today.

According to official statistics, China's profits from various resources and utilization can even reach more than 700 billion yuan per year. The average annual income of these people working in the waste industry can even reach more than 60,000 yuan. That is to say, you can almost get a salary of about 5,000 yuan every month by relying on waste products.

This is not much different from many first-tier city graduate students when they first started into the enterprise. However, for the scrapmers, it only takes some ingenuity and a diligent hand to do it.

But having said that, in addition to making a little money in this industry, there is also a reason why many practitioners are because it is actually very difficult to transfer from waste products to other industries, because there is almost no threshold for waste products, and all that is needed is the relationship between the contacts between various sites and the waste products, that is, the residents in most communities.

At the very least, other industries require some technical problems, so they don't change careers, mainly because there is no such condition, and even if they change careers, the money they make is not as much as when they collected scrap, so who will spend this effort but not please?