How much can I buy a car with a monthly income of about 50W, installments! 5

It depends on how much you have to pay for the down payment, I mind if you buy a car no more than 300,000, and the rest of the money can be used as some solid investments, first of all, to protect your wealth in a crisis. It is not yet known how long the economic crisis will last. (Personal advice).

I gave a friend 440,000 last time. If you're going to pay half of the down payment, cut it in half. Or according to your own actual situation, according to this company formula.

Now the interest rate of the commercial loan is, the loan for 20 years, the interest for one month is 44 The interest of the loan is 440,000 for one month) 12 = 3231 (440,000 years of interest for one year) 20 = 64627 (the total interest given to the bank for 20 years) Then use 440,000 20 years and 12 months = 1833 (principal) + 269 (monthly interest) = 2102 (monthly payment).

According to the bank's regulations, your monthly income must be multiple of the monthly payment, that is to say, if you pay 2102 yuan per month, the monthly income must reach: 2102.

You have a deposit of 300,000 and a 5-figure monthly income, which is very easy. The higher the price of the car, the higher the cost of car maintenance, and now the first fuel tax will be introduced, and many car buyers are waiting and seeing.

It depends on how much you usually spend on other expenses, otherwise you can buy it.

What model? What brand? What car model de? Business Jeep? Sedans, sports cars? For work? Or is it a combination of life and work?

According to the calculation of 50,000, the minimum down payment in installments is 30%, then you should pay about 15,000 naked car price, and then take out a loan of 35,000, but the bank generally lends according to the whole number, and may also lend 30,000, not 40,000 to you.

Then there is insurance and the like, and the insurance of about 50,000 cars is almost more than 3,000.

The purchase tax is about 4,000, and then the license plate is 500, so that the down payment of 50,000 yuan to buy a car in installments will cost: 20,000 + 4,000 + 500 + 3,000 = about 27,500 yuan.

The interest is calculated according to 4 miles, the loan is divided into two years, the interest is 30,000*, two years is 2,400, and the monthly mortgage repayment is 32,400 24=1,350 yuan.

I hope that young people who have just graduated will be able to break through on their own. I believe that many young people have thought about such a question after graduation. When can you buy your own car and drive.

Generally speaking, in big cities such as Beijing, Shanghai and Guangzhou, the salary of employees after joining the company is basically 5,000. So, standing at this point of 5000 per month, let's take a look at our car strategy. If you have a monthly salary of 5,000 yuan, you can buy a car in installments according to this import loan, and you can indeed buy a few beautiful, young, handsome, and well-known SUVs.

Let's take a closer look at an SUV that can be purchased with a salary of 5,000 installments for four months.

At first glance, BYD Yuan felt that it was young and energetic, which was very in line with the temperament of young people. It's still good to build a low-spec car with a monthly salary of 5000 installments. The Yuan uses BYD's latest family design, the blue car market and the white roof together create the visual effect of a hovering car, and the plug-in spare tire also looks very three-dimensional.

Judging from the overall shape, Yuan has the fashion personality of an urban SUV. The length and width are 4320 1765 1650 mm, respectively, and the wheelbase is 2520 mm. The dark interior with silver trim, the use of carbon-like material near the protective belt improves the tactile feel, and the three-spoke steering wheel and gunbarrel gauges also give the interior a very youthful look overall.

Configurations include a multi-function steering wheel, a large control screen, one-button start, automatic air conditioning, a 360-degree panoramic imaging system, BYD "cloud service", a green cleaning system, and keyless entry.

Rigging and engine. The electronic maximum power is 80 kW and the maximum torque is 145 km, the latter has a maximum power of 113 kW and a maximum torque of 240 km, and in terms of drivetrain, the engine is the same as the 5-speed manual transmission. Same as a 6-speed dual-clutch transmission.

Chery Westlake 3 sells very well. The minimum allocation is 68,900 won, and there is some pressure on young people with a monthly salary of 5,000, but the family can support 10,000 won, and it is worth buying one.

The Shen Seo Ho 3 continues the cash model as a whole, but only some details have changed. Instead of the chrome heavy mesh of the old model, it was changed to a black piano paint material, which looks more stylish. At the same time, it prevents chrome strips, roof racks are extended, and chrome trim is added to door handles.

The body length and width are divided into 4420 1760 1670 mm, and the wheelbase is 2510 mm. The changes in terms of decoration are much greater. The center console adopts an asymmetrical design, and the overall control layout is biased towards the driver's seat, and the setting level of each functional area is obvious, which is convenient to operate.

8-inch touch LCD screen with integrated navigation, mobile phone mapping, Bluetooth**, reversing image and more. In addition, the whole system is equipped with a tripartite sports multi-function steering wheel as standard, medium and small models are wrapped in leather, and the whole system is equipped with a cruise control function as standard.

I think it's okay to buy a Haval. Because the best of this car is still very affordable, the quality is also very reliable, there are few failures, and the fuel consumption is also very low, very fuel-efficient.

Considering that the cost performance of Sylphy is indeed very high, the appearance of the atmosphere, interior technology, ***, low fuel consumption and so on are the characteristics of Nissan Sylphy. And according to statistics, in the national sedan sales ranking in October, Sylphy won the sales championship for a second time, which is enough to see the Chinese people's love for this model. In 2020, a total of 308145 units were sold nationwide, making it a leader among Japanese cars.

You can choose to buy Teana, this car is very cost-effective, and this car is also quite valuable, and the appearance is also very fashionable and domineering, very in line with the aesthetics of young people, and the fuel consumption is also very appropriate.

You can choose the Nissan Sylphy, this car is recognized as a fuel-efficient and powerful model in Japanese cars, and the cheapest naked car is 80,000 yuan to pick up the car.

BYD Yuan. The landing price of this car is very cheap, it can be purchased completely, and its configuration is also very good, much better than other cars.

With a monthly salary of 5000 and want to buy a car in installments, it is recommended that you price more than 70,000 or 80,000 yuan, so that your pressure will be a little less.

There are many cars to choose from, depending on whether you are considering home or transportation.

Ah, summer in the Napa Sea, if time could be reread, I would look for you at the beginning of my memories. Did you know? Just to see you, I used up all my longings. Summer in Shangri-La, because of you, I don't care about all the beautiful scenery;

Payment. Loan = 205,000-102,500 = 102,500 yuan, the loan can only reach the thousand. 500 is added to the down payment, so the down payment is 103000, and the loan is 102000Monthly payment (102000*shout and 36=.)