What does black card mean? What does a black card mean

What is the concept of a bank card black card?

There is no preset spending limit for black cards. However, the threshold for black cards in each bank is different, and the creditworthiness and assets required to apply for black cards are different according to different banks.

The black card is a symbol of all dignity, and it needs to be actively invited by the bank. Therefore, people who hold a black card can enjoy the best quality service, and the most exciting thing is that the credit line of the black card can be infinitely intelligently improved, as long as you have needs, the bank will meet you, even if it is a helicopter. Black card holders can enjoy a suite upgrade when flying and enjoy a number of private services.

The service is readily available, very user-friendly and caring, and as long as you have this card, you can enter and exit the upper social circle at will and expand your network.

The level of the bank card (from high to low), the higher the level, the more services you can enjoy, such as black gold card, platinum card, titanium card, gold card, and ordinary card.

Black card generally refers to the black card of credit card, which belongs to the top credit card, with such a black card, customers can enjoy top services including life, work, travel, entertainment and other fields. The service can be said to be readily available, very user-friendly, and intimate, and cardholders can also enjoy the "all-round personal assistant" service and many privileges provided by the bank. The credit limit of the black card can be increased infinitely intelligently, which is equivalent to no upper limit.

Generally, the black card is actively invited by the bank according to the customer's conditions, and it is not possible to apply for it by itself.

Black credit cards and American Express launched a black credit card called "Centurion" in 1999, which is known as the "king of cards" by industry insiders.

The American Express Centurion Black Gold Card is the black and gold (highest) version of the "Centurion Series Charge Card" launched by American Express in the United Kingdom in 1999.

The Centurion Black Gold Card is positioned in the top group, with no upper limit (the Centurion Black Gold Card in China is a credit card issued by cooperation, so there is a limit on the credit line, with a credit line of 200-10 million), and most of the cardholders are executives, billionaires and celebrities from various countries and are invited by American Express to handle it, and do not accept card applications. Cardholders can enjoy the world's best member-only benefits, benefits and services.

Due to the domestic policy prohibiting foreign card organizations from independently issuing charge cards in China, American Express changed the Centurion series cards to credit cards in China and authorized Industrial and Commercial Bank of China, China Merchants Bank, and China Minsheng Bank to issue them.

The black card refers to the American Express Centurion Black Gold Card, which is a kind of credit card, which is the Centurion series of charge cards launched by American Express in 1999; Since the theme color of this card is black, many people usually call it Kushin Zen Black Card. This credit card is also considered the "king of cards".

The group of people targeted by the black card belongs to the top group, and there is no limit on the amount of the card, so users of this kind of card cannot apply for it, but can only invite it to open.

The invited objects are generally the elite of the society, and the annual income is particularly high, and in China, Industrial and Commercial Bank of China, China Merchants Bank and China Minsheng Bank can invite users to open.

Black Card has exclusive benefits and services that are of the highest level, and any request from the cardholder will be responded to and assisted in realization, no matter where the cardholder is.

As of August 2019, it has been issued in more than 31 countries and regions, but there is still a limit on the amount of such cards issued in China.

The black cards issued by the three Chinese banks are provided by American Express China, including extraordinary global travel, international airline discounts, private jet benefits, global airport VIP lounge benefits, global car slag rental benefits, etc.