How about Hengqin Discount Treasure and Super Mario 2020max, which one is worth buying?

Just look at these two products, they are very good critical illness insurance products, and the senior sister has also done the evaluation of these two products before, if you want to see a comprehensive review, you can take a look at thisHow about Hengqin Life Promotion? Comprehensive evaluation, in-depth analysis!

Take a look at the comparison chart of the two products:

The two products look similar at a glance, so here, the senior sister will not talk about their similarities, but only talk about the differences between the two products in those aspects.

1. Insurance rules.

1.The coverage period of the Discount Treasure is only "Lifetime", while the Super Mario 2020max is available in "Lifetime" and "Up to 70 years old". I'm struggling to choose which one is better, and I've finished reading thisShould I choose term or lifetime critical illness insurance?

You know. 2.The regulations on the amount of insurance are relatively strict. It is stipulated that people aged 0-17 can be insured with a maximum insurance amount of 30-400,000 yuan, while retirees, laid-off, unemployed, and unemployed people can only invest a maximum of 300,000 yuan.

3.The Super Mario 2020 MAX has stricter rules on the payment period. Choose to pay for life, 0-35 years old can choose 30 years, and other ages can choose up to 20 years or less during the payment period; Choose to keep it until the age of 70, 0-30 years old can pay for 30 years, and other ages can be paid for up to 20 years or less.

Regarding the choice of payment period, if you don't understand, you can look hereHow to choose the payment period so that you will not lose?

Second, the content of the guarantee. Preferential treasure can be attached to the second compensation for cancer; The Super Mario 2020max can choose a second claim for specific critical illnesses, including cancer among the 3 high-incidence critical illnesses.

3. Compensation ratio. In terms of critical illness protection, Privilege offers an additional 60% of the basic sum assured before the age of 60, while Super Mario provides an additional 50% of the basic sum assured before the age of 61. The discount is 10% lower, but the protection period is one year longer.

In terms of mild illness protection, the Super Mario 2020 Max has a 5% higher payout ratio than the Discount Treasure.

If you want to know which product is more worth buying, you can take a look at the defects of these two products and combine them with your own needs to see if you can accept it. The [Super Mario 2020max] that was blown up by netizens still has these flaws. Hope!

Preferential Treasure and Super Mario 2 MAX are two popular critical illness insurance policies underwritten by Hengqin Life Insurance and Cindat Life Insurance respectively. "Comparison Table of 136 Popular Critical Illness Insurance in China".

Due to space limitations, I will briefly analyze these two products:

First, the basic information of the product.

2. Comparison between Discount Treasure and Super Mario 2020max.

1.Critical illness benefit.

Both products only make one claim for critical illness, and both provide additional protection for critical illness. However, the Discount Treasure has a higher coverage limit, which can pay an additional 60% of the sum insured, compared to only 50% for Super Mario 2020Max. Therefore, in terms of critical illness protection, the discount treasure is slightly better.

2.Minor illness benefit.

There is little difference between the mild and moderate illness benefits of the two products in terms of disease type and number of claims, but the Super Mario 2020max mild illness compensation ratio is 5% higher than that of Preferential Treasure. In this way, the Super Mario 2020MAX is a little stronger.

3.Featured Guarantees.

In addition to cancer, the second payout of Super Mario 2020max also includes acute myocardial infarction and heart bypass surgery, which are not available in Hengqin Discount. However, the preferential treasure is not bad, the first critical illness is cancer, the interval is 3 years, the cancer status includes new, **, metastatic and continuous, and an additional 120% of the sum assured will be paid; For the first non-cancer critical illness, the interval is 180 days, and an additional 120% of the sum insured will be paid. It's no wonder that both products have a place in the top 10 critical illness insurance rankings:

"Top 10 Popular Critical Illness Insurance Points Worth Buying! 》

If you only choose basic protection and lifelong protection, you can consider Hengqin Preferential Treasure. After all, 60% more than 60% at the age of 60 is overpaid, and the sum insured is higher.

If you want to have a long-term and stable protection and do a good job in secondary payouts, you can consider configuring Super Mario 2020MAX.

The above is mine, you can come to me if you have questions

Hengqin Life Insurance's Preferential Treasure and Cindat Life's Super Mario 2020MAX are both critical illness insurance products that have just been launched, and they are both cost-effective and indistinguishable. At this time, you should return to the original and think about what your needs are. Then go and choose the product.

Let's go straight to the conclusion:

If it is guaranteed to be 70 years old:The Super Mario 2020 Max adds the option to stay up to age 70, making it much less stressful to pay.

If it's guaranteed for life:Women are advised to consider preferential treasures, which are better and cheaper for critical illness additional compensation; Men can consider the Super Mario 2020 Max, which is not only guaranteed enough, but also 4% cheaper.

Compared with Super Mario MAX 2020, the biggest advantage of Hengqin Discount Treasure is: 60% more compensation for critical illness before the age of 60, 10% more than Super Mario MAX 2020.

How much is this extra coverage worth, I also calculated:

Taking a 30-year-old man as an example, the insurance amount of 300,000 yuan is paid until the age of 60 and the insurance is 60 years old, which is 1,104 yuan per year, and the insurance amount of 250,000 yuan is 920 yuan per year.

However, in terms of 2 claims for critical illness, Super Mario 2020 Max is more complete, and can be paid 2 times for cancer, acute myocardial infarction, and coronary artery bypass, while Discount Treasure can only be paid 2 times for cancer.

In addition to the discount treasure and Super Mario 2020max, there are many excellent products on the market, such as Super Mario 2020pro, Guofu Jia and Baohe Xinai No. 2, etc., Deep Blue Jun selected the best from the best in the market and screened out 7 products for evaluation, as shown in the following figure:

Let's go straight to the conclusion:

If you are looking for value for money:Insured to the age of 70, Genor Insurance is very cost-effective, and men have a greater advantage in insurance; If you want to keep it for life, Super Mario 2020 Max and Discount Treasure are more worth considering.

If you pursue comprehensive coverage:Men can focus on Super Mario 2020 max , which will pay 50% more before the age of 61, and can also add 2 claims for cancer and cardiovascular; Women can choose to pay 60% more for the first 60 years old, and it will be cheaper.

If cardiovascular protection is important:For 10 cardiovascular diseases, Xinai No. 2 can be paid 2 times, and the cardiovascular protection is more comprehensive.

If you want to reduce the pressure of paying fees:Ruitai Ruiying is paid to the age of 60, and it is very cheap to guarantee it until the age of 60; The Super Mario 2020Pro can be paid up to the age of 70, which can further reduce the pressure of payment.

In the end, it is the same sentence, choose products based on your own needs and budget. I hope it can help you, if you want to know more detailed single product evaluation, you can go to the official website of Deep Blue Insurance.

Hello, the mini-games on the following site are relatively new, and there are more types, so you want to have everything.

A lot of indie games aren't big, like Braveheart, Flower, and the like.

Generally, the free recommended games on PS4's plsystation@network are mini-games.

You rush to a member and you will give away 2-3 mini-games every month.

It's best to start with all born equal, and it's better to cooperate with the Inflamorcer Eggplant, because the first wave of boss paving is very **.

Using Combat Mobilization is very effective, as the probability of the boss touching your dedication is not too high. In fact, even if there is dedication, the quartermaster can make the reporter not burn to death. (except for Firestorms, which have a lower probability).

I won this set, and I remember using a set of priests in the box, with a large share, and after it transformed, it was buffed and killed in one round.

Good luck.