Ping An Sickness Insurance of China is not fixed term

If you buy term insurance, it is a good thing that you don't get sick when the contract expires, but if you get sick just after the contract expires, this is a big loss, insurance is useless, life insurance is not sick can convert pension, and your money is not lost.

Huatai Life Fuyou Shuangxin can be reported at the age of 60, 70, 80 years old by their own critical illness multiple claims, a number of mild illnesses, enjoy dividends, the expiration of the pension can also be grandly listed, July 11 grand listing.

Evergreen 2016 Blockbuster Attack!

1 100% compensation for 77 critical illnesses.

2 An additional 20% will be paid for 33 mild diseases

3 5 additional claims for different minor illnesses.

4 Waiver of premium for minor illness.

5. 100% compensation in the terminal stage of the disease.

6 100% compensation for death.

7. 100% compensation for total disability.

8 double waivers (the policyholder suffers from mild, severe, totally disabled, and death waiver of the policyholder's premium) The most comprehensive and cost-effective health insurance in the industry!

With Xinxiang, the maximum insurance for 20 years is 65 years old, and the sum insured is twice the sum insured + dividend return at maturity; There is also Xinli, which is insured until the age of 80, 7% of the sum insured will be returned every other year, and twice the sum insured will be returned at the age of 80.

Hello! There are regular ones, but I personally think that the point of insurance is lost.

Hello, our company's products are both regular and lifelong.

Hello! Convenient can contact me, according to your needs have.

Ping An Life Insurance.

Generally speaking, the introduction of Ping An Life Insurance of China will involve term life insurance, whole life insurance, survival insurance, life and death insurance, endowment insurance and other types of insurance, and some of the hot-selling types of Ping An Life Insurance are Ping An Century Tongxiang Whole Life Insurance, Ping An Hongxin Whole Life Insurance, Ping An Xinsheng Whole Life Insurance, Ping An Xinli Insurance, Ping An Xinxiang Insurance, Ping An Zhiying Life Whole Life Insurance, etc. Ping An Life Insurance of Ping An of China will generally try its best to meet the requirements of consumers, help consumers find the most suitable insurance for themselves, and make it easy for consumers to buy insurance.

Ping An protection insurance.

Century Tongxiang Whole Life Insurance.

Hongxin whole life insurance.

Xinsheng whole life insurance.

Xinli Insurance.

Xinxiang is fully insured.

Ping An Children's Insurance Insurance:

Ping An Century Talent Investment-Linked Insurance.

Ping An Century Winner Whole Life Insurance (Universal).

Century Angel Children's Insurance (Participating).

Century Angel Children's Insurance (Participating, Foreign Currency Version).

Century Starlight Children's Insurance (Participating, 2004).

Century Starlight Children's Insurance (Participating, Foreign Currency Version).

Century Mill Bird Rainbow Children's Insurance (Participating, 2004)Additional Children's High School Education Annuity Insurance (Participating, 2004)Additional Children's High School Education Annuity Insurance (Participating, Foreign Currency Version)Additional Children's College Education Annuity Insurance (Participating, 2004)Additional Children's College Education Annuity Insurance (Participating, Foreign Currency Version)Ping An Financial Insurance Insurance:

Fortune Whole Life Insurance.

Wealth Management Family Investment Insurance.

Wealth and life insurance.

Fortune Investment-Linked Insurance.

Golden color life universal insurance.

Full of gold and jade universal insurance.

Fortune BBK Insurance Plan.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Ping An Insurance Critical Illness Insurance of China is a term critical illness product and is the main insurance.

For example, a 31-year-old man can buy an insured amount of 200,000 yuan with a premium of 2,000 yuan for a 30-year fixed critical illness.

Critical illness insurance refers to the commercial insurance behavior handled by the insurance company to cover specific critical diseases, such as malignant tumors, myocardial infarction, cerebral hemorrhage, etc., and when the insured suffers from the above-mentioned diseases, the insurance company will provide appropriate compensation for the medical expenses spent. According to whether the premium is refunded, it can be divided into consumption-based critical illness insurance and return-oriented critical illness insurance.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Commercial insurance activities handled by insurance companies that take specific major diseases, such as malignant tumors, myocardial infarction, cerebral hemorrhage, etc., as the insured objects, and when the insured suffers from the above-mentioned diseases, the insurance company will provide appropriate compensation for the medical expenses spent.

The advantage of critical illness insurance is that the insured amount is paid immediately after diagnosis, which avoids the delay caused by economic problems in the early stage, and the insured amount paid can make up for the economic losses caused by the ** period and the ** expenses in the later stage to a certain extent. For example, Fosun United Recreation Lifetime Critical Illness Insurance Section B, with an insured amount of 500,000 yuan for critical illness, 3 times for minor illness, and 500,000 for death benefit, double exemption for mild illness + policyholder, and you can also enjoy value-added medical services.

1. Ping An's term life insurance can provide the policyholder with the insurance company to pay the insurance money agreed upon by the insured if the insured dies within the insurance protection period, because it is a term life insurance, so once the insurance period is exceeded, the insured dies, and the insurance company no longer bears the insurance liability and does not pay the insurance money.

2. Life insurance is a type of insurance that is conditional on the death of the insured, which is divided into two types: regular and lifelong, and the protection of whole life insurance will be more comprehensive than that of regular life, but the premium will be higher.

Ping An Insurance of China has a total of 45 types of major insurance.

Tumor-related diseases. Acute myocardial infarction, severe primary pulmonary artery. Erosive molar pregnancy.

Cardiac membrane discrimination. Severe primary cardiomyopathy. Sequelae of stroke.

Coronary artery bypass grafting. Aortic surgery. Severe infective endocarditis.

Severe aplastic anemia. Major organ transplantation or hematopoietic stem cell transplantation. Deafness in both ears.

Malignant tumors, renal failure (uremia), vital organ transplantation, quadriplegia, stroke, coronary artery bypass grafting, severe burns, aortic surgery, fulminant hepatitis, terminal disease. Severe autoimmune hepatitis. Severe diffuse systemic scleroderma.

Benign brain tumors. Sequelae of encephalitis or sequelae of meningitis. Deep coma.

Severe Alzheimer's disease.

Severe type I diabetes. Severe burns. Severe rheumatoid arthritis. Elephantiasis. HIV infection caused by blood transfusion. Severe muscular dystrophy.

Ping An Insurance's critical illness insurance provides critical illness protection, and like other critical illness insurance on the market, it also covers 28 major illnesses that must be insured by the CBIRC, including malignant tumors, severe burns, multiple limb loss, major organ transplantation, etc.

Many of Ping An Insurance's critical illness insurance products can provide protection for hundreds of critical illnesses, including 28 critical illnesses that must be insured, and other critical illnesses are defined by Ping An Insurance Company. What kind of diseases are covered by critical illness insurance and what are the claim conditions, you can check this article to familiarize yourself with first: What diseases does critical illness insurance cover?

If you don't know these, don't buy them randomly!

It should be noted that there are many types of insurance products under Ping An Insurance, and not all of them can provide disease protection, such as Ping An Insurance's medical insurance, which usually reimburses the medical expenses incurred during the insured's illness and hospitalization; Accident insurance covers accidental disability, death, and accidental medical treatment; Life insurance generally covers death or total disability ......In order to help you better understand the functions of different types of insurance, you can take a look at this article compiled by Senior Sister, and after understanding, you can also analyze what insurance you need to buy: what is the difference between critical illness insurance, medical insurance, accident insurance, and life insurance? Will there be a conflict when making a claim?

In addition, in addition to the above-mentioned protection insurance, Ping An Insurance has also launched a lot of financial insurance, which does not necessarily provide critical illness protection, such as annuity insurance, universal insurance, comprehensive insurance, increased whole life insurance, etc., usually in terms of personal protection is to provide death and total disability protection, and the function is more biased towards financial management.

If you want to buy critical illness insurance with comprehensive illness protection, in addition to looking at Ping An Insurance's products, you can also look at the products of other insurance companies, so that you have a better chance of finding products with comprehensive protection and high cost performance. For example, these ten high-quality critical illness insurances, you can also compare and choose: the top ten popular critical illness insurance points worth buying!