How does Meituan borrow money from Apple s system

It is recommended that customers choose formal banking channels to apply for loans, such as the Agricultural Bank of China's "Online Quick Loan".

Netfast Loan refers to a small-amount consumer loan issued by ABC to individual customers of ABC who meet specific conditions, and is self-applied for, quickly received, and self-serviced.

2) The borrower understands the product situation, the basic conditions of the loan and the handling process.

3) Fill in the basic information, the term of the loan to be applied, the borrowing and repayment account, the mailing address, etc.

4) The system verifies the validity of the mobile phone number.

6) Confirm the loan information, the amount of the loan to be applied for, the purpose of the loan, etc.

The maximum loan amount is 300,000 yuan, and the minimum loan amount is 3,000 yuan; The specific quota of the customer will be approved according to the customer's business situation in ABC.

Group loan, also known as Meituan small loan, is a loan business launched by Meituan for individual merchants for capital turnover, which is divided into merchant version and personal version, and requires different apps to apply. At the same time, Meituan Microfinance cooperated with China Merchants Bank to open Zhaolian Financial, and you can apply for a loan by filling in the information.

How does Meituan Loan work?

At present, Meituan Loan is a loan project in cooperation with China Merchants Bank, and you can apply for a loan in My Wallet - Zhaolian Financial. Then jump to the China Merchants Bank Zhaolian Financial Loan page, and China Merchants Bank will evaluate the personal credit information to give a certain loan amount.

How much can Meituan Loan borrow.

The specific loan amount is mainly related to the personal credit line, and China Merchants Bank will judge it based on personal credit reports, ID card information, bank statements and other relevant information, and the general amount will be between 20 million and 50,000 yuan.

This answer is provided by Youqianhua, a credit service brand under Du Xiaoman Finance (formerly Finance), which provides personal consumer credit services for the public and creates an innovative consumer credit model. Youqian uses artificial intelligence and big data risk control technology to bring users convenient, fast and reassuring Internet credit services. Click below on the mobile phone to measure the amount immediately, and the maximum amount you can borrow is 200,000.

Operating environment: brand model: iphone13

The process is as follows:1Open Meituan, log in to your Meituan, click "My", find and select "Borrow money" under Meituan Wallet.

2.When you enter the borrowing interface, you can see the maximum borrowing amount and the lowest daily interest rate information, and you need to click "Receive Limit" at this time.

3.Fill in your real name and ID number, and then click "OK" after filling in, and then the camera will be turned on for authentication, after authentication, a personal credit authorization letter will pop up, after reading, click "Agree and submit" to apply. If the Kuan Zheng document is satisfied, Meituan's loan will be successfully opened.

The borrowing function in the package, and carefully read and check the "Personal Credit Reporting Authorization Form" and "Personal Information Use Authorization Form"; After the checkbox is completed, the corresponding credit line can be obtained, and the user can successfully open Meituan to borrow money, and then the user can apply for a loan on Meituan.

Meituan has loan products on the Meituan platform, such as Meituan Monthly Payment, Meituan Living Expenses and Meituan Business Loan, among which Meituan Business Loan is an operating loan exclusively provided for Meituan merchants, while Meituan Monthly Payment and Meituan Living Expenses require Meituan users with a Meituan trust score of 560 or more to apply for opening. After the loan product on the Meituan platform is successfully applied, it can be withdrawn to the bound bank card for transfer and daily consumption.

The borrowing method of Meituan State Macro is as follows:

2.After entering the "Meituan Flash Loan" page, fill in the basic personal information and loan amount, submit the application, and the system will automatically conduct a risk control assessment and credit evaluation review on the borrower.

3.After the review is passed, you can confirm the loan amount and repayment period and other information, and sign the relevant loan contracts and agreements.

4.After the loan is successful, the funds will be transferred directly to your bank account, and you can use the borrowed funds for spending or other purposes.

Meituan is a leading lifestyle service platform in China, founded in 2003. It provides a variety of consumer services including takeaway, hotel travel, taxi rental, movie ticketing, leisure and entertainment, etc.

In addition to providing convenience such as eating, drinking and playing, Meituan has also launched a new loan opening. You only need to submit simple information, and then wait for the official invitation to open it, and if there is no problem with the applicant's qualification credit, it can be opened in most cases.

There are two ways for borrowers to negotiate with Meituan to defer repayment. One is to directly call the manual customer service of Meituan Loan Douyinhua, explain their own situation, and then apply for a three-day extension of repayment. As long as the borrower has a good repayment attitude and has sufficient reasons for deferring the repayment period, it is still relatively easy to apply for a 3-day repayment deferment.

The second method is for the borrower to negotiate directly with the customer service to extend the repayment period. After the borrower submits the application, the customer service will review and evaluate the borrower based on the reasons given by the borrower and the information provided, and if the assessment is passed, the borrower can successfully extend the repayment period. If the assessment fails, the borrower will have to pay the loan according to the original repayment plan.

At present, Meituan has cooperated with the credit information center of the central bank, so once the borrower's arrears are overdue, there will be a detailed record on the personal credit report. Therefore, it is recommended that you borrow reasonably to avoid overdue.

<>2. Then select the "borrow" function pointed by the red arrow, as shown in the following figure

3. After that, it will enter a face recognition interface, which requires face recognition authentication, as shown in the figure below

4. After passing, a detailed personal information sheet should be submitted, as shown in the figure below

5. At the end, the amount of money that can be borrowed will be displayed, and if necessary, click to borrow money.

Click in and ask customer service if you don't understand the application.

Friends who have obtained loan permissions, you can do it like this:

1. Enter Meituan's personal account and update and improve your personal information, the more detailed the better, (this is conducive to increasing the credit line and approval rate);

2. Enter the money borrowing function in Meituan Wallet, carefully read the "Personal Information Use Authorization Letter" and "Personal Credit Investigation Authorization Letter", and authorize them;

3. After completing the authorization, you can get a credit line and successfully open a Meituan loan.

Judging from what we have learned so far, the conditions required to open Meituan to borrow money are:

1. Be over 18 years old, have good personal credit and stable personal income;

2. Be a Meituan user and have a relatively stable consumption record in Meituan;

3. Willing to provide a contact person's information.

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01. After logging in to the Meituan app, click My Wallet. 02. Choose to borrow money. 03. Then there are three methods, one is to take a headshot, which is about more than 10,000 loans, the other is to take a photo + other information, and there is to bind a bank card and upload an ID card**.

04. Then enter the amount to be borrowed and submit, wait for the review, and generally there is no problem that it will be approved and released quickly. The amount borrowed cannot be higher than the maximum amount set by the system. 05. Meituan can borrow up to 200,000 yuan, and the interest is calculated according to the calculation, which is about 5 yuan a day, and the interest on these platforms is much lower than that of credit cards, and the lending speed is very fast, and it can be done in a few minutes.

06. New users can also borrow, as long as there is no problem with the credit information, or it is blacklisted in Meituan, you can prepare identity information and bank cards, etc., if you have been using Meituan for a long time, if the level is very high, the information can be provided very little. 07. If you want to improve the approval rate, you can turn on the positioning function of the app and the camera permission. Make sure the network is smooth, so that the information will be uploaded faster, and you must have a good credit history.

Manual review will be ** to confirm, some may not receive **, this is different, generally ask you whether you are operating yourself, is it voluntary, to prevent coercion, and what is the purpose of the use, to prevent being deceived and so on.

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