I bought Pacific Youth Insurance, with an insurance amount of 500,000 yuan, and how much will I pay

It depends on what type of insurance you buy.

It depends on what type of insurance you buy!

Please refer to the insurance contract.

Founded in 1991, CPIC is the big brother of the insurance industry and has been selected as one of the world's top 500 companies for eight consecutive years with its strong strength. Regarding the Pacific Insurance Company, I analyze it from the following three questions::

1.Compared to other companies, are Pacific Insurance's products worth buying?

The main products promoted by Pacific Insurance are Jinyou Life, Children's Super Energy Treasure Enjoy Million, Xin Satisfaction, etc., after combing through the products of Pacific Insurance, I sorted out one"Seven Worthwhile Products for Pacific Insurance in 2020".

Hope it helps.

2.How does CPIC perform in terms of service levels?

In order to provide consumers with a standard, the China Banking and Insurance Regulatory Commission (CBIRC) has rated the services of insurance companies according to indicators such as complaint rate, claims service, and business handling efficiency, with AAA rating being the highest and D rating being the lowest.

Let's see how many levels Pacific Life can rate:

Pacific Life is rated AA, and no company has achieved AAA rating for the time being. However, the rating changes from year to year, and the situation is different from year to year.

3.Is Pacific Insurance reliable?

I will care about the unreliable fans of the insurance company, and I am worried about the claims after buying the insurance. This is easy to do, the higher the ranking company, the more reliable it must be in the same industry. Recently I combed through an article:

What are the top 10 insurance companies?

You can see which companies are going beyond Pacific Insurance.

That's all for me"I bought Pacific Youth Insurance, with an insurance amount of 500,000 yuan, and how much will I pay for five years"All, look!

Pacific Insurance pays 50,000 yuan a year, what kind of insurance?

Hello dear, Senpin. Pacific Insurance pays a loss of 50,000 yuan a year, which is a long-term companion insurance of the Pacific Ocean. Pay 50,000 a year for property insurance, there are several products in the Pacific can be satisfied, one of which is a long-term companion, pay 50,000 a year, can pay 3 years or 5 years or 10 years, according to the customer's ability to pay, the value of this long-term companion is relatively high, can solve the customer's future pension worries, as well as the value of the guarantee, the recent sales of the long-term companion is still very good.

Summary. Hello, Pacific Critical Illness Insurance is 25 years old, how much coverage does it take? What is the selected payment period?

Hello, Pacific Critical Illness Insurance is 25 years old, how much coverage does it take? What is the selected payment period?

Because of the annual premium needs, according to the age and gender of the insured, the payment period of the insurance premium can be selected according to the rate table.

Through the Pacific system, you also need basic insurance amount information and payment period.

The sum insured is 200,000 and the payment period is generally what is the period.

8 years and 18 years.

Ten and twenty years.

The policyholder can choose the specific payment period.

The amount of payment is different for different years.

Ask about custom messages].

Ask about custom messages].

Summary. Everyone's situation is different, and the final result is different, we open the insurance contract we signed at the beginning, which has a specific calculation of the cash value of the policy. If you feel more troublesome, you can also choose to go directly to the business hall for consultation, or call the official customer service ** to ask.

The reason why the insurance company wants to deduct part of the premium is not because the insurance company wants to wait for the opportunity to retaliate, but because they need to deduct all the fees such as the commission given to the salesman at the beginning, the service fee over the years, etc., otherwise the insurance company will lose money.

Everyone's situation is different, and the final result is not the same, we open the insurance contract we signed at the beginning, and there is a specific calculation of the cash value of the policy. If you feel more troublesome, you can also choose to go directly to the business hall for consultation, or call the official customer service ** to ask. The reason why the insurance company wants to deduct part of the premium is not because the insurance company wants to wait for the opportunity to retaliate, but because they need to deduct all the expenses such as the commission given to the salesman at the beginning, Wang Kuan's service group scum fee over the years, etc., otherwise the insurance company will lose money.

Advice: If you are 30 years old. You'll just stick to it, and at the age of 50 you'll get a good deal. It's a long-term savings and financial management.

It's only about 12,000.

Summary. If you buy insurance from Pacific Insurance Company, you can pay 50,000 yuan a year, pay 200,000 yuan after three to 15 years, which is suitable.

If you buy insurance from Pacific Insurance Company, you can pay 50,000 yuan a year, pay 200,000 yuan after three to 15 years, and it is not appropriate.

If you buy insurance from Pacific Insurance Company, you can pay 50,000 yuan a year, pay 200,000 yuan after three to 15 years, which is suitable.

If you are not in a hurry to use money, the income of buying insurance is higher than the income of bank deposits, but if you are in a hurry to use the money to surrender the insurance halfway, you will definitely lose money, but now the insurance company will have a policy loan business, if you are in a hurry to use the money, you can make a policy loan, there is a 15-day hesitation period to buy insurance, and there is no surrender within 15 days.

Help me take a look, just send you this plan to see if this is suitable.

This one is suitable.

Hello, what his salesman said was a simple deposit, is this something that can be saved?

This is the financial management type.

It can't be said to be a deposit.

If it's spare money.

Yes, you can. Is this better than the interest rate on bank deposits?

Yes. The longer it lasts, the more valuable it is.

However, the contract did not reach the surrender.

You can't even get back the principal.

Is it true that this salesman said that you can take whatever you want after five years?

Yes. It can only be processed at the beginning of the sixth year.

Summary. Dear, there is no risk in this kind of insurance is reliable and safe, but how much money can you get from the promised income of this insurance, you have to take the cash value of the contract as the standard, don't listen to the salesman.

Pacific Insurance promises to pay 50,000 yuan a year, for 3 consecutive years, and you can receive 570,000 yuan after the age of 60, is there such an insurance? Is it risky?

Dear, this kind of insurance has no risk is reliable and safe, but this kind of insurance promises how much money can the clan take, you have to take the cash value of the contract as the standard, Sui let not listen to the salesman.

If you buy this kind of insurance, the cash value of your 60-year-old can reach 570,000, and you can refund so much if you surrender the policy at that time.

In fact, many insurance companies are like this, the higher the premium, and the higher the cash value of the later years. Many insurances just start to pay 100,000 yuan, and the longer the later the life, the more you can get more than 1 million in the end, but the time will be very long, generally waiting for dozens of plums and potatoes in the end. Which.

I've been handing over it for several years, and I don't know if it's real or fake.

Based on the cash value of the contract, if there is so much money in the cash value, it is true.

However, if you surrender this kind of insurance halfway, it is difficult for the money to reach the principal.

How to get 150,000 after the age of 60 after paying 150,000 in 3 years?

How to receive depends on the contract plan, because I don't talk about Bi Zheng knows what plan you bought, if you want to receive it at one time, you will call the customer ** to apply for surrender, and the insurance company will refund you the value of the current gold price Hui Jujube.

Are you talking about after the age of 60?

Not really. You can return the cash value at any time, but you will return less money now.

For example, if I want to surrender the policy, how much can I get back now?

What year of policy are you in? What is the cash value? Is the contract still there?

I was not around for about 18 years.

It's not that 18 years are wrong.

You can contact Pacific Insurance 95500 to contact customer service to inquire about the surrender amount, which is subject to the contract.

Hello! This friend.

1. Please confirm which insurance you have purchased in the Pacific? In **, whether it is a bancassurance product or an individual insurance product, the form and purpose of the product are different.

2。Has the payment period expired?

The cash value and account value of each insurance type are different, so it is not good to give you direct advice here.

Please note that if you need funds, please give priority to a pledged loan on the policy, which can be repaid within 6 months, with interest.

You have paid for 15 years, if the payment period expires, it is not recommended that you surrender the policy, which will cause you a greater loss. For example, if you plant a winter date tree, it will bear fruit in three years, and now that the three years are full, you have to cut down the tree. Isn't it detrimental to your property interests?

Just wait and eat the dates. Every year, there is a roar of ants calling for fruit.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"