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Exclusion of Pacific Loving Home Comprehensive Protection Plan: The insurer shall not be liable for any payment of insurance benefits if the death or disability of the insured is directly or indirectly caused by one of the following reasons: (1) the insured intentionally kills or injures the insured; (2) The insured causes injury or suicide, except where the insured is incapacitated for civil conduct at the time of suicide; (3) Fighting, assault or being attacked as a result of the insured's provocative or intentional acts; (4) The insured violates the law, commits a crime, or resists criminal compulsory measures taken in accordance with law; (5) Injuries caused by illness of the Insured, including but not limited to sudden death, food poisoning, altitude sickness, heat stroke, viral and bacterial infections (except for wound infections caused by accidental injuries); (6) Injuries caused by pregnancy, miscarriage or childbirth of the insured, except for miscarriage or childbirth caused by accidental injury; (7) Injuries caused by drug allergies, cosmetic surgery, medical and surgical procedures, or other medical acts of the insured; (8) The insured does not follow the doctor's instructions to take, apply or inject drugs without permission; (9) The insured is declared dead by the court due to the disappearance of the insured due to reasons other than accidental injury or natural disaster; (10) The insured engages in high-risk sports or participates in any professional or semi-professional sports, including but not limited to various vehicle performances, vehicle competitions or training; (11) The insured does not comply with the regulations on safe driving or riding; (12) Injuries suffered by the insured as a result of an accident caused by an overloaded motor vehicle while driving an overloaded motor vehicle; (xiii) any biological, chemical, nuclear**, burns, contamination or radiation caused by an atomic or nuclear device; (14) Terrorist attacks.
2. The insurer shall not be liable for the death or disability of the insured under any of the following circumstances: (1) during the period of mental disorder or insanity of the insured; (2) during war, military operations, insurrection or armed rebellion; (3) During the period during which the insured is intoxicated or under the influence of drugs or controlled substances; (4) During the period when the insured is driving under the influence of alcohol, driving without a valid driver's license, or driving a motor vehicle without a valid driving license.
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With its strong financial strength, Taiping Insurance has been selected as one of the Fortune Global 500 for eight consecutive years, and it is a senior insurance company founded in 91. Regarding the evaluation of Pacific Insurance Company, there are three main questions:
1.Are Pacific Insurance's products good and worth starting?
The popular products of Taiping Kind Insurance include Jinnuo Life, Jinyou Life, Anxingbao Auspicious Life, Love Guardian, etc., I spent a week researching the products of Pacific Insurance and compiled one"List of the Seven Best Products to Buy in Pacific Insurance".
Friends who are interested in Pacific products can click on it to take a look.
2.Is the service level of CPIC high?
The big data of the China Banking and Insurance Regulatory Commission (CBIRC) rates services according to indicators such as whether the claims service is good, how many complaints there are, whether the policy is delivered quickly, and the speed of business processing, among which the highest level is AAA.
Let's take a look at Pacific Life's service ratings:
Pacific Life has a rating of AA and is performing well. However, the rating changes every year, and next year will be different.
3.Is Pacific Insurance reliable?
You'll be able to see which companies are ahead of Pacific Insurance.
That's all for me"What are the exclusions of Pacific Loving Home Comprehensive Protection Plan? "All, look!
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The sales area of Pacific Loving Home Comprehensive Protection Plan is: Pacific Loving Home Comprehensive Protection Plan is available in Beijing, Shanghai, Guangdong and Sichuan.
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Insurance terms of Pacific Loving Home Comprehensive Protection Plan: Pacific Loving Home Comprehensive Protection Plan is an individual who can provide high-end medical protection for the whole family with a single application and can be renewed for life. At the same time, customers can also enjoy exclusive private health butler-style remote account manager services, direct payment claims services, global professional emergency rescue services and other services to meet the differentiated health needs of high-end customers.
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Pacific Loving Home Comprehensive Protection Plan features services: 1. There is an appointment for medical treatment, and we will serve you 24 hours a day: 1 hot spot, call the service ** before the visit, make an appointment for you in advance, and save time; Nationwide direct-bill medical network, including the International Medical Center of the Special Needs Department of a tertiary public hospital in mainland China, and the expansion of Plan C to private medical institutions; 2. Enjoy the experience, make an appointment and pay directly, saving time and effort
Worry-free treatment, expert hospitals, comfortable environment, advanced equipment, imported medicine, careful service, and protection of family health; Convenient settlement, designated medical institutions, and advance appointments can be exempted from cash advances and post-event claims.
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There are two ways to report a claim for Pacific Loving Home Comprehensive Protection Plan: you can call Pacific Insurance Company customer service** to report the incident; Or fill in the basic information of the informant and the insured, mobile phone number, policy number, ID number, insurance information, etc. to complete the online self-service report.
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The following documents are required to be submitted when making a claim and preservation for Pacific Loving Home Comprehensive Protection Plan:1 Original insurance policy; 2. Notice of Accident Application for Claim; 3. Accident certification materials (certificates from public security, fire protection, meteorology and other relevant departments and accident scenes**, etc.); 4. Property damage lists, invoices and expense documents; a list of salvage expenses and bills; 5. When the damaged property needs to be assessed, the technical appraisal of the damaged property issued by a qualified institution must be provided; 6 Transfer of interest (if recovery) is involved.
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。Founded in 1991, CPIC is the big brother of the insurance industry and has been selected as one of the world's top 500 companies for eight consecutive years with its strong strength. Let's evaluate Pacific Insurance Company with the following three questions:
1.Are Pacific Insurance's products good and worth starting?
The popular products of Taiping Kind Insurance include Jinnuo Life, Jinyou Life, Anxingbao Auspicious Life, Love Guardian, etc., I spent a week researching the products of Pacific Insurance and compiled one"List of the Seven Best Products to Buy in Pacific Insurance".。I suggest you click on it and take a look.
2.What is the level of Taiping Insurance's service in the same industry?
Based on a large amount of data and experience in the past, the bank and insurance company are divided into 10 levels according to 8 indicators, including the timeliness of claims service, the odds obtained, the complaint rate, and the preservation timeliness, with the highest level being AAA.
The service ratings of Pacific Insurance are as follows:
The form shows that the Pacific Ocean is AA graded, which is a high level. Next year will be different.
3.Is Pacific Insurance reliable?
I will care about the unreliable fans of the insurance company, and I am worried about the claims after buying the insurance. This is easy to do, the higher the ranking company, the more reliable it must be in the same industry. Recently I combed through an article:
What are the top 10 insurance companies? You can look at which companies go beyond the Pacific.
That's all for me"What documents do I need to submit when making a claim and preservation under the Pacific Loving Home Comprehensive Protection Plan? "
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The policyholder (main insured) of the Pacific Loving Home Comprehensive Protection Plan should be a person aged 18-65 who is in good health, working and living normally in Chinese mainland, and foreigners who have lived in Chinese mainland for more than 9 months per policy year can be the policyholder. The insured's spouse aged 18-65 and children who have been born for 28 days or more and have been discharged from the hospital in good health at the time of the policyholder's first application can be insured as joint insured. There is no such age limit for renewal.
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。Founded in 91, Pacific Insurance has been listed in the Fortune Global 500 for eight consecutive years with strong economic strength. Let's evaluate Pacific Insurance Company with the following three questions:
1.Compared to other companies, are Pacific Insurance's products worth buying?
The main products of Pacific Insurance are Jinyou Life, Children's Super Treasure Enjoyment Million, Xin Satisfaction, etc., I spent a week researching Pacific Insurance's products and sorted out one"List of the Seven Best Products to Buy in Pacific Insurance".。Friends who are keen on this company in the Pacific can take a look.
2.In terms of service, is the level of Pacific Insurance high?
In order to give everyone a standard, the China Banking and Insurance Regulatory Commission (CBIRC) rates the service according to indicators such as claims service, how many complaints, and business processing speed, with the highest level being AAA and the lowest being D.
Let's take a look at Pacific Life's service ratings:
Pacific Life has a rating of AA and is performing well. However, the rating changes every year, and next year will be different.
3.Is Pacific Insurance reliable?
You can see which companies are going beyond Pacific Insurance.
That's all for me"How much is the premium of Pacific Loving Home Comprehensive Protection Plan? "
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Premiums for Pacific Loving Home Comprehensive Protection Plan: Premiums** vary depending on age and plan, and the specific premium standard can be obtained from the official website of Pacific Insurance.
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Founded in 1991, Pacific Insurance Company is a senior insurance company and has been selected as one of the world's top 500 companies for eight consecutive years. Regarding the evaluation of Pacific Insurance Company, there are three main questions: >>>More
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