What is the general amount of coverage for car insurance

The insured amount of compulsory traffic insurance is relatively low, the insured amount is 122,000, of which 2,000 yuan is the amount of property paid to the other party, and 120,000 yuan is paid to the person in the event of personal injury.

The approximate amount of vehicle insurance in a year is directly related to the value of the vehicle, the type of car insurance, and the amount insured. Generally, the cost of private car insurance is around 2000 to 8000. If you need to consult Ping An Auto Insurance business, please contact the customer service of Ping An Production Line: 95511-5.

The amount of insurance for car insurance is generally selected by choosing to buy car insurance, and the default amount of insurance is specified by the insurance company, which generally ranges from 100,000, 200,000, 300,000, to 1 million.

Expand knowledge: Auto insurance can be roughly divided into: strong insurance, car damage insurance, three-party liability insurance, on-board liability insurance, no-fault liability insurance, on-board cargo drop liability insurance, glass breakage insurance, vehicle shutdown loss insurance, spontaneous combustion loss insurance, deductible insurance, scratch insurance, theft insurance, etc.

1. Strong insurance. Compulsory motor vehicle insurance. The type of insurance that must be purchased every year is 950 yuan per year for five-seater models and 1,100 yuan per year for seven-seaters, with a maximum compensation of 10,000 yuan, including ** compensation of 110,000 yuan, medical expenses of 10,000 yuan, and property damage of 2,000 yuan.

2. Car damage insurance.

Vehicle damage insurance is to ensure that their own vehicle insurance, when their vehicle is damaged, the insurance company should pay for the loss of their vehicle according to the contract requirements, the only excludes:**. Other fires, **, lightning strikes, etc. are included.

Remember: some individual insurance, such as: glass insurance, tire insurance, etc., in the accident caused by the individual loss, car damage insurance must pay!

The premium for car damage insurance is: basic premium + car *** rate.

Five-seater car: 0-1 year basic premium 630, rate, 1-4 years car damage insurance basic premium 594, rate.

6-10 seater car: 0-1 year base premium 756, rate, 1-4 year car base premium 713, rate.

3. Third Liability Insurance.

It can be understood that the owner is the first responsible person, and the insurance company is the second responsible person, and this type of insurance is aimed at the loss of the third party caused by the accident. To put it simply, it is to pay someone else's insurance.

The amount of insurance can be chosen by yourself, and it is recommended to purchase a minimum of 500,000, 1 million, and 2 million insurance amounts, and the premiums are different, and the premiums are not too different, and the larger the insurance amount, the more cost-effective.

Different insurance companies** are different, generally about: 500,000 sum insured: about 1,000, 1 million insured: about 1,300, 2 million insured: about 2,000.

4. On-board liability insurance.

The types of insurance to protect the people in your car are divided into driver insurance and passenger insurance. The sum insured is optional: 10,000, 20,000, 50,000, 100,000.

Generally, the driver's premium of 10,000 yuan of insurance: about 20 yuan, and the general passenger premium: about 10 yuan for 1 person.

5. No-fault liability insurance.

It means that in a traffic accident, we are not responsible, and it stands to reason that we should compensate the other party for the losses caused, but the other party refuses or is unable to compensate for the losses caused, and the insurance company will be responsible for compensating for the losses.

Six: on-board cargo drop liability insurance.

It refers to the damage caused by something that falls from the vehicle during the driving of our vehicle.

Summary. Hello dear! Now answer for you what is the maximum amount of insurance for large vehicles; The maximum amount of kiss is 10 million, and the maximum insurance amount of large truck insurance is 10 million, so it is recommended that truck drivers buy car insurance according to their own needs; Under normal circumstances, the driving risk of large trucks will be much higher than that of small cars, and the insurance amount will be greater at the time of insurance, which is subject to the actual insurance.

Kiss, guess Hello! Now answer for you What is the maximum amount of insurance for the whole spike of the cart; The maximum amount of kiss is 10 million, and the maximum insurance amount of large truck insurance is 10 million, so it is recommended that truck drivers buy car insurance according to their own needs; Under normal circumstances, the driving risk of large trucks will be much higher than that of small cars, and the insurance amount will be greater at the time of insurance, which needs to be subject to the actual insurance.

Truck insurance is divided into compulsory traffic insurance and commercial car insurance, and the maximum compensation amount should be based on the actual type of insurance, company regulations and other factors. The following is the specific situation of Sui Slow San: 1. For compulsory traffic insurance, in the case of full responsibility for the accident, the compensation limit for death and disability is 110,000 yuan, the compensation limit for medical expenses is 10,000 yuan, and the compensation limit for property damage is 2,000 yuan.

2. For commercial auto insurance, in the case of full responsibility for the accident, the car damage insurance, three liability insurance, on-board liability insurance, and new equipment loss insurance will only compensate 80% of the actual loss amount, and if the owner is primarily responsible, the maximum compensation will be 85% of the actual loss, and if the owner is equally responsible, the maximum compensation will be 90% of the actual loss, and if the owner is secondary, the maximum compensation will be 95%. It should be noted that if the consumer has purchased the main insurance without deductible, then the car damage insurance and the three liability insurance can be 100% paid, and the deductible amount stipulated under each additional insurance is still borne by the car owner.

1.Insurance.. It is estimated that you are a 5-seater car, and the first year of compulsory traffic insurance for 5-seater is 950 yuan.

About 60,000 car commercial insurance full insurance third-party liability insurance, theft insurance, spontaneous combustion insurance, glass insurance, body insurance, seat insurance, excluding deductibles, about 3,000 yuan, so that compulsory traffic insurance and commercial insurance need a total of more than 4,000 yuan.

2.The purchase tax in 2009 was 5%, and the purchase tax for cars this year is uncertain next year. With 60,000 yuan as the purchase price, the calculation of the purchase tax in this year's year is 6 yuan.

3.If you buy a car and get a certificate, you can get a license if you buy a big mess and you can get a license if you buy a purchase tax. If it goes well, it can be done in one day!

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

The sum insured, referred to as the sum insured, refers to the maximum amount of liability of the insurance company to bear the compensation or payment of insurance money, usually the amount of insurance stated in the insurance policy. It is also the policyholder who pays a certain premium and obtains a certain amount of insurance. At the same time, it is also the main basis for calculating insurance premiums.

Compulsory liability insurance is only divided into full liability and no liability, and the full liability is: the compensation limit for death and disability is 110,000 yuan; The compensation limit for medical expenses is 10,000 yuan; The compensation limit for property damage is 2,000 RMB.

The compensation limit for the insured motor vehicle that is not liable in the traffic accident of Dauna Tremor Road is: the compensation limit for death and disability is 11,000 yuan; The compensation limit for medical expenses is 1,000 RMB; The compensation limit for property damage is 100 RMB.

The maximum amount of compensation for other commercial insurance is related to the size of the case, the severity of the liability, and the maximum amount insured.

Regarding the amount of insurance for personnel liability insurance on the car, the current common insurance amount is 10,000, 20,000, 50,000 and 100,000 per person. The determination of the premium is mainly based on the vehicle's previous insurance record, the number of seats in the vehicle and other aspects, and there is no necessary connection with the vehicle itself.