How long does it take for maternity insurance to arrive, and how long does it take for maternity ins

Taking Yancheng City as an example, there is no specific time for maternity insurance reimbursement, but the processing time limit is 15 working days.

According to the reimbursement of maternity insurance for employees insured in Yancheng City, the maternity insurance employees should submit their ID cards or social security cards (to open financial functions), the "Application Form for Maternity Benefits of Employees in Yancheng City" (stamped with the seal of the unit), the original invoice, the discharge record (discharge summary), and the detailed list of hospitalization expenses.

After the application, preliminary review, review, document preparation, review and other procedures, the maternity insurance reimbursement expenses can be paid. For the handling personnel to meet the conditions and complete materials to be accepted, do not meet the conditions or incomplete materials of the one-time notification, and then by the handling personnel to review the authenticity and completeness of the application materials of the insured personnel;

The handling personnel will enter the cost information into the information system for settlement according to the expense category, and print the "Jiangsu Provincial Employee Maternity Social Insurance Settlement (Payment) Voucher". The reviewers check and confirm the input data of the information system according to the application materials, and allocate the reimbursement expenses to the insured's bank account after the confirmation is completed.

Maternity insurance is generally available in three months after it is reported.

Maternity Insurance Coverage:

Maternity insurance can reimburse the expenses incurred in hospitalization and childbirth, which are directly reimbursed at the time of hospitalization. In addition, prenatal check-ups and 42-day postnatal check-ups are also reimbursable.

However, Beijing has the highest standard, the highest reimbursement can only be 1400 yuan, as long as the prenatal examination invoices and bills and ** fee documents are kept, and handed over to the company's personnel department. They will reimburse you.

1. Comply with family planning policy, marriage law and other laws and regulations;

2. Those who participate in maternity insurance for the first time give birth for 12 consecutive months from the month of application, and those who have participated in maternity insurance pay for 12 months without interruption (excluding supplementary payment) and give birth after giving birth;

3. Before the implementation of childbirth and abortion, the birth index approved by the family planning department should be held.

For the above personnel, the maternity expenses of those who participate in social insurance (personnel personnel and annual salary system, and temporary employees of urban household registration schools) can be reimbursed.

Maternity Insurance Reimbursement Conditions:

1. Maternity insurance is usually stipulated to be paid for one year, and the current payment is still being made, you can enjoy the relevant benefits of maternity insurance. However, maternity insurance is a typical local policy, with regulations ranging from 10 months to 6 months or less. Therefore, it is recommended that you consult your local social security center (unified consultation**:

12333), whichever is theirs.

2. Maternity insurance is paid by the unit, and the individual does not pay.

Maternity Insurance Reimbursement Process:

1. Insured employees can enjoy maternity insurance benefits according to regulations when they meet the following conditions at the same time:

1) Comply with national, provincial and municipal family planning policies;

2) At the time of childbirth or family planning surgery, the employer has enrolled in maternity insurance for the employee and paid the maternity insurance premium in full for 10 consecutive months.

2. For prenatal examination fees and production expenses, the parties concerned should bring their marriage certificates, social security cards (citizen cards) and family planning certificates issued by the street to the designated hospitals for maternity insurance to settle directly by swiping the card.

3. To apply for maternity allowance and one-time nutrition subsidy, you need to fill in the "Maternity Insurance Treatment Declaration Form" and affix the official seal of the unit, provide marriage certificate, only child certificate (child), discharge summary and other materials, and go to the fertility department of the Municipal Medical Insurance Center to go through the declaration procedures on the working days between the 1st and 10th of each month. (The relevant procedures should be completed within one year after delivery).

Maternity Insurance Reimbursement Ratio:

The maternity insurance is calculated according to the base of your maternity insurance this year, and the lowest in Beijing should be 2236 yuan, but I don't know when you will have a baby, because the base is adjusted in April every year, but the average base of last year has not yet come out.

So I don't know if there will be an adjustment to the base this year, what is your base, and then multiply the number of days you take maternity leave according to the base number (the number of days of maternity leave stipulated by the state) is the money you can get. As for prenatal examination, the maximum cap is 1,400 yuan.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Reimbursement of maternity insurance to the account within 4 working days:

Within 90 days from the date of birth, bring the information required for reimbursement to the staff of the declaration window of the agency to which the insurance belongs to review the information.

After the information is verified, the application will be accepted and registered in writing.

The staff at the counter will generate the disbursement slip within 4 working days.

The unit manager or individual will receive the disbursement receipt after 5 working days.

The amount of the disbursement will be transferred to the bank account of the unit or individual after 5 working days after receiving the disbursement receipt.

Legal analysis: maternity allowance generally takes 20 working days to report, after the production can be reimbursed with documents, as long as Dan Chan will be directly into your card after the audit, maternity insurance needs to handle the steps and arrival time:

1. Within 90 days from the date of birth, take the information required for reimbursement to the agency to which the insurance belongs;

2. The window staff reviews the data;

3. Accept the declaration and register in writing after the data is verified;

4. The window staff generates the payment documents within 4 working days;

5. The unit manager or individual will receive the payment receipt after 5 working days;

6. The amount of disbursement shall be transferred to the bank account of the unit or individual after 5 working days after receiving the disbursement receipt.

Legal basis: Article 17 of the Provisions on Maternity Insurance for Employees of Guangdong Province During the period of maternity leave or family planning surgery leave in accordance with the regulations, the maternity allowance shall be paid by the employer in advance on a monthly basis in accordance with the original salary standard of the employee, and then the social insurance agency shall allocate it to the employer in accordance with the provisions on the taking of photos of employees. In areas where conditions permit, the social insurance agency may entrust financial institutions to directly issue maternity allowances to employees.

If the employee is already entitled to the maternity allowance, it shall be deemed that the employer has paid the corresponding amount of wages. If the maternity allowance is higher than the employee's original wage standard, the employer shall pay the balance of the maternity allowance to the employee; If the maternity allowance is lower than the employee's original wage standard, the employer shall make up the difference.

The allowance for employees in accordance with the law shall be exempted from individual income tax in accordance with the regulations.

For the purposes of this Article, the term "original wage standard for employees" refers to the average monthly wage of employees in the 12 months prior to the period of maternity leave or family planning surgery leave in accordance with the law. If an employee has participated in work for less than 12 months before enjoying the leave in accordance with the law, it shall be calculated according to the number of months in which he or she has actually participated in work.

Legal analysis: The arrival time will generally not exceed three months. According to the maternity insurance policy, the maternity allowance must be applied for by the employer.

On the 20th to 25th of the month following the birth of a female employee, the enterprise must go to the local social security institution to go through the application procedures with the required materials after deducting the payment from the Finance Department of the Social Security Center. Generally, in the middle to late of the month following the month of application, the maternity allowance will reach the account of the unit, and then the unit will pay it to the individual.

Legal basis: Social Insurance Law of the People's Republic of China

Article 57 An employer shall, within 30 days from the date of its establishment, apply to the local social insurance agency for social insurance registration with its business license, registration certificate or seal of the employer. The social insurance agency shall examine and approve the application within 15 days from the date of receipt and issue a social insurance registration certificate. If there is a change in the social insurance registration items of the employer or the termination of the social insurance registration by the employer in accordance with the law, it shall, within 30 days from the date of the change or termination, go to the social insurance agency to change or cancel the social insurance registration.

The departments for market regulation, civil affairs, and the establishment and management organs shall promptly notify the social insurance handling bodies of the establishment and termination of the employers, and the public security organs shall promptly notify the social insurance handling bodies of the births, deaths, and registration, relocation, and cancellation of household registrations.

Article 58 An employer shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If they fail to register for social insurance, the social insurance agency shall verify and approve the social insurance premiums they should pay. Individually-owned businesses without employees who voluntarily participate in social insurance, part-time employees who do not participate in social insurance at the employer, and other flexibly employed persons shall apply to the social insurance agency for social insurance registration.

The State shall establish a nationwide unified personal social security number. An individual's social security number is a citizenship number.

Legal analysis: the arrival time is not certain, consult the social security department. The employer shall apply to the social insurance agency within 18 months after the employee's childbirth or surgery, and shall fill in the Application Form for Maternity Benefits and provide the following information:

1.Birth certificate issued by the administrative department for family planning.

2.Original materials such as maternity medical certificates, outpatient medical records, discharge summaries, and family planning surgery records.

3.Baby's birth certificate. The social insurance agency shall, within 15 working days from the date of acceptance of the application, review the materials provided by the employer, and after the review is completed, allocate the maternity insurance premiums to the employee's employer, and the employer shall issue the maternity insurance benefits to the employee in accordance with the prescribed maternity insurance benefits and standards.

If the employer fails to go through the formalities for the employee to participate in the maternity insurance in accordance with the regulations, the maternity insurance expenses incurred by the employee shall be paid by the employer in accordance with the prescribed maternity insurance benefits and standards.

Legal basis: "Population and Family Planning Law of the People's Republic of China" Article 25 Couples who give birth to children in accordance with the provisions of laws and regulations may receive incentives or other benefits for extended maternity leave.

Special Provisions on Labor Protection for Female Employees》 Article 7 Female employees are entitled to 98 days of maternity leave after giving birth, of which 15 days may be taken before childbirth; In case of dystocia, the maternity leave shall be increased by 15 days; In the case of multiple births, the maternity leave can be increased by 15 days for each additional child. If a female employee has a miscarriage before 4 months of pregnancy, she is entitled to 15 days of maternity leave; If the pregnancy is 4 months old and the miscarriage occurs, the employee is entitled to 42 days of maternity leave.

Social Insurance Law of the People's Republic of China

Article 53 Employees shall participate in maternity insurance, and the employer shall pay the maternity insurance premiums in accordance with the provisions of the State, and the employees shall not pay the maternity insurance premiums.

Article 54 Where an employer has already paid maternity insurance premiums, its employees shall enjoy maternity insurance benefits; The unemployed spouse of an employee shall be entitled to maternity medical expenses in accordance with the provisions of the state. The required funds are paid out of maternity insurance**. Maternity insurance benefits include maternity medical expenses and maternity allowances.

Article 55 Maternity medical expenses include the following:

1) Medical expenses for childbirth;

2) Medical expenses for family planning;

3) Other project expenses as provided for by laws and regulations.

Article 56 Under any of the following circumstances, employees may enjoy maternity allowance in accordance with the provisions of the State:

1) Female employees are entitled to maternity leave when they give birth;

2) Take leave for family planning surgery;

3) Other circumstances provided for by laws and regulations.

The maternity allowance shall be calculated and paid according to the average monthly salary of the employee in the previous year.

Legal analysis: The maternity allowance can be reported and received in the middle to late of the next month after the application procedures for the maternity allowance are completed, and there is no specific provision in the law. Generally, the payment of maternity allowance in the middle and late months of the month following the month of application will be paid to the account of the unit, and then the unit will pay it to the individual.

Legal basis: Regulations on Maternity Insurance

Article 12 After a female employee has completed her maternity leave, the unit shall fill in the "Maternity Insurance Fee or Reimbursement Form", and go to the social security institution to go through the formalities for settling the maternity insurance premiums with the household registration booklet, birth certificate, birth certificate (or infant death certificate), one-child certificate, hospital certificate (difficult, smooth, and caesarean section) and the employee's salary roster, and the expenses for the current year shall be settled in the same year.