Do you know the specific amount of compulsory motor vehicle insurance?

Legal analysis: The amount of compulsory traffic insurance is 200,000 yuan, of which the compensation limit for death and disability is 180,000 yuan, the compensation limit for medical expenses is 10,000 yuan, and the compensation limit for property loss is still 10,000 yuan. When applying for compulsory traffic insurance claims, if it is a road traffic accident that belongs to a third party** or property damage, then the insured should call 122 traffic police ** first, and it is worth noting that when someone ** must call 120 first aid**.

Then call the insurance company's customer service** to report the case, and actively cooperate with the insurance company to complete the on-site investigation.

Legal basis: Article 6 of the "Compulsory Insurance of Motor Vehicle Traffic Accident Liability" The liability limit in the compulsory traffic insurance contract refers to the maximum amount of compensation borne by the insurer for the personal and property losses of all victims of each insured accident in the event of a traffic accident of the insured motor vehicle. Among them, the compensation limit of no liability is divided into the compensation limit for death and disability without liability, the compensation limit for medical expenses without liability and the compensation limit for property damage without liability.

Article 8 of the Compulsory Insurance for Motor Vehicle Traffic Accident Liability In the territory of the People's Republic of China (excluding Hong Kong, Macao and Taiwan), if the insured has a traffic accident in the course of using the insured motor vehicle, causing the victim to suffer personal or property losses, the insured shall bear the liability for the damage caused by the delay in burial according to law, and the insurer shall be responsible for compensation for each accident within the following compensation limits in accordance with the provisions of the compulsory traffic insurance contract:

1) The compensation limit for death and disability is 110,000 yuan;

2) The compensation limit for medical expenses is 10,000 yuan;

3) The compensation limit for property damage is 2,000 yuan;

4) When the insured is not liable, the compensation limit for death and disability without liability is 11,000 yuan; The compensation limit for non-liability medical expenses is 1,000 yuan; The compensation limit for non-liability property damage is 100 yuan.

Under the limit of compensation for death and disability and the limit of compensation for death and disability without liability, it is responsible for compensation for funeral expenses, death compensation, transportation expenses incurred by the victim's relatives for funeral matters, disability compensation, disability assistive device expenses, nursing expenses, ** expenses, transportation expenses, living expenses of dependents, accommodation expenses, lost work expenses, and solatium for mental damage borne by the insured in accordance with the court judgment or mediation.

Medical Expense Compensation LimitThe Royal Bureau and the Non-Liability Medical Expense Compensation Limit are responsible for compensating for medical expenses, diagnosis and treatment expenses, hospitalization expenses, inpatient meal subsidies, necessary and reasonable follow-up expenses, cosmetic surgery expenses, and nutrition expenses.

Legal analysis: the insured amount of compulsory traffic insurance is 200,000 yuan, according to the "Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability", the China Banking and Insurance Regulatory Commission, together with the Ministry of Public Security, the Health Commission, and the Ministry of Agriculture and Rural Affairs, will study and increase the liability limit of compulsory traffic insurance, and increase the total liability limit of compulsory traffic insurance from 10,000 yuan to 200,000 yuan, of which the compensation limit for death and disability will be increased from 110,000 yuan to 180,000 yuan, the compensation limit for medical expenses will be increased from 10,000 yuan to 10,000 yuan, and the compensation limit for property damage will remain unchanged from 10,000 yuan.

Legal basis: Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability

Article 21 If a road traffic accident occurs in an insured motor vehicle and causes personal and property losses to the victim other than the vehicle personnel and the insured, the insurance company shall compensate within the limits of the compulsory insurance liability for motor vehicle traffic accident liability in accordance with law. If the damage caused by the road traffic accident is intentionally caused by the victim, the insurance company will not compensate for it.

Article 23 Compulsory liability insurance for motor vehicle traffic accidents shall implement a uniform liability limit nationwide. The limits of liability are the limits of death and disability, medical expenses, property damage, and the insured's lack of liability in road traffic accidents. The liability limit of compulsory insurance for motor vehicle traffic accident liability shall be prescribed by the insurance supervision and administration agency in conjunction with the public security department, the health department and the agriculture department.

Compulsory traffic insurance is to compensate the other party, not to pay for oneself, that is to say, only the accident compulsory insurance of both parties can be compensated, and it is necessary to distinguish the primary and secondary responsibilities to determine how much to compensate.

The total insured amount of compulsory traffic insurance is 2,000 for property, 10,000 for personal injury, 110,000 for death and disability, a total of 122,000, for example, the car hit a person and died of hail, and served as the main responsibility, this situation is possible to pay 110,000, for example, the car collides with each other, the other party's car is compensated by my own compulsory insurance, my car is compensated by the other party's compulsory insurance, and the insurance company pays 2,000 for the most blind sails, if it is not enough to repair, you can only pay out of your own pocket.

If you hit a tree, unless the municipal government requires you to compensate for the loss of the tree, otherwise, you only buy compulsory traffic insurance, and your car insurance company will not pay a dime, unless you buy car damage insurance, this situation will be compensated.

The liability limit of compulsory traffic insurance of automobile insurance is divided into death and disability compensation limit of 180,000 yuan, medical expense compensation limit of 18,000 yuan, property damage compensation limit of 2,000 yuan and compensation limit for the insured who is not responsible in road traffic accidents. Among them, the compensation limit for non-liability is 18,000 yuan for death and disability, 1,800 yuan for medical expenses, and 100 yuan for property damage.

Legal basis: Article 23 of the Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability implements a uniform liability limit for compulsory insurance of motor vehicle traffic accident liability nationwide. Liability limits are divided into death and disability compensation limits, medical expense compensation limits, property damage compensation limits, and compensation limits for the insured who is not liable in road traffic accidents.

The liability limit of compulsory insurance for motor vehicle traffic accident liability shall be determined by the insurance supervision and management agency in conjunction with the public security department, the health department, and the agriculture department.