China Taiping Insurance Children s Education Insurance is divided into several types of tables

Xueba says insurance, only recommend insurance that is really useful for children! This year, the comparison table of 136 best-selling children's critical illness insurance has been updated

You can click on it to take a look, I hope it will help you.

How to buy insurance for your child

This question has discouraged countless mothers and fathers who want to buy insurance for their babies, and today we will take a look at how to buy insurance for their children! Keep these three tips in mind:

First, the country's medical insurance must be handled.

Newborn medical insurance can be handled immediately after the child is registered, whether it is a major illness or a minor illness, the basic medical insurance is particularly important, so it is necessary to handle the medical insurance for the child.

Second, the three types of commercial insurance, critical illness insurance + medical insurance + accident insurance, should be configured together after handling medical insurance.

First of all, critical illness insurance, choosing it can provide us with a longer period of protection. In addition, critical illness insurance can pay a large amount of cash directly after getting sick, which can not only be used to treat the disease, but also solve many hidden problems in the future, such as delaying homework due to illness, which requires a lot of cash. Buying a pure protection critical illness insurance policy can be used to solve these problems.

As for medical insurance, it can be used to reimburse the medical expenses of children's usual medical treatment, for example, with a 0 deductible hospitalization medical insurance, with an annual premium of 1,200 yuan, you can buy an insurance amount of 10,000 yuan, which is not expensive and very useful.

Finally, you need to configure an accident insurance, the child's accident insurance is particularly cheap, 200,000 yuan per year is only sixty or seventy yuan, you don't see that the money is not much, but in fact, the protection is quite extensive, accidental death, disability, accidental medical liability are within the scope of protection, very cost-effective.

Third, what are the insurance policies that are not recommended for children?

Don't assign life insurance to your child, and try not to attach both liabilities to critical illness insurance. I know the specific reasons in this articleHow to buy child insurance without being cheated? You'll know when you see it!

has been introduced in detail, because it has been clearly stated in the manuscript, I will not say too much here.

According to the above insurance ideas, if you are configuring regular protection for your child, you can configure it comprehensively for about 1,000 yuan per year, and if you buy lifelong protection, it is only two or three thousand per year, which is very practical.

That's all for me"China Taiping Insurance Children's Education Insurance is divided into several types of tables"All of them, I hope it helps you! Hope!

Do you want to use the education fund or? Not very detailed! Additional insurance types include Taiping Additional Champion Junior High School Education Annuity Insurance Taiping Additional Champion High School Education Annuity Insurance Taiping Additional Champion University Education Annuity Insurance This is specifically used for education annuity You can also buy Shoubi Nanshan All can be used for education.

Medical Insurance, Taiping Dental Medical Insurance - Children's Plan: Unlimited health care treatment, careful protection of baby teeth beyond the scope of social insurance, oral medical coverage** and beauty items, direct payment medical settlement.

Accident Insurance, Taiping Aibao Comprehensive Accident Insurance: Taiping Aibao Comprehensive Accident Insurance is a comprehensive accident insurance customized for children, the product covers accidental medical treatment, accidental hospitalization allowance, accidental disability and accidental death Baotong section disorder, and is insured through the WeChat platform. In addition, the 95589 national unified service** accepts claims reports 24 hours a day, and the company's branches can accept claims cases.

The insurance age is 1 to 17 years old, 35 yuan for the basic version and 80 yuan for the enhanced version.

Critical illness insurance, one-year critical illness protection: This product covers 35 major diseases such as malignant tumors, primary cardiomyopathy, sequelae of stroke, severe Parkinson's disease, etc., with more comprehensive protection, no medical examination and diagnosis, no waiting period for renewal, the sum insured is 10,000 to 300,000 flexible options, the protection period is 1 year, and the premium is more than 300 yuan.

Taiping Life Insurance currently sells children's critical illness insurance such as Taiping Fuluwa, Fulu 20, Fulu Shunxi, Fulu Xinxi, Taiping Yuan and Pediatric Outpatient Medical Insurance, etc. Taking Taiping Früva Critical Illness Insurance as an example, the product can be insured by healthy people aged 28 days to 17 years old, and the coverage includes 15 specific diseases that can be doubled, including leukemia; In addition, it also includes 100 types of critical illnesses, 50 types of mild and critical illnesses, 3 claims for minor illnesses, 30% of the sum insured each time, and the premium for death before the age of 18, whichever is greater in the amount insured and cash value after the age of 18. However, although the product seems to cover a wide range of cracks, the protection is still lacking, and there is no additional compensation for specific diseases after adulthood.

As the name suggests, children's insurance is mainly launched for children, and the policyholder signs a contract with the insurance company to provide financial compensation for the potential risks that may occur to children. There are various types of children's insurance, which are as follows:

1. Children's accident insurance: mainly for children's death, total disability and hospitalization caused by accidents** to provide insurance protection, because children have a weak sense of self-protection, so they are prone to accidental injuries, and need accurate insurance protection, and the general protection period of such insurance products is 1 year, and the premium is low, which is worth insuring.

2. Children's critical illness insurance: The policyholder signs a contract with the insurance company, and if the child unfortunately suffers from the relevant diseases agreed in the contract, the insurance company will pay the insurance money according to the agreement. Critical illness is developing at a younger age, so it is recommended that parents take out a children's critical illness insurance product for their children to take care of their children's healthy and worry-free growth.

3. Children's medical insurance: If a child is hospitalized due to illness, the insurance company will pay the insurance money for the necessary and reasonable medical expenses (such as outpatient, hospitalization, etc.) according to the agreed proportion. Children are more likely to be hospitalized because of their weak immunity, so taking out a children's medical insurance in advance can effectively transfer the economic risk.

Test your anti-risk index, experts will interpret it for you for free!

Summary. Hello, happy to answer your questions. 1. Critical illness insurance.

Children's critical illness insurance can give your child important protection from critical illness insurance. It mainly covers the child's critical illness, moderate illness and mild illness, and will also include some children's specific critical illness benefits.

China Taiping Insurance Children's Insurance.

Hello, happy to answer your questions. 1. Critical illness insuranceChildren's critical illness insurance can give children an important protection for critical illness insurance. It mainly covers the child's critical illness, moderate illness and mild illness, and will also include some children's specific critical illness benefits.

2. Medical insuranceChildren's medical insurance can supplement children's social security, making children's medical protection more complete.

3. Accident insuranceThe risk of accidents for children when they are young is very high, and Taiping Insurance has many accident insurance products suitable for children to buy, which can be protected according to the characteristics of children, which is a popular choice for many parents.

"Baby's health" is CPIC's special fund for children's critical illness protection, which can be used as a child's wedding payment, entrepreneurship fund or parents' pension after the termination of the contract at the age of 25 or 30, but it is too late for education. The premium paid is fixed, and the longer the payment period, the higher the coverage amount.

Children's Fun Insurance Accident Illness Protection, Shelter the Journey. The road to children's growth is bumpy, and we should fulfill our responsibility to shield ourselves from the wind and rain; $5,000 accidental death or total disability benefit, $2,000 illness death benefit. Education funds are paid to lay the foundation for entrepreneurship.

The insured can receive a junior high school education allowance on an annual basis if he survives until he or she is 12 years old; 15 years old to receive an annual high school education allowance; 18 years old receive an annual university education allowance.