How to check the car insurance time, how to check the car insurance expiration time

Hello, if it is your own car, you can check it through the traffic management bureau 12123app or the official website of the insurance company, if it is someone else's car, there are some tools on the Internet that can query the vehicle renewal date information by the frame number, you can go to the "vehicle insurance period verification query" of the general search.

Motor vehicle insurance, also known as "car insurance", is a kind of transportation insurance that takes the motor vehicle itself and its third-party liability as the insurance mark. Its insurers are mainly corporate bodies and individuals who own various motor vehicles; The subject matter of its insurance is mainly various types of automobiles, but it also includes special vehicles such as trams and battery cars, as well as motorcycles.

How to check the expiration time of compulsory vehicle insurance:

1. Inquire through the network.

Now that the Internet has become ubiquitous, many things are done through the Internet. Nowadays, many people have inquired about car insurance details through the Internet, such as Dakang Chache. Just open WeChat and search:

Dakang checks the car, and enters the frame number to know the date of the initial insurance of the vehicle's compulsory insurance, the date of the last compulsory insurance, and the start and end dates of the latest compulsory insurance policy.

Online inquiries can save a lot of time and energy for car owners, so that car owners can understand questions about car insurance without leaving home. Enter your own vehicle information, you can quickly see all types of vehicle insurance costs, so that people can understand their strong insurance content in detail.

2. Inquire through **.

Not only can you check the details of all vehicle insurance, but you can also buy insurance, which is a method that many people use nowadays. Since some insurance companies sell vehicle insurance directly, insurance companies sell many insurances. It is quite convenient and fast to insure your car and inquire about vehicle insurance through **.

Nowadays, many insurance companies have this kind of service, and this service method of Ping An Insurance Company is very popular with people now.

3. Check by going to the staff of the insurance company.

This is the most direct and effective way to inquire about the details of vehicle insurance. This method can better communicate with the staff of the insurance company, so that the owner of the vehicle can understand all the conditions of the vehicle more thoroughly.

Notes on Claims:

1. Report the case in a timely manner. After a traffic accident, the owner of the car should protect the scene, report to the insurance company within 48 hours, truthfully state the accident, provide the insurance policy, wait for the insurance company's investigators to investigate the scene, and fill in the "Claim Application".

2. Understand the scope of exclusion and exemption.

3. If the loss is too small, it is not appropriate to make a claim. Because when renewing car insurance, the insurance company has a premium preferential clause, that is, the vehicle has not been insured for one year, and you can enjoy a premium discount of about 10% when you renew the insurance in the second year, and if there is no insurance record for several consecutive years, the premium discount can reach up to about 30%.

Hello! If you want to know the expiration of car insurance or the time of insurance, you can check it through four methods: **, Internet, mobile client, and counter. Here's how to get started:

1. **Inquiry: When you have questions, you can call the service ** of the insurance company you have invested in** for consultation, and you only need to inform your policy number.

2. Network inquiry: car owners only need to log on to the official website of the insurance company and enter the basic information of the individual and his vehicle to obtain the required information.

3. Mobile client inquiry: In their spare time, customers can realize fast car insurance expiration inquiry through 3G mobile phones anytime and anywhere.

4. Counter inquiry: The car mainly carries insurance policies, driver's licenses and other materials to the business outlets of insurance companies for inquiry, which is time-consuming and laborious.

The expiration date of car insurance can be inquired in the following ways:

2. You can inquire through the official website of the insurance company and the counter of branch outlets;

3. Car insurance policy, the owner can check the expiration time through the car insurance policy;

4. Vehicle driving license, through the vehicle driving license, you can check the date of buying a car;

5. Car insurance will generally be handled at the same time as the car is picked up, and the expiration time of the car insurance can refer to the time of buying the car.

If the car insurance expires for a month and then go to the insurance company to renew the insurance, there will generally be no fine, most of the premiums will not change, and the commercial insurance will need to require a car inspection, but the compulsory traffic insurance is a type of insurance that the state mandates to purchase, and it will be punished if it is found by the traffic police. For motor vehicles that have not purchased compulsory traffic insurance, the motor vehicle management department will not register them and will not inspect them.

Here's how to do it:

1. Inquiry.

Asking for car insurance is the most common way to inquire about car insurance expiration. You can not only check whether the car insurance is about to expire, but also inquire and apply for insurance and other information. **The query is not limited by location, environment and other conditions, which is more convenient, but the car owner needs to be able to remember his policy number.

2. Network inquiry.

You can ** car insurance insurance company mobile app or on the official website of the PC side, car owners only need to log in to the official website, enter the basic information of the individual and his vehicle, you can get the required car insurance expiration information. Online inquiry can save time and energy for car owners.

3. Mobile client inquiry.

Car owners can realize fast car insurance expiration inquiry through the mobile phone client.

Fourth, the counter inquiry.

You can bring your driving license and driver's license to the DMV or administrative hall or the insurance company's counter for face-to-face inquiries. The counter inquiry method is more troublesome, and the car owner needs to go to the insurance company's business outlets for inquiry. This is a time-consuming and laborious approach.

5. Check the strong risk logo.

You can check the strong insurance logo on the front windshield, and on this sign you can see the expiration date of the insurance.

Car insurance can directly check the policy or call ** to the underwriting insurance company, and provide the ID number and policy number to check the expiration time.

The insurance policy, referred to as the insurance policy, is the formal written certificate of the insurance contract issued by the insurer to the policyholder after the establishment of the insurance contract, and is the legal form of the insurance contract. The insurance policy should list the contents of the insurance contract in full detail. Although the specific content and length of the insurance policies are also different due to the different insurance objects and dangerous accidents, the rights and obligations of the parties are the same.

An insurance policy is not equivalent to an insurance contract, but is only a formal document of an insurance contract concluded by oral or written agreement between the parties to the contract. As long as the intention of both parties to the insurance contract is the same, the insurance contract is established, and the insurer shall bear the obligation to pay the insurance even if the insured event occurs before the insurance policy is issued. If the parties to the insurance do not reach an agreement, the insurance contract cannot be formed even if the insurance policy has been issued.

However, in insurance practice, insurance policies and insurance contracts are interchangeable.

Bring your ID card and the driving license of the insured vehicle, go to the offline business outlets of the nearby insurance company, and go to the counter to help check whether the car insurance policy has expired.

When buying insurance, the staff will give a policy, this policy voucher clearly marks the time of the spine period, you can check the policy directly, or you can also refer to Ling infiltration according to the **** input electronic version of the policy number can be queried. In general, there are many ways to query, and you can query according to what you say.

1. Car owners can check the expiration time through the insurance policy purchased by car insurance.

Operating environment: brand model: Xiaomi 12pro

System version: Android 11 version MIUI 13

Extended Materials] I. Basic Overview.

Auto insurance, that is, motor vehicle insurance, referred to as car insurance, refers to a kind of commercial insurance that is liable for personal ** or property damage caused by natural disasters or accidents of motor vehicles. Auto insurance is a type of property insurance, which continues to develop and mature with the emergence and popularity of automobiles. In addition to the compulsory traffic insurance that the state compulsorily requires motor vehicle owners to purchase, other motor vehicle insurance is divided into two categories.

These two types of insurance include two types of basic insurance: one is basic insurance, including vehicle loss insurance and third-party liability accident insurance, and the other is the additional insurance voluntarily insured by the owner, mainly including the whole car theft insurance, on-board liability insurance, glass breakage insurance, spontaneous combustion loss insurance, excluding deductible special insurance and other types of insurance.

The basic function of insurance is to organize economic compensation and realize the payment of insurance money, which is also the basic function of motor vehicle insurance. Through motor vehicle insurance, the various risks and losses faced by enterprises, families and individuals who own motor vehicles can be dispersed and passed on to the whole society, reflecting the social principle of "collecting dangers and dispersing losses".

2. Mobile insurance.

Motor vehicle insurance is a kind of insurance that uses motor vehicles such as automobiles, trams, battery cars, motorcycles, and tractors as the subject of insurance. Motor vehicle insurance can be divided into two parts: basic vehicle insurance and additional insurance. Motor vehicle insurance was born at the end of the 19th century, and the world's earliest motor vehicle insurance policy was issued by the British "Legal Accident Insurance Company" in 1895, with an insurance premium of 10 pounds to 100 pounds.

How do I check the expiration date of my car insurance?

There are five ways to find out if your car insurance has expired.

1. Look at the insurance policy. After we apply for insurance, the insurance company will give us a policy, which has a starting time, if you can't find the current policy, you can also check the previous one, and you can push back one year, most of the time is one year apart.

2. Check the expiration time of the compulsory traffic insurance. Our compulsory liability insurance logo is pasted on the windshield, generally speaking, compulsory liability insurance and commercial insurance are synchronized, on this sign you can check when the insurance expires.

4. Counter inquiry. You can bring your driving license and driver's license to the vehicle management office or the administrative hall or the insurance company's counter for face-to-face inquiries, so that you can also refer to the renewal of insurance by the way.

What are the consequences of not renewing my car insurance in time after it expires?

1. Once the car insurance is overdue, the traffic department will impose a double fine, and the risk coefficient of the vehicle will also be affected when the insurance is renewed, which will increase the cost of car insurance in the next year.

2. After the expiration of the car insurance, the motor vehicle shall not be allowed to drive on the road if it is not renewed in time, and if it is on the road, the motor vehicle will be detained, and a fine of 2 times the premium of the compulsory traffic insurance shall be paid, and it will not pass the annual inspection.

3. If the car owner is out of insurance for more than three days, he will not be able to enjoy the premium discount, and some insurance companies also stipulate that the car must be re-inspected after renewing the insurance after taking off the insurance.

How long can the car insurance be delayed when it expires?

It is advisable not to exceed 48 hours. Although it is not recommended to buy car insurance later when it expires, if there is really something that cannot be renewed in time, the delay should not exceed 48 hours, generally speaking, the compulsory traffic insurance is out of insurance for 48 hours, there is no discount, continue to restore the original price, commercial car insurance if it is out of insurance within 3 months to 6 months, commercial car insurance will rise by 10%.

<> "How to check the expiration time of car insurance.

It is very important to renew the car insurance in time, otherwise it is very likely that there will be an escape from the insurance, which will eventually bring unnecessary trouble to yourself, so how to check the expiration time of the car insurance?

1.Look at the policy, after we apply for insurance, the insurance company will give us a policy, which has a starting time, if you can't find the current policy, you can also check the previous one, and you can go back one year, most of the time is one year apart.

2.Check the expiration time of compulsory insurance, our compulsory insurance logo is pasted on the windshield, generally speaking, compulsory insurance and commercial insurance are synchronized, on this sign you can check when the insurance expires.

3.Call the insurance company**query code, generally call customer service**, but you need to provide the frame number and engine number, if you have friends working in the insurance company, it is best to provide the license plate number to check the expiration time of the policy.

4.For counter inquiries, you can bring your driving license and driver's license to the vehicle management office or administrative hall or the insurance company's counter to inquire in person, so that you can also refer to renewing insurance by the way.

Network inquiry: Taking Ping An Auto Insurance as an example, the owner needs to prepare the policy paper materials in advance, so as to fill in the relevant information needed, open the official Ping An official website with a browser, enter the official homepage, slide to the bottom of the page, click on the policy query on the left, click on the second Ping An Property Insurance policy query, click the right drop-down arrow to select the policy type, select Ping An Auto Insurance Policy Check and enter the policy number, policy verification code and verification code, ensure that the information is entered correctly, and click Submit to view the relevant information. **Inquiry:

If the owner wants to know the insurance time of car insurance, he can also call the relevant insurance company** to consult customer service, or bring the relevant documents to the outlets of the car insurance sales company for inquiries. Generally speaking, there are on-site staff of car insurance companies in each 4S store, and it is very convenient to inquire. APP Query:

As long as Likong is in the mobile phone software area, use the mobile phone terminal to realize the mobile phone query insurance business, find the insurance company APP client that the car owner insures, register and log in on the client, and operate according to the software prompts, which can basically solve the basic insurance-related business, but it is also more convenient. Nowadays, many insurance companies have their own public account applets, and WeChat or Alipay follow applets to verify information according to prompts, and you can also easily and quickly query relevant information such as policy time.