If the university living expenses are not enough, how to establish a correct consumption concept?

The cost of parents to provide a child with education is really very large, especially after some children are admitted to college, they have to pay for their children every month when they go to college. Under normal circumstances, according to some studies, it can be found that basically a college student's living expenses are about 1,500 yuan, but some children have a situation where the college living expenses are not enough to spend. On the one hand, they dare not ask the people in their families for more money, and on the other hand, their money is not enough to spend, so in this case, many students choose online loans.

According to some reports, we can learn that college students are also one of the groups most deceived by online loans, 1500 yuan should be enough for an ordinary student to spend, and those students who do not spend enough may have problems with their consumption concept, requiring students to establish a correct consumption concept. <>

When they enter university, many students will see a different world. If you want a lot of things, you do need a lot of money in college, and there are some high-cost situations. But if as an ordinary college student, your living expenses are just for food, to buy some clothes, and some normal social expenses, these are completely sufficient.

If the family is not very rich, try not to blindly compare, do not buy some brand-name luxury goods, those are of little use to you, and you are spending your parents' money, even if you buy some high-end consumer goods, there is nothing to show off. If it is some classmates whose families are very wealthy, it is still forgivable for them to buy these things, after all, their families have money, so the living expenses given to them by their parents must be more than 1,000 yuan per month. <>

College students should consume rationally when consuming, and do not blindly follow some of the conditions consumed by others to learnFor example, when you go out shopping with your roommate, and your roommate recommends you a very expensive bag, or expensive shoes, in this case, maybe your roommate is very rich, and he thinks that the shoes are very good to wear, or they are not expensive at all, but your own economic conditions are not very good, if your roommates go to buy that kind of shoes, you had better show your family situation truthfully, and don't blindly follow it. You should think about your family's income and your own living expenses and control it rationally, and deal with this consumption situation. And at the same time of some consumption, you should also be moderate, you can't say that you go out with others, spend a lot of money to invite others to eat for some face, or buy a lot of things, and in the end it may be that your own living expenses are gone.

College students must establish some correct consumption concepts, which is very necessary, if there are some situations in your life, if you need money urgently, you should also discuss with your parents truthfully, and explain this matter, you must not choose some online loans。It's entirely possible that those loans that you don't know much about, and that you may end up ruining your life or even your family because of those loans.

After entering the university, the living expenses of college students are basically given by their parents once a month, so how can the living expenses of each month be reasonably consumed? First of all, we must have a good concept of consumption before consumption, and arrange the spending of this money reasonably.

1. Don't compare.

Most of us are almost born in ordinary families, our parents have provided for us since we were born, which is already a huge expense, when we can control our own consumption, don't compare with others, don't compare, don't buy some brand-name luxury goods for face or self-esteem, you won't be rich or superior or other because you have some luxury goods, it will only bring some burden to you and your own family. As an ordinary college student, the living expenses are basically sufficient, and the basic expenses are eating, shopping, and normal socializing.

2. Do not consume ahead of time.

Now everyone is using Alipay, compared to everyone who has opened or used Huabei. Huabei, it can be paid in place of payment in advance, you can pay with Huabei this month, and start repaying it next month. But this kind of advanced behavior will give yourself the illusion that it doesn't matter, buy it first, and it will be paid back next month anyway, and it can be installed.

Enjoy the happiness brought by the current advanced consumption, but in the next month, you will be worried about repayment, and you may be harsh on yourself next month because of early consumption.

3. Appropriate consumption.

How to spend appropriately? Buy what you need. Buy what you really need, don't blindly follow other people's consumption, everyone's family situation is different, other people's spending power is better than your own, others bought this thing, you think it's also very good, but also want one, this is to look at your own consumption level, don't buy hard, first think about whether you really need, if you really need it, then think about your current remaining amount, whether you can afford it.

If you evaluate both of these and if you can, then you can buy it with confidence.

In college, we must establish a correct concept of consumption. In college, you need to master and control everything by yourself, and what should and should not be controlled.

The consumption of college students is not only related to themselves and the school, but also to the whole society. Now from the individual, school, society three aspects of college students to put forward a few suggestions.

1) For college students, they should establish their own reasonable consumption concepts and treat their consumption rationally. As a pure consumer, most of the college students' economy depends on the family, so their consumption should take into account the family's economic situation, the parents' affordability, and self-control, and cannot blindly fall into the misunderstanding of emotional consumption. Nowadays, some students are lavish in consumption, and they are addicted to blind consumption, such as many college students are addicted to online games recently, which will greatly increase their consumption burden, and more importantly, college students will also lose themselves in blind consumption, so as to affect their studies.

In addition, college students should also have the awareness of consumer rights protection, enter the university, has begun to slowly integrate into the society, the society to deceive consumers of all kinds of illegal acts repeatedly prohibited, in the face of the complex society, college students must learn to protect their legitimate rights.

2) Schools should strengthen the cultivation of students' consumption concepts. Seeking truth from facts, ideological and political education in colleges and universities has not yet paid enough attention to the education of students' consumption outlook. Due to factors such as the lack of comprehensive and objective understanding of college students' consumption psychology and behavior, as well as the curriculum setting, the special education on consumption outlook that is closely related to important ideological concepts such as outlook on life, outlook on labor, outlook on money, and outlook on national conditions has not been fully carried out in the ideological and moral cultivation courses, and it is difficult to achieve the real guiding purpose.

3) For the society, it is necessary to actively explore the consumer market of college students, meet the needs of college students with different economic conditions from the variety of products, services and services, and at the same time standardize the market order and establish a fair market environment for college students to consume. In any way, the consumer market of college students is no longer dispensable, and it has seriously affected the economic development of the surrounding areas of colleges and universities.

The ability of college students to consume is very strong, and the sales products for college students on the market are emerging in an endless stream, which is also driving the consumption of college students, but the vast majority of college students spend money from their parents. As a college student, you must cultivate your own consumption concept. So, how can college students establish a correct view of consumption?

First: do what you can

Eat as much as you have a big belly, otherwise your stomach will be broken, and the same is true for college students' purses. Most people don't have the ability to create wealth during college, so when spending money, you must do what you can and spend it reasonably.

Second: live within your means

There is a fixed amount of money that the family gives themselves every month, so when you spend, think about whether your purse can afford your purchasing power.

Third: moderate consumption

People's character is cultivated step by step, from thrift to luxury, from luxury to thrift, if you spend too much, you can't make money, what should you do? Do you want to borrow money? Or go and ask the family for money?

Fourth: Reserve funds

When you have money, you should be careful about your funds, take care of them, and have the opportunity to save your money, so that you can use it when you need it in the future. lest when the fire burns the eyebrows, they will stumble around like a headless fly.

Fifth: Moderate debt

Moderate debt can activate one's own funds, bring some exercise to one's own consumption outlook, and effectively adjust the degree of consumption.

The consumption concept of college students will affect their own clothing, food, housing and transportation, so having a good consumption concept can bring a colorful college life!

The advice for college students to consume is to consume by themselves, there must be a plan, not blindly to consume, daily necessities are necessary, all kinds of reference books are also necessary, in short, there must be a certain plan.

Rational consumption, scientific consumption, diligence and thrift, and learn to manage money scientifically.

1. Don't overspend, moderate consumption will not bring financial crisis.

Two: Don't blindly follow the trend, make sure you need to buy it.

Three: make the best use of things, do not waste.

The most important advice is to consume moderately, not exceed your income level and financial ability, and do what you can.

It is better for college students to consume within their means, not to consume ahead of time, and not to overconsume.

Some advice for college students to spend, in school students have a sense of competition. But we must not compare with each other in terms of consumption.

College students' spending power is not strong, because they do not have the financial ability, and the appropriate phone bill.

Some suggestions for college students to consume, we must consume rationally, it is not easy to make money, those who have money spend more, and those who have no money must not let the bad atmosphere be bad.

Some suggestions for college students' consumption, consumption, should be controlled.

We should be rational about luxury goods, and when we don't have enough ability to buy this thing, we should avoid it and don't go to online loans.

As a college student, I think after all, you are consumers, you have to spend wisely, and your parents give you the money you pay every month.