How to apply for a personal credit report online

How to apply online to check your personal credit report.

It is very simple to check your personal credit on your mobile phone, and you only need two steps to check it.

1. Open the browser, search for the People's Bank of China Credit Information Center, verify the problem after registering and logging in, wait patiently for the 24-hour verification code to be issued, enter the verification code to query your own simplified version of the credit, only the simplified version can be queried.

2. If you find the first way troublesome, then the second way is simpler and more convenient. Users can query their own big data and credit status, and can obtain various index data, query their personal credit situation, blacklist situation, online loan application records, application platform type, whether it is overdue, overdue amount, whether there is an arbitration case, and other important data information.

Compared with the personal credit report of the central bank, the scope of the credit report record of Baihang is more extensive, and the institutions issued are more diverse, such as checking the credit exchange, sesame credit score, etc., all of which are part of the personal credit record, and on the whole, it is more similar to the big data credit report on the Internet, which is a useful supplement to the traditional personal credit report. "

1) Bring your ID card to the local People's Bank of China for handling, and individuals may inquire and print personal credit reports in person or by entrusting a ** person;

1. Where individuals can go to the inquiry point in person to inquire about the credit report, they should provide their original valid identity documents for inspection, and at the same time fill out the "Application Form for Personal Credit Report Personal Inquiries", and keep a copy of the valid identity documents for future reference.

2. If another person is entrusted to inquire about the personal credit report at the inquiry point, the person shall provide the original valid identity documents of the client and the person and the notarization certificate of authorization for inspection, and at the same time fill in the "Application Form for Personal Credit Report Inquiry by Myself", and keep a copy of the valid identity documents of the principal and the person and the original notarization certificate of authorization for future reference.

2) Inquiries through the official website of the Chinese People's Credit Information Center, the steps are as follows:

1. Open the official credit reporting website (and select "Internet Personal Credit Information Service Platform".

2. Select "Trial Version" to start the query immediately.

3. Register an account and log in to the personal credit inquiry system.

4. Log in successfully, select "Information Service" - Get Credit Information".

5. Enter the pre-application verification code (you need to apply for the inquiry on the official website in advance, and the credit information center will issue the verification code to the reserved mobile phone number within 24 hours).

6. If the request for credit inquiry is successfully submitted, you can view the personal credit information on the credit report.

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"1. Online inquiry on the official website of the credit information center.

1. Open the official website of credit information, select the Internet Personal Credit Information Service Platform "Enter the official ** of the People's Bank of China Credit Information Center, and click "Register" in the upper right corner;

2. Register a personal account and log in to the personal credit inquiry system;

3. Fill in the user's supplementary information, and then click "Submit";

4. Log in successfully, click "Information Service" and select "Security Level Change";

5. Select "Obtain Credit Information" in the information service to obtain a personal credit report.

It should be noted that the credit information system of the People's Bank of China is free of charge for the first two inquiries every year, and the subsequent inquiries cost 10 yuan each time. If it reflects that the information included in the platform is insufficient and the identity cannot be verified, the reason may be that you have not applied for a credit card before and need to go to the site for inquiry.

2. Open, investigate the data in depth, and make inquiries.

Click on the query, enter the information to query their own credit data, the data comes from more than 2,000 online loan platforms and UnionPay centers across the country, users can query their own big data and credit status. You can obtain various indicators and inquire about your personal credit status. Internet black index score, blacklist situation, online loan application records, application platform type, whether it is overdue, overdue amount, credit card and online loan credit estimate and other important data information, etc. "

2. After entering, enter the Internet Personal Credit Information Service Platform, and then click "Start Now" to inquire about the personal credit report.

3. At this time, the system jumps to the login interface, if it is a new user, you need to register, and the registration is to fill in the ID card and name.

4. After logging in, we can select the credit information we need, as shown in the figure, we check the "Personal Credit Report". However, to generate the report, we need to verify our identity, we click on "Card verification", and then click on Next to enter verification.

5. Fill in the bank card verification information correctly.

6. After filling in, we still need to wait for 24 hours, because the system needs to review, if the information is filled in correctly, after 24 hours, we can log in to the credit information center again and print the personal credit report.

Summary. Dear, glad to answer for you! The method of printing the personal credit report is as follows:

One-person offline branch counter printing. With my personal ID card, I can go to the counter of the offline branch of Renming Bank to make an inquiry, and I can also print it on the self-service inquiry machine of the credit report placed in the service hall of the People's Bank of China. 2. Printing at the offline outlets of commercial banks authorized by the People's Bank of China.

The People's Bank of China has also placed self-service credit inquiry machines in the halls of offline outlets of various commercial banks (such as China Merchants Bank, China Construction Bank, Bank of China, Industrial and Commercial Bank of China, etc.), and you can also print credit reports on these self-service inquiry machines with ID cards. Note that not all commercial bank outlets can print credit reports, you can call the bank's staff to confirm the address before going.

Dear, I'm glad to answer Qingqing for you! The printing method of personal credit report is as follows: one-person offline counter printing.

With my personal ID card, I can go to the counter of the offline branch of Renming Bank to make an inquiry, and I can also print it on the self-service inquiry machine of the credit report placed in the service hall of the People's Bank of China. 2. Printing at the offline outlets of commercial banks authorized by the People's Bank of China. The People's Bank of China (PBoC) has also placed self-service credit inquiry machines in the halls of offline outlets of various commercial banks (such as China Merchants Bank, China Construction Bank, Bank of China, Industrial and Commercial Bank of China, etc.), and credit information reports can be printed on these self-service inquiry machines with ID cards.

Note that not all commercial bank outlets can print credit reports, Douyin can call the bank's staff first to confirm the address before going.

Extended materials: Personal credit reporting refers to the activities of lawfully established personal credit reporting agencies to collect and process personal credit or spike information, and to provide personal credit information inquiry and assessment services according to user requirements. Personal credit reports are personal credit history records that credit reporting establishments process and sort out information collected in accordance with law, and finally provide it to lawful information inquirers in accordance with law.