How to check the credit report online, how to check your own credit report

Personal Credit", enter the "People's Bank of China Credit Information Center."

On the official website, on the homepage of the official website of the People's Bank of China Credit Information Center, find the "Internet Personal Credit Information Service Platform" and click to enter.

2. Registration. Click "Get Started" on the page to get to this step we need to register an account first, click on the right "New User Registration". If the user who has already registered does not need to register, he can directly log in to the account registration page, and fill in the personal information to complete the registration according to the requirements on the registration page; After the registration is completed, go back directly and log in to the accountAfter logging in successfully, select "Apply for Credit Information" on the page On the application for credit information page, we need to provide personal information verification, which includes bank card verification and digital certificate.

Validation, problem validation. Here you select the bank card verification method, and tick the following content to check the credit information, click "Next" on the bank card verification page, and click "Get UnionPay."

Verification code" Fill in the information of your bank card on the page that pops up.

3. Verification is successful.

After the verification is successful, it will go to the UnionPay verification code and return to "Apply for Credit Information", enter the received UnionPay verification code and submit it to the central bank.

Within 48 hours, the credit inquiry SMS verification code will be sent to our mobile phone, we only need to enter the SMS verification code, you can obtain your own personal credit record, and the personal credit record can also be obtained.

At present, there are two channels to inquire about all the credit records of a person.

1. Central bank credit report. You need to bring your ID card to the local central bank outlets to inquire, and the credit report will show the user's lending platform, loan amount, loan term, negative information and other data content in the past 5 years.

Click to query, enter the information to query their own credit data, the data comes from more than 2,000 online loan platforms and UnionPay centers across the country, users can query their own big data and credit situation, can obtain various indicators, query their own personal credit situation, online black index score, blacklist, online loan application records, application platform type, whether overdue, overdue amount, credit card and online loan credit estimate and other important data information.

Extended information: Credit reports are divided into personal credit reports and enterprise credit reports, which are records of personal credit information issued by the Credit Information Center of the People's Bank of China and used to inquire about the social credit of individuals or enterprises.

The credit report is divided into three categories, namely basic personal information, credit transaction information, and other information.

How to check personal credit on the Internet?

How to apply online to check your personal credit report.

Seconds understand how to check personal credit in the debt micro-classroom.

1. Basic personal information. For example, identity information, education, **, home address, work unit, etc.

2. Credit profile information. Get an overview of the number of different types of loans.

3. Credit details. This part is the most important and the longest. Be sure to take a closer look. The amount of each loan, as well as the repayment situation, and whether there is a record of overdue records, are very clearly recorded.

4. Details of public information. For example, provident fund contributions.

5. Inquiry records. Institutional inquiry records and individual inquiry records.

How to check personal credit report online.

How to apply online to check your personal credit report.

2. Find the "Internet Personal Credit Service Platform" on the page, and then click on it.

3. Click "Start Now".

4. Enter the login, password, verification code, etc., and click "Login". If not, click Register, and you need to enter your ID card, mobile phone number and other information to register.

5. Enter the query page and click "Login" in the "Newbie Navigation".

6. Select the verification method in the "Application for Credit Information", there are three verification methods: bank card, digital certificate, and question verification. Here select "Card Verification" and click "Next".

7. The system prompts you to click "Get UnionPay Verification Code".

<>9. Successfully obtain the UnionPay authentication code and copy the authentication code.

10. In the upper menu, fill in the obtained verification code, fill in the verification code, and then click "Submit".

11. After the submission is successful, the page will be displayed as follows, and then you will wait for the SMS.

12. When you receive a text message on your mobile phone, log in to the webpage again, click "Get Credit Information", fill in the "Identity Verification Code", and then click"Submit".

13. The format of the "personal credit report" is as follows.

Personal credit record is in the form of a credit report file for the person to view and use, and there are two ways to query:

1.One is to bring a valid identity document and a copy to the branch of the People's Bank of China where you are located and submit an inquiry application report for inquiry.

2.Another way is to check directly online and submit the application report on the "People's Bank of China Credit Information Center"**, the specific steps will be explained in detail below, but the personal credit record report will be obtained the next day.

Extended information] 1. How to print your personal credit report online?

2.Click [Internet Personal Credit Information Service Platform].

3.Click Start Now.

4.After entering the information, click Login.

5.Click [Apply for Credit Information] in [Information Service] on the left, select the three credit information at the bottom of the right, and select a verification method.

6.If the identity verification is passed, the personal credit center will send the verification code to the reserved mobile phone in the form of SMS, and you can access the platform to obtain the result after 24 hours with the identity verification code.

7.Log in to the platform, select [Get Credit Information], and enter the identity verification received by SMS below to view your personal credit information. On the page where you can view the results, you can print it directly.

2. How to print the enterprise credit report?

To print the enterprise credit report, you can go to the local branch of the People's Bank of China to print, and the materials that need to be carried to print the enterprise credit report are: the identity document of the legal representative of the enterprise, the registration certificate of the enterprise, and the documents such as the credit certificate of the institution, the loan card of the enterprise or the ** certificate of the organization.

In addition, if the legal representative of the enterprise cannot print it in person, he can entrust another person to print the credit report of the enterprise. In addition to the above-mentioned materials, the client also needs to prepare his or her own identity document and the Certificate of Authorization of the Legal Representative of the Enterprise.

<>Step 1: Step 2:

Step 4: After jumping to the inquiry portal of personal credit information, click "Start Now".

Step 5: Enter your login name, password and verification code on the login page to log in. If you haven't registered yet, click "New User Registration" to complete the registration and log in.

Step 6: After logging in, you will enter the welcome login page, there is "Credit Service" on the right side of the page, click "Apply for Credit Information" in "Credit Service", select the verification method, verification with problems, bank card verification, digital certificate verification, choose one by yourself, and then when selecting credit information, check three items at the same time, and then click "Next".

Step 7: Complete the verification and click "Submit".

Step 8: After submitting your application, just wait patiently for the result.

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