How to manage your monthly income of 10,000 yuan, and your existing deposit is 80,000 yuan

At present, there are many ways for China Merchants Bank to invest in personal investment and financial management: fixed, treasury bonds, entrusted wealth management, **, **, etc., and the investment starting point of different products is different, and the corresponding risk level is also different. It is recommended that you visit our branches to consult the relevant advice of the wealth manager.

In addition to daily living expenses, the remaining money is put in Yue Bao first, and you can save 50,000 yuan to buy short-term financial management, but the income is not as high as you think. It's not easy to save 100,000 a year.

If the monthly salaryman wants to get rid of the moonshine family, it is nothing more than to increase the value of his salary and do some financial management.

1. It is nothing more than a deposit bank, and the interest rates of major banks are similar, but there is no income if you want to pay for it. The term of the term is relatively long, generally three months, half a year, or one year.

2. The second way is to use wealth management through wealth management, which is a more diversified product. 1) You can choose ** financial management, which is as convenient as bank current and can be withdrawn at any time. However, the interest rate is slightly higher than that of the bank.

2) Fixed financial management, which is similar to the bank's fixed deposit, but the time is not so long, generally 1-3 months, and the income is still higher than that of the bank fixed deposit.

Salary wealth management refers to the regular deposit of wealth management connect every month, and the amount of deposit is set in advance, what wealth management products to buy, and there is time. It can be deposited automatically, so you don't have to worry about forgetting it.

Hello, your income is not small, and you can indeed do some financial management. The key depends on your current age and family situation. If you are single, then your consumption will not be particularly high, then you can save more. For example, buy some ** or ** regularly every month, and make some regular investment products.

You can go and buy some related ** or something, it's all good.

Which city, Beijing's 10,000 yuan is enough to spend on itself.

The ones with low risk should be recommended by the bank, but the return will not be too high.

Fry ** or something, 80,000 can also be played, but the risk is relatively large.

1. The ways of Liye Qincai are: bank calendar deposits and wealth management products, Yu Yu Bao, wealth management pass, purchase **(**) and P2P wealth management products.

2. With a monthly income of 8000, the daily expenses will be put into the balance treasure 3000, and the remaining 5000 can be used as a fixed investment of 500-1000 months, and the other part can be used as a bank fixed deposit (the deposit period is 1-3 years according to the time of personal capital demand), and when the threshold of bank wealth management products is reached, you can buy financial products.

3. Salarymen should pay attention to the following suggestions for financial management: capital preservation first, income second; Stable value-added and outperforming inflation; Ensure life, a proper fight (**);

4. In short, salarymen have stable incomes, and there are not many spine searches in their spare time, and it is better to stabilize financial advice, so let's gather less into more to accumulate wealth, and finally remind us to learn financial knowledge first, and then do venture capital.

Buy some regular or**, you can also play**.

Ordinary life - buy a seven-day call deposit, buy some ** with other money, wealth management products, treasury bonds, and reasonable distribution.

Just use this 10,000 to enter China**, it's time.

Make a reasonable arrangement first.