What should I do if the inter bank transfer is not received?

1. Inter-bank transactions generally take one to three working days to arrive because they need to be processed through the counters of both banks; If it's within this time, you can choose to wait for a while. In this case, the amount to be transferred will definitely arrive before the specified time, so it is recommended to wait patiently.

2. Check whether the transfer fails due to the wrong information of the payee's name and the opening bank. If the information is incorrect, the failure of the inter-bank transfer will generally be returned to the payer's account, and the transfer can be re-made later.

In life, we often need to use the transfer function of the bank, and many times we will encounter the problem of inter-bank transfer. Everyone is bound to be very concerned about the length of time it takes to receive the account. So how long does it take for the inter-bank transfer of major banks to arrive? Let's take a look!

1. Real-time arrival in the system, more than 50W;

2. Cross-system according to the time of the People's Bank of China.

2. China Merchants Bank.

1. The funds in the same city in the system will arrive in real time, and the funds in different places can be received within 2 working days under normal circumstances.

2. Inter-bank and intra-city accounts can be received within 2 working days. Under normal circumstances, funds can be received within 5 working days.

1. Real-time arrival in the system from 9:00 to 16:30.

2. 1-3 working days across banks.

The large value system (more than 50,000) will be converted to the small amount system (less than 50,000) during working hours (working days, and during non-working hours) by the People's Bank of China.

The clearing center queues for centralized transfer, which generally does not exceed 2 hours.

1. Real-time arrival in the system from 9:00 to 17:00.

2. 1-3 working days across banks.

6. Bank of Communications.

If the transfer has not been received, it is recommended that you verify that the payment information is correct.

1. If the information is filled in incorrectly, you can ask the transferor to check whether to refund the ticket, and the refund timeliness is related to the selection channel and method of transfer.

2. If the information is filled in correctly and the transfer time limit has not been received, it is recommended that you contact the transfer bank to inquire about the specific situation of the transfer.

First of all, you need to call the bank to confirm whether the transfer has been accepted, and then it is generally postponed for 3 days of holidays. If it is accepted, just wait patiently and let the other party expedite it.

Question: I am an online loan of 50,000 yuan, he asked me to borrow 10,000 yuan in the card number, that is, 20% of the flow, I was deducted after depositing, and now the bank reminds that the flow is too low to 50% of the loan amount, that is, 15,000 to deposit, to get the money, is there such a thing?

Are you sure to ask.

I don't know, he replied like this, and sent me this list, I'm afraid of being deceived and don't dare to save the 15,000, so consult your professionals.

Are you taking out a loan in **? Is it a p p of SPD Bank? It stands to reason that such a commercial bank would not operate in this way.

The question is not, it was a loan from Tonghe Microfinance **** in that Jinning County.

Then it is estimated that the dark box operation is underway, don't save it, you go to the other party.

Question: Let me ask you, if the turnover is not enough, how long will he return the money to them?

This is not possible, because the money may not be deducted actively, it should be that your loan company has bound something and deducted it as consumption.

Generally, banks will not deduct so much money from you. The flow of money is based on your deposit, that is, how much money is in the card, and the money that the bank does not move is what is in your card.

Question: Is there no reason why the bank card flow is not enough and cannot be received, and the reason why the remittance cannot be paid is basically non-existent, right? , it seems that 10,000 yuan was cheated. Alas.

There is a good chance that once your money is deducted, it proves that the next payment is approved. You won't say that the turnover is not enough, you should first ask the loan company and confirm the purpose of the 10,000 deduction with the Shanghai Pudong Development Bank.

Summary. 2. The bank settlement system has not yet been recorded, and the transfer-out bank will have a fund transfer settlement time when inter-bank transfer, and the payee's funds arrive at the settlement time of the remittance receiving bank, and some banks will freeze the funds for 24 hours before they are transferred out, so the transfer money has not been received for 24 hours. 3. If the inter-bank transfer has not arrived within 24 hours, it may also be because the user has transferred the wrong account, so the beneficiary's funds are not in the account.

Why is the inter-bank transfer delayed?

Hello dear and happy to answer your <>

There are the following reasons for the delay in the inter-bank transfer: 1. When the inter-bank transfer is on a holiday or a weekend, the transfer will be delayed when the inter-bank transfer is on a holiday or on a weekend, so sometimes it may take more than 24 hours to arrive when the inter-bank transfer is made before the holiday or on Friday.

2. The bank settlement system has not yet been recorded, and the transfer-out bank will have a fund transfer settlement time when inter-bank transfer, and the payee's funds arrive at the settlement time of the remittance receiving bank, and some banks will freeze the funds for 24 hours before they are transferred out, so the transfer money has not been received for 24 hours. 3. If the inter-bank transfer has not arrived within 24 hours, it may also be because the user has transferred the wrong account, so the beneficiary's funds are not in the account.

Summary. There are several reasons why inter-bank transfers are delayed:1

Bank processing time: Transfers between different banks need to go through a certain processing time, usually 1-3 business days to arrive. If your transfer falls on a bank holiday or weekend, it will take longer to arrive.

2.Incorrect account information: If you enter the wrong beneficiary account information, such as the account name, bank where the account is opened, etc., the transfer will not be successful.

In order to prevent money laundering and other illegal acts, banks will conduct risk control and review of large-value inter-bank transfers. If you transfer a large amount, you may need to wait for the bank's approval before it arrives. 4.

System failure: It is also possible for the bank's transfer system to malfunction, resulting in delayed or failed transfers. At this time, you need to contact the bank's customer service for inquiry and processing.

Transfers between different banks take a certain amount of time to process, usually taking 1-3 business days to arrive. If your transfer time coincides with a bank holiday or weekend, it will take longer to arrive. 2.

Incorrect account information: If you enter the wrong beneficiary account information, such as the account name, bank where the account is opened, etc., the transfer will not be successful. At this time, the bank will return the transfer to your account, and you will need to re-check the information before transferring the money again.

If you transfer a large amount, you may need to wait for the bank's approval before it arrives. 4.System Failure:

The bank's transfer system may also malfunction, resulting in delays or failures in transfers. At this time, you need to contact the bank's customer service for inquiry and processing.

In short, the length of inter-bank transfer time depends on multiple factors, it is recommended that you carefully check the payee's account information before transferring, choose the appropriate transfer time, and maintain a good account credit record, which can reduce the possibility of transfer delay.

Hello, now if it is a mobile banking transfer, even if it is an inter-bank transfer, it can basically arrive within five minutes, if it has not arrived, it can basically be determined as the following reasons:

1. If you are the recipient and have not received the account, it is very likely that the other party did not transfer the money at all, but just put on a fake transfer record for you, or the other party entered the wrong name or name when transferring money, and then it was returned.

2. If you are the sender, then it is very likely that the other party will not admit it after receiving the money.

In case of this kind of thing, we should not be in a hurry, the first time to call the bank's customer service** to confirm whether the transfer is successful, after confirming the success of the transfer, we must take relevant plans as soon as possible to minimize their losses.