What should I look for when buying a fund? What about fund returns?

Name**, net worth valuation, cumulative net worth, and some basic information, including the type of **, the company behind it, who is the manager, the time and scale of establishment, etc., I use radar**, and the income is still good if I choose a good **.

To choose, we must first consider how much risk we can take, and we must take greater risks with high returns, and then we need to understand in detail the classification of **, and make a suitable choice for ourselves based on our own situation. As a means of financial investment, the return of ** is directly proportional to the risk that needs to be tolerated. If a ** claims high returns and low risk, then you need to pay attention to careful identification.

Before choosing, consumers can estimate their risk tolerance from age, funds, etc., and remember not to affect their lives because of financial investment. For general consumers who do not have much financial knowledge, they can choose a suitable ** company for professionals to operate, so as not to cause unnecessary losses of funds due to ignorance. In addition, it is generally necessary to hold it for a long time, which can avoid the transaction costs caused by frequent transactions, and on the other hand, it can avoid being affected by short-term market fluctuations.

Compared with ordinary consumers, the company has a better understanding of the financial investment field, so it has a stronger control of risks than ordinary consumers. There are a variety of dazzling ** products on the market, which are too complicated for ordinary consumers who do not know, so it is necessary to choose a qualified ** company.

What's the difference between **and **? 1. The issuer is different. **It is issued by shares, and non-joint-stock companies cannot be issued**.

The investment is issued by the investment company, not necessarily shares, and it is stipulated that the investment company must be a non-bank financial institution, and there must be a financial institution among its sponsors.

What's the difference between **and**.

2. The term is different. ** is the equity certificate of the shares, its duration is the same as the company, and the shareholders cannot withdraw the shares in the middle. The investment company is the public investment and financial management, the investment has a limited period, and the investment should be repaid in proportion to the investor's share according to the net assets of the investor at maturity.

3. Risks and returns are different. **Investors directly participate in the investment, its income is affected by the operating performance of listed companies, market fluctuations and traders, its risk is higher, and the returns are more polarized. The investment** is operated by experts and collectively decided, because its investment is relatively diversified, the risk is relatively small, and the return is more average and stable.

4. The rights and interests of investors are different. The holder of ** can participate in the operation and management and decision-making of the joint-stock company, while the ** investor appears as a entrusted investor and cannot participate in the operation and management of the investment.

5. The liquidity is different. There are two categories, one is closed, which is similar to it, most of which circulate on it, and it also fluctuates with it. The other type is the open type, which can be bought and sold over the counter at any time.

Overall, ** is more liquid than **.

This year's market environment is that blue chips continue to perform well, so as long as some of the original heavy small and medium-cap stocks are transferred to blue chips, it is easy to get positive returns in such a market environment, coupled with the comprehensive investment research ability, so it is obviously easier to make money this year.

1.Investment is a collection of benefits and risks, that is, through the issuance of units, managed and used by the manager to invest in financial instruments such as bonds.

2.** is a certificate issued by the joint-stock company to prove the shares held by the shareholders, is the form of the company's shares, investors become the owner of the issuing company through the purchase of **, according to the share of the shareholding to obtain the expected annualized income of the business and participate in major decision-making voting.

3.The underlying assets are different, and the choice is more abundant. ** Buying is the ownership of the company.

Essentially, we buy the profitability of the company; Essentially a pooled investment. The underlying assets are more abundant, ** is only one of them. You can also invest in bonds, commodities, real estate, bank deposits, indices, and more.

What's the difference between **and**. Why do many people prefer **?

Personally, I think it's better.

**Relatively speaking, there is not much requirement for investment experience. Investors can usually make a simple investment after analyzing the historical performance, safety, and risk.

It is a high-risk investment, and it is very difficult to choose a high-performing stock among many. At the same time, the situation is changing rapidly, and no one is sure to make a profit, even if it is a stock god, he has suffered losses. Because the accessibility of ** will be a little worse.

Caishun FinanceIn recent years, many customers also have a very high degree of attention to some of the more popular financial management business, because people find that they can use some idle funds on hand to help themselves get some additional income, investment era, we are most familiar with, the largest participant is **and**, people around them are either bought**or bought**, and even many people have a hand ** hand investment **, so ** and** which income effect is better?

Which benefit is better?

**It is a certificate issued by a listed company for the purpose of raising funds. It is issued by a company, usually to gather investors' money, and the funds are placed in a bank for custody, and the company invests in the management of the funds, which will be used to invest in financial instruments such as currency. **and** are two different concepts, and the battlefield of investment is not the same, so it is a one-sided point of view to compare the returns of the two.

After all, as long as the market environment is good, it is normal for the ** limit to rise, which is something that many people have experienced when the bull market came in 2015. Compared with **, the yield may be lower, because **there are **restrictions, and **skyrocketing phenomena are extremely rare, and in **, if you have a unique vision and are lucky enough to hold a limit stock, the income brought is very considerable. However, the risk in the process of investment is relatively large, although many people are willing to choose this form to help them invest funds, but in the process of investment, people need to conduct very in-depth research on each one, in order to ensure that we can choose the right product with a higher rate of return.

After all, the volatility and risk are very large, and there are certain professional requirements for investors; Investment generally relies on investment managers and managers to make decisions, and investors can invest even if they don't have much investment experience. And ** itself has the ability to diversify risks, plus some ** in addition to ** investment, will also invest in bonds and other directions for risk diversification, not to mention, some ** itself risk is smaller than **, risk has advantages.

1. How to check the shares and earnings on the Internet if I bought ** in ICBC?

You can refer to the current market value through "Online**" - > Online**" - >My**" - >** Share Query".

The current market capitalization is just a simple calculation of the value of the holdings.

Current Market Capitalization **Share of the previous trading day's net value. The net value is not the net value of the current trading day, and if the transaction is traded on this day, the net value of the day calculated after the end of the trading hours of the day shall prevail.

In addition, the market value has not yet deducted the redemption fee, such as the selected back-end fee model, and the subscription fee has not been deducted. The actual income can only be calculated after the redemption of **.

Currency: Income Redemption Amount Subscription Subscription Amount**Investment: Income Redemption Amount Subscription (Subscription) Amount Positive dividend income is profit; A negative is a loss.

2. How do you see the income of the ** bought in China Merchants Bank?

Log in to the public version or professional version of online banking, and you can see the dividend distribution of each month in "Investment Management - ** (Yinji Tong) - Open** - **Query - Historical Confirmation". Select "**Query - Position**" to also see the floating profit and loss.

3. How to check the income of the ** regular investment in CCB online banking?

Approach 1: Under normal circumstances, it is generally possible to guess it in online banking.

For investors, the two most important parts of investment are risk and expected return, and for more aggressive investors, the expected return is very important. So in the investment market, what is the expected return? What do you think about the expected returns?

Let's take a look.

1. What is the highest expected return?

High expected returns often come with high risks, so the greater the chance of expected returns, the more likely it is to lose money. In the investment market, different markets have different risks and different profit opportunities. So what of these have the highest expected returns?

The risk is high risk, and the profit opportunity is greater, but the loss possibility is also the largest; The index is also a high-risk type, and its profitability is also strong; Mixed ** is medium to high risk, and the expected return and risk are lower than ****.

The specific expected income also depends on the specific operating conditions of the company and the company's ability to resist risks. Different risks are different, and the level of expected returns is also different.

2. What do you think about the expected return?

The expected return is calculated by the net value published by the company on a daily basis, the difference between the net value at the time of purchase and the expected return between the net value at the time of redemption and the net value at the time of redemption.

**Expected return follows the following formula for calculating expected return: **Expected return = **share (redemption date**net unit value - subscription date**net unit value) - redemption fee;

Wherein: **Share = (Subscription amount - Subscription amount Subscription rate) **Net value of the unit on the same day; Redemption Fee = Redemption Share Redemption Date**Net Unit Value Redemption Rate.

**What is it? It refers to a collective investment method of benefit sharing and risk sharing that gathers the funds of many investors through the sale of **shares, forms independent assets, is managed by the custodian, managed by the manager, and invests in the form of a portfolio.

**How to buy? Alipay can be purchased**. Log in to the Alipay client, click [Wealth] - [**] at the bottom, select the ** you want to buy**, click [**], enter **amount, click [OK], and enter the payment password.

How to earn? What does the daily change mean? Refers to the ratio of the number of rises and falls of a ** on the day to the net value of the previous trading day, calculated as a percentage, without units, red is **, green is **.

Daily change = (net value of the unit on the day * split conversion ratio of the day + cash dividend of each share on the day - net value of the unit on the previous day) The net value of the unit on the previous day, in the case of no conversion and no cash dividend on the day, the daily change = (the net value of the unit on the day - the net value of the unit on the previous day) The net value of the unit on the previous day. Your profit is the difference between what you sell and what you sell.

1. **Company. Behind an excellent ** is a reliable investment research team and a reliable ** manager, which can only be provided by a reliable ** company. What kind of ** company is reliable?

**The total scale of management is large, and the industry is well-known, such as E Fund, Nanfang, Harvest, Bosera, China Universal Wealth, Huaxia and so on.

2. **Manager. For the active ****, the manager is the soul of a**. Is the active investor an investment manager?

How to investigate whether the manager is reliable? First of all, you can see whether its tenure is long, whether the return is high, whether the working time is long enough, whether the industry resume is good enough, and the more conditions are met, the more reliable the manager is.

3. Performance. Choosing a ** must depend on performance, but there is also a focus on performance. First of all, the ** that has been established for no more than 3 years can be passed. Those who have not experienced a bull and bear cycle have no convincing performance.

4. Secondly, we have to observe the retracement range of this ** in the period of market weakness, and choose the **** that is more resistant to falling. In terms of performance, the long-term performance is stable, and the ** that can outperform the performance benchmark is already quite good, don't brainlessly choose this year's earnings champion**.

If you want to buy a higher yield, you need to pay attention to the market. Generally speaking, the higher yield is mainly concentrated in several sectors, the first sector is new energy, the rise of new energy in recent years is indeed very outrageous, basically every year is in a top position, which shows that new energy in the future development trend is very good. And some managers also say that there is no upper limit to the development of new energy, no matter when it is a suitable time, so new energy is a very hot sector now, and its overall increase is also very high.

The second sector is the liquor sector, and the yield of the liquor sector is also very high. In the past few years, the rise of the liquor sector is also very terrifying, for a simple example, the share price of Kweichow Moutai has risen from 80 yuan a share to nearly 2,000 yuan a share now, you can imagine how exaggerated the price increase is, calculated in times. Now that this kind of market has slowly been biased towards liquor, liquor stocks are also taking off immediately, so you can pay more attention to liquor at this time.

On the one hand, people will need this kind of high-end medical care more urgently in the future, and on the other hand, the epidemic has caused some major medical manufacturers, and its orders have increased a lot. There are a lot of prices for medical companies, and these three sectors are the three sectors with the highest yield. Therefore, if you want to buy a higher yield, you can choose a more suitable one from these three sectors.

Of course, there are some other sectors with relatively high yields, such as the yield of the technology semiconductor sector, which is also very good, but it should be noted that this is relatively short, and generally speaking, the choice of higher yields is to look at the current market. If the market continues to be optimistic, then you can go directly, but if you are not optimistic about the follow-up market, you need to choose the popular sector from a short-term perspective, and this popular sector generally has the blessing of funds, so this increase is also relatively high. <>