Is Ping An Fu Insurance worth buying? Tell me about those who have voted!

First of all, let's talk about the protection content of Ping An Fu's insurance product, which covers 80 kinds of critical diseases.

20 kinds of mild critical illness, as well as an additional 2 claims for malignant tumor metastasis or **, as well as self-driving accident and death benefits, etc., this is a rare insurance product with comprehensive protection in the market. The critical illness and death benefits alone are well worth buying, because you don't know when the risk will strike. Many people buy Ping An Fu because it is the most cost-effective critical illness insurance on the market. Finish.

Summary. Hello, I will come to you for this question. It's worth buying.

Ping An Fu advantages: 1. Low claim threshold: In fact, many people don't know that many critical illness insurances are very low, because the definition of disease types is compressed, that is, it is very likely that you suffer from diseases and have different claims for the same disease.

If you suffer from a type of disease, Ping An Fu can compensate for it, but other critical illness insurance cannot, which is more embarrassing. In terms of high-incidence mild diseases: Ping An Fu has a good compensation for early cancer of minor diseases, and the threshold for the definition of compensation for minor diseases is low, with early lesions, ** cancer and carcinoma in situ each paid once, and other companies can only pay one of them, and the disease definitions of acute myocardial infarction, sequelae of stroke, coronary artery bypass grafting, and uremia are very relaxed.

Is Ping An Fu Insurance worth buying?

Peace and blessing okay.

Hello, I will come to you for this question. It's worth buying. Ping An Fu Advantage:

1. Low claim threshold: In fact, many people don't know that many critical illness insurances are very low, because the definition of disease types is compressed, that is, it is very likely that you suffer from a disease and have different claims for the same disease. If you suffer from a type of disease, Ping An Fu can compensate for it, but other critical illness insurance cannot, which is more embarrassing.

In terms of high-incidence mild diseases: Ping An Fu has a good compensation for early cancer of minor diseases, and the threshold for the definition of compensation for minor diseases is low, with early lesions, ** cancer and carcinoma in situ each paid once, and other companies can only pay one of them, and the disease definitions of acute myocardial infarction, sequelae of stroke, coronary artery bypass grafting, and uremia are very relaxed.

2. Excellent additional insurance: Ping An Fu is a product portfolio that you bought, with a strong additional insurance in the market, and the hospitalization medical insurance of Jian Xiang Life is guaranteed to be renewed for 5 years to cope with minor diseases, and the accident insurance is also guaranteed to be renewed for 5 years, and there is also a certain hospitalization allowance, and you can also separately insure Ping An e-life insurance long-term medical treatment, which is guaranteed to be renewed for 20 years, and the medical treatment with the longest renewal time is guaranteed, and the rate is adjustable. It is that critical illness and medical insurance are relatively complete.

Good, but it may be a little more expensive.

It is best to buy insurance or buy the right one for you.

It's worth buying.

Peace and blessingsCompared with Ping An Fu 20, the new definition of Ping An Fu 21 has increased the protection for moderate illness, and the premium has been reduced for 6 times for mild illness, and the premium has been reduced for the same sum insured, which is a simple and clear qualified product.

Choosing an insurance product is always more important than picking an insurance company. Because whether it is a large company or a small company, it is paid according to the contract.

If you are an ordinary working family and your insurance budget is not much, you have to consider more than 10,000 Ping An Fu.

When you can't bear it, the insurance person will often reduce the amount of insurance, you can't afford to buy 500,000, just buy 300,000, 200,000, at this time, you must calmly assess your risk insurance amount! When buying critical illness insurance, the amount of insurance is very important, and you must not compromise!

If you have a sufficient budget and just like the brand Ping An, then Ping An Fu is worth buying.

When buying insurance, the products of insurance companies that I have heard of are often more expensive and have average protection;

The insurance companies that have not heard much will take the cost-effective route, and the lower ** will give you better protection.

The reason is very simple, I have heard that insurance companies spend money on advertising and can't do it in vain, and operating expenses and advertising expenses must be included in the cost!

Therefore, when applying for insurance, the company's brand choice is unavoidable, and no one will have a single answer, I can only suggest that you never choose a product because of a factor such as brand or **.

You can also take the initiative to learn some basic knowledge of insurance. Buying insurance is not trivial, and it is worth taking some time to take it seriously.

Dear, I personally do not recommend you to buy this insurance, Ping An Fu Insurance is a brand of Ping An Life Insurance, and the brand has a certain degree of protection, is one of the many people in China choose insurance, the insurance has a certain degree of protection, the user is lifelong protection The main insurance of the insurance is critical illness insurance and protection type, and the age of insurance is generally 18 55 years old, and the insurance period is generally lifelong insurance. The amount of insurance and premiums of this defense and defeat insurance are decent, and other insurance in the same industry are similar, but its critical illness sells only 28 items, more than 10 kinds less than other insurance, which means that some elderly people want to report some serious illnesses can not be reimbursed Oh, this insurance can not be refunded even if the money is urgent, if it is surrendered, it is an early surrender, and it can only be returned to the cash value, which is about 70 of the premium If you pay 180,000, At that time, only less than 120,000 Ping An Fu insurance belongs to the whole life insurance with trembling, and only when the policyholder is 80 years old will there be a large amount of subsidy, which can be regarded as a return of the principal.

Summary. 1.Incomplete coverage: Moderate illness protection cannot be provided, and there are many similar products that provide moderate illness protection.

2.Low payout ratio: Minor illness benefits can only pay 20% of the basic sum assured, while the average in the market is 30%.

3.Poor cancer benefit settings: Ping An Fu 20 suffered from cancer for the first time, and only after 5 years can he get cancer protection again; If you suffer from a non-cancer critical illness for the first time, the contract will be terminated directly.

The excellent product is the first cancer and can be repaid after 3 years; If you suffer from a non-cancer critical illness for the first time, you will receive a cancer benefit after 1 year.

4.No waiver: Ping An Fu 20 does not do a good enough job in the exemption of the insured, and it is necessary to add, and the additional addition means that you have to pay more, but at present, many critical illness insurance policies include the exemption of the insured.

In general, Ping An Fu 20 is still average, if the economic conditions are not very generous, perhaps it is most suitable to buy some cost-effective critical illness insurance products.

Is Ping An Fu Insurance worth buying? Tell me about those who have voted!

Hello. Is Ping An Fu Insurance worth buying? Tell me about those who have voted! It's not worth it.

1.The protection is not comprehensive: it cannot provide moderate illness protection, and there are many similar products that provide moderate disease protection.

2.Low payout ratio: Minor illness benefits can only pay 20% of the basic sum assured, while the average in the market is 30%.

3.Poor cancer benefit settings: Ping An Fu 20 suffered from cancer for the first time, and only after 5 years can he get cancer protection again; If you suffer from a non-cancer critical illness for the first time, the contract will be terminated directly.

The excellent product is the first cancer and can be repaid after 3 years; If you suffer from a non-cancer critical illness for the first time, you will receive a cancer benefit after 1 year. 4.No waiver:

Ping An Fu 20 does not do well enough in the exemption of the insured, and it is necessary to add it, and the additional addition means that you have to pay more, but at present, many critical illness insurance policies include the exemption of the insured. In general, Ping An Fu 20 is still average, if the economic state chong conditions are not very relaxed, maybe buy some cost-effective critical illness insurance products is the most suitable.

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Summary. It's worth it. Ping An Fu Insurance is a brand of Ping An Life Insurance, and the brand has a certain degree of protection, is one of the many people in China choose insurance, the insurance has a certain protection, the user is lifelong protection of the main insurance is critical illness insurance and protection type, and the age of insurance is generally 18 to 55 years old, the insurance period is generally lifelong insurance.

It's worth it. Ping An Fu Insurance is a brand of Ping An Life Insurance, and the brand has a certain degree of protection, is one of the many people in China choose insurance, the insurance has a certain protection, the user is lifelong protection of the main insurance is critical illness insurance and protection type, and the age of insurance is generally 18 to 55 years old, the insurance period is generally lifelong insurance.

Ping An Fu Insurance has corresponding characteristics, generally the amount of the insurance can be increased, if you choose to pay the increase in the way of dividends, you can increase the amount of insurance and additional critical illness insurance at the same time, so that the amount of insurance can be accumulated over time and grow, secondly, Ping An Fu Insurance has also added several mild critical illness protection, these critical illness protection is generally above the male is 28 kinds of critical illness protection, and mild critical illness protection, generally independent 20% The basic sum insured of critical illness insurance does not affect the basic benefit amount of critical illness, so the mild critical illness benefit is separated, and the insurance also has the characteristics of comprehensive and comprehensive protection.

Ping An Fu Insurance at present, the platform is constantly upgrading after the launch, there is also the latest version, and the use rate of the platform is relatively high, basically the purchase rate of the product is also relatively high, although each kind of insurance must have insurance and risk, but the risk of Ping An Fu Insurance is also relatively low, after all, there is a corresponding pillar, China Ping An Insurance This background pillar is relatively large, and the protection rate of insurance is also relatively high, so users can also get the corresponding protection and effect when using insurance.

Summary. Dear dear, it's a pleasure to answer your <>

Ping An Fu insurance is worth buying. Ping An Fu Insurance is a critical illness insurance that is worth buying, first of all, backed by the big tree of Ping An Insurance, and the main insurance is whole life insurance. The additional insurance is whole life critical illness insurance, 70-year-old long-term accident insurance, additional insurance for multiple claims for exing tumors, and premium waiver for critical illness and minor illness of the insured, <>

Is Ping An Fu Insurance worth buying?

Dear dear, it's a pleasure to answer your <>

The first quarrel of Anfu insurance is worth buying. Ping An Fu Insurance is a critical illness insurance that is very worth buying, first of all, backed by the big tree of Ping An Insurance Qinbi, and the main insurance is whole life insurance. The additional insurance is whole life critical illness insurance, 70-year-old long-term accident insurance, additional insurance for multiple claims for excites for tumors, and premium waiver for critical illness and minor illness of the insured<>

<> Qinqin Ping An Insurance, a veteran product of Ping An Life, will be upgraded every year, and different versions of the product have different insurance rules and insurance terms. At present, it is Ping An Fu 20, which is a lifelong critical illness insurance, the insurance age is 18-55 years old, the occupation is limited to 1-6 categories, the long payment period is 30 years, and the waiting period is 90 <>days