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Anonymous users2024-02-07The first thing you need to do when buying a children's insurance product that is suitable for your child is to analyze the main risks that your child faces. In general, the main risks for 9-year-olds are often accidents, health care, and future education costs.
Therefore, parents buy insurance products for their children, and it is recommended that you can do a good job of insurance protection for your children from these aspects.
It is recommended that you give priority to improving children's medical insurance for your child, and then you can buy suitable commercial children's insurance for him: children's accident insurance, children's health medical insurance, children's education insurance and other types.
As for the specific purchase channels of children's insurance, it roughly includes ** people, network insurance, etc. It is recommended that you consult with professional insurance professionals from insurance companies based on your child's specific situation, and you can also go to some professional online insurance platforms to compare and choose, so as to choose the most suitable insurance product for your child.
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Anonymous users2024-02-06Xueba talks about insurance, focusing on insurance product evaluation! Want to know what insurance to buy for children of all ages? You can read the article I wrote:Designed for 9-year-olds! Comparison Table of 136 Popular Critical Illness Insurance in China
9-year-old children are very curious about anything in the world, most of them start to go to school and come into contact with the outside environment, and may encounter sudden accidents, but the child's emergency response ability and self-protection ability at this time are not enough.
At this time, we should consider this when insuring our children:Children's medical insurance + critical illness insurance + medical insurance + accident insurance
1. Children's medical insurance
Children's medical insurance is a national welfare insurance, the best practice is to go to the home immediately after the baby is born, and then buy children's medical insurance in the month of entry, you can get the most basic medical security provided by the state. 16 years old is the maximum age for children's medical insurance, and the premium for children's medical insurance is very cheap, so it is recommended that everyone have one.
2. Critical illness insurance
Critical illness insurance, the main risk is that the child has a serious illness, but the family's financial situation cannot afford it. If the budget is not large, critical illness insurance can also purchase 500,000 yuan of insurance for four or five hundred yuan a year.
There are too many critical illness insurances, but there are not many that are exactly suitable for children, so I eliminated batch after batch of insurance, and finally these insurances became the most suitable option for babies to insure:Designed for 9-year-olds! Top 10 [Cheap and High-quality] Children's Critical Illness Insurance in 2020".
3. Medical insurance
Many people are always confused about medical insurance and social medical insurance, thinking that social medical insurance is enough. It is a pity that if you really have a serious illness, the reimbursement ratio of social medical insurance is limited, and the reimbursement scope does not include good drugs and means. Therefore, medical insurance may be regarded as another layer of supplementary protection in addition to children's medical insurance to reimburse the part that is not covered by medical insurance.
4. Accident insurance
In the event of death, disability and medical expenses due to an accident, the insurance company will pay the claim. Unintentional injuries are the leading cause of death among children under the age of 14 in China, according to data from the National Organization for Child Safety. Injuries such as falls, burns, animal bites, sharp injuries, etc., are common causes of accidental injuries in children.
Therefore, when purchasing children's accident insurance, there are some places that you should pay special attention to and give priority to accident insurance with sufficient accidental medical protection. A good accident insurance must be as low as possible with a deductible, and the higher the reimbursement ratio, the better.
The premium of accident insurance does not increase with your age, so a one-year accident insurance plan is more suitable for purchase. In order to prevent you from choosing like a headless fly, the best children's accident insurance to buy in 20 years, I have selected it for you:Designed for 9-year-olds!
Top 10 Best Children's Accident Insurance to Buy in 2020
That's all for me, hope.
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Anonymous users2024-02-05Hello! At present, there are many types of insurance suitable for 9-year-old children on the market, but they have their own advantages, there is no good or bad, it is recommended that parents buy according to the needs of their children, so that the purchase of products is good. Generally speaking, accident insurance, critical illness insurance, etc. should be considered.
The specific description is as follows:
1. Relevant data show that accidental injury has become the first cause of death for children under the age of 14 in China. If the child is injured by play, animal bites, drowning, traffic accidents, etc., it will bring great mental pain and economic pressure to the family, so the accident insurance should be considered first when buying insurance for a 9-year-old child.
2. At present, the incidence of critical illness is gradually decreasing, and many families are suffering from a financial burden caused by their children's critical illness, so parents should also consider critical illness insurance when buying insurance for their 9-year-old child.
3. For 9-year-old children, in fact, there is no need to choose a special education fund, at this time, you can choose a dividend-paying long-term financial product for investment, which can not only offset part of the premium, but also meet the needs of children to start a family, start a business, and provide for the elderly, and also take into account the medical care, pension and other aspects of the parents.
Universal, worth, critical illness, accident can be 200,000, and medical treatment and the like.
Hello, I happen to be looking for it today. My colleagues in the office also bought it.
Department of Enuresis, Heping Traditional Chinese Medicine Chronic Disease Hospital, Shijiazhuang, Hebei Province, I am the director of Sui. Children urinate more often at night, there are many reasons, generally related to the bladder sphincter function is not fully developed, with the growth of age will be fine, in order to make him as soon as possible and normal children, you need to pay attention to the following diet, eat less sugar during the day, drink less drinks, eat less snacks, do not eat winter melon, do not drink red bean soup; Eat more vegetables, fruits, walnuts, and if possible, you can eat some pork kidneys, sheep kidneys, etc. In addition, pay attention to the following aspects of diet and daily life: >>>More
Judging from your description, it is not reasonable to consider the child's recent eye use, such as too much use of mobile phones and computers, too much TV, less outdoor sports, or a foreign body sensation caused by an inflammation and infection in the child's eyes that causes blinking. It is recommended to drink more water for the child's eye hygiene, eat more food that can reduce the fire, such as oranges and mung bean soup, let the child see more distance and participate in outdoor sports, such as playing badminton, and use the eyes reasonably, mobile phones, computers, and TVs should be controlled, observe first, if there is no improvement, then take the child to the hospital for eye examination.
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