Can I withdraw money without a card at an ATM

Some banks now support cardless withdrawals, taking China Merchants Bank as an example, the specific methods of cardless withdrawals are as follows:

2. After entering, find the "All" item and click to enter.

3. After entering, find the "Scan Code Deposit and Withdrawal" item, and click to enter.

<>5. You can also make an appointment for cardless withdrawal, enter the withdrawal amount, and you can withdraw money without a card at the ATM machine after the appointment is successful.

1. Select the peer deposit and withdrawal all-in-one machine that needs to be deposited to the bank card.

2. Select card-not-present deposit business.

3. Enter the bank card number that needs to be deposited, (confirm that it is correct twice) to perform the following operations, and check whether it matches the user name information.

4. After confirmation, put the money you need to deposit into the deposit slot, select confirm, and you can complete the cardless deposit operation.

5. In order to ensure the safety of funds, you can print the deposit slip and then return the card.

It should be noted that the cash put into the banknote can only be 100 yuan in denomination, and no more than 100 pieces can be operated at a time, that is, 10,000 yuan; Foreign objects should also not be included. Banknotes that are damaged, stained, handwritten, or overly wrinkled cannot be deposited into the ATM.

Extended Materials. Bank card refers to a credit payment instrument with all or part of the functions of consumer credit, transfer and settlement, cash deposit and withdrawal, etc., which is approved by commercial banks (including postal financial institutions) to be issued to the public. Bank cards have reduced the circulation of cash and cheques, making banking fundamentally different from the limitations of time and space.

The use of the automatic bank card settlement system has made the dream of a "check-free, cashless society" a reality.

Apply for a bank card.

The process of applying for a credit and debit card is not the same.

When applying for a credit card, you need to bring your valid documents (ID card or copy of ID card or copy of household registration book or household registration book), proof of residence, proof of income of the unit or proof of personal assets to apply to the card issuer, and you need to fill in the application form, in which the information is required to be true. After filling in the application form, it is necessary to go to the head office of the opening bank for the record, and the head office of the opening bank will review the application materials, and the card can be issued to the customer after about 20 working days. Credit cards can only be applied to customers aged 18 and above, and minors are not allowed to apply for credit cards.

Applying for a debit card is relatively simple, you only need to bring your valid documents (ID card or household registration booklet), go to the opening bank to fill out the application form, and the card can be issued to the applicant at that time.

There is no age limit for debit card application, and minors can also apply for it. When customers under the age of 16 apply for a debit card, their guardian must go to the counter of the bank branch with the account book (or relevant proof if it is not on the same account book), and the person to be handled can not be present. Minors who have reached the age of 16 but are under the age of 18 can go to the bank counter with their work certificate and ID card to apply for a debit card by themselves if they have already participated in the work. Applicants aged 18 or above can apply for a debit card directly at the counter of a bank branch or a self-service card kiosk with their ID card.

According to national regulations, debit cards handled as minors do not have the function of online banking and cannot be bound to mobile payment software.

Report a lost card.

The loss reporting procedures of major banks are not exactly the same, if you lose it, you can first use ** or online banking to temporarily report the loss, and then bring your ID card and other supporting materials to the bank counter to report the loss.

Summary. Hello, if you don't have a bank card, you can use an ATM machine to withdraw money, the specific process is as follows, the first step: to find an ATM machine with a cardless withdrawal function.

Step 2: Select the option to withdraw money without a card at the ATM, select this option and enter the card number and PIN. Step 3:

Select the amount you want to withdraw at the ATM and click Confirm. Step 4: At this time, the mobile phone will receive the SMS verification code, enter the SMS verification code for verification.

Step 5: Take out the money you want to withdraw and you're done withdrawing without a card.

If you don't have a bank card, you can use the ATM machine to withdraw money, the specific process is as follows, the first step: to find the ATM machine with no card withdrawal function. Step 2:

Select the cardless withdrawal option at the ATM, select this option and enter the card number and PIN. Step 3: Select the amount you want to withdraw at the ATM and click Confirm.

Step 4: At this time, the mobile phone will receive the SMS verification code, enter the SMS verification code for verification. Step 5:

Take out the money you want to withdraw, and you're done withdrawing without a card.

Hello, mobile phone can also withdraw money, mobile phone with NFC function, and then bank card open pay (Samsung pay, Apple pay, mipay, etc.), after opening, you can go to the ATM to withdraw money on the key dust, ATM on the random selection of a pay, enter the withdrawal amount, and then the mobile phone wake up the pay function, verify the password or Lu stuffy fingerprint, close to the manuscript Zen ATM induction area to withdraw money.

Hello, or mobile banking talk about caution or line, bank card to open mobile banking, log in to the bank app, select the special service, find a special withdrawal, enter the withdrawal to see and withdraw the password, and then the bank will send a withdrawal code to the mobile phone, go to the ATM to select cardless withdrawal, enter the withdrawal code and withdrawal password to withdraw money.

Take Bank of China cardless withdrawals as an example:

2. Jump to the page, scroll to the bottom, and click Withdraw without a card.

3. Enter the ATM cardless withdrawal interface, enter the withdrawal amount and bank card password, and click Next.

4. Enter the confirmation withdrawal information interface and click Confirm. The page jumps, enter the verification code received by the mobile phone, this page cannot be screenshotted.

5. The page will automatically jump to the operation result interface and click on the transaction details.

6. The page pops up, the mobile phone number of the withdrawal, the amount of withdrawal and other details, remember the withdrawal code. When you go to the bank ATM to withdraw money, choose the password to transfer money and withdraw cash. After that, enter the withdrawal code, mobile phone number, and bank card password to withdraw money without a card.

The process of cashing out cash without a card at an ATM is as follows:

1.The first thing you need to do is choose an ATM with a cardless withdrawal function.

2.Select the cardless withdrawal option at the ATM, enter the card number and password;

3.Select the withdrawal amount and confirm it;

4.Enter the SMS verification code received for verification;

5.Complete cardless withdrawals.

Extended Materials.

It should be noted that the "Card-not-present Cash Withdrawal" feature has withdrawal restrictions. Most banks' "cardless cash withdrawal" business does not exceed 1,000 yuan for a single card, and the cumulative amount on the same day does not exceed 5,000 yuan. Among them, Bank of Communications.

"Cardless cash withdrawal" stipulates that the cumulative amount on the day shall not exceed 20,000 yuan.

Under normal circumstances, the issuing bank is in the People's Bank of China.

The basic regulations determine the cumulative limit of cash withdrawals on the same day on the ATM of the respective bank card, the maximum amount of cash withdrawals in a single transaction or the number of withdrawals per day. There will also be restrictions on the amount and number of withdrawals made by international cards when withdrawing money overseas. If you urgently need a large amount of cash, be sure to prepare in advance to avoid the embarrassing scene of "having money and not being able to spit it out".

The inter-bank ATM withdrawal fee is not uniform among banks, as follows:

Inter-bank withdrawals in the same city.

1) Bank of China. ATM intra-city inter-bank withdrawal fee.

$4 per pen. 2) Industrial and Commercial Bank of China. The ATM inter-bank withdrawal fee is 4 yuan.

3) China Construction Bank. The ATM inter-bank withdrawal fee is 4 yuan.

4) Agricultural Bank of China. The ATM inter-bank withdrawal fee is 4 yuan.

5) Bank of Communications. The ATM inter-bank withdrawal fee is charged at 1% of the withdrawal amount, with a minimum of 1 yuan and a maximum of 100 yuan.

Inter-bank withdrawals in different places.

1) Bank of China. The ATM inter-bank withdrawal fee is charged according to the withdrawal amount, with a minimum of 4 yuan and a maximum of 50 yuan.

2) Industrial and Commercial Bank of China. The ATM inter-bank withdrawal fee is charged according to the withdrawal amount, up to a maximum of 50 yuan.

3) China Construction Bank. The ATM inter-bank withdrawal fee is charged at 1% + 2 yuan of the withdrawal amount, with a minimum of 4 yuan.

4) Agricultural Bank of China. The ATM inter-bank withdrawal fee is charged according to the withdrawal amount, up to a maximum of 50 yuan.

5) Bank of Communications. The ATM inter-bank withdrawal fee is charged at the amount of the withdrawal, with a minimum of 5 yuan.

1. First of all, you need to choose an ATM with a cardless withdrawal function.

2. Select the cardless withdrawal option on the ATM and enter the card number and password.

3. Select the withdrawal amount and confirm it.

4. Enter the SMS verification code received for verification.

5. Complete the cardless withdrawal.

Yes, but not all bank ATMs allow you to withdraw money without a card.

The prerequisite for cardless withdrawals is to open mobile banking first.

There is a limit on the amount of cardless withdrawals, and a single cardless withdrawal cannot exceed 1,000 yuan per card, and the cumulative amount cannot exceed 5,000 yuan on the same day.

At present, only debit cards can be used for ATM cardless withdrawals, and credit cards do not support cardless withdrawals.