What is the transaction limit of ICBC Financial e Union?

Updated on technology 2024-03-27
7 answers
  1. Anonymous users2024-02-07

    The analysis is as follows: The transaction limits of Rongelian are as follows:

    1. Collection limit: The amount of collection can be set at will, but the single and cumulative payment of friends on the same day cannot exceed 5,000 yuan, and the cumulative payment of the month cannot exceed 50,000 yuan.

    2. Payment limit: The payment limit is divided into password-free limit and payment limit.

    1) Password-free limit: If the password-free payment function is enabled, each order less than 1,000 yuan does not need to verify the payment password, and the password needs to be verified for large-value payment. If you use points to deduct when paying, you also need to enter a password if it is less than 1000.

    The same customer needs to verify the password after 5 transactions per day.

    2) Payment limit: The limit can be viewed through "Rong e-Lian--me--wallet--bank card". The default limit is 5,000 yuan for a single transaction, 5,000 yuan for daily and 50,000 yuan for month.

    3. Transfer limit: the same as the limit of ICBC e-payment, the single and daily cumulative limit is adjusted to 5,000 yuan (inclusive), and the monthly cumulative limit is up to 50,000 yuan.

  2. Anonymous users2024-02-06

    1.Scan code payment transaction limit (including collection, payment, scanning, etc.): the daily cumulative limit of a single transaction is 500 yuan, and the monthly cumulative limit is 50,000 yuan, and the limit cannot be adjusted; Among them, if the payment function is opened with the password-free payment function, each order less than 1000 yuan does not need to verify the payment password, but if you use points to deduct (only for our bank card) when paying, you also need to enter the password if it is less than 1000.

    If the number of passwordless transactions exceeds 5 per day, the same customer needs to verify the password;

    2.Non-QR code payment transaction limit (friend transfer, etc.): The limit is the same as that of SMS authentication payment (formerly ICBC e-payment), with the default single transaction and daily cumulative limit of 10,000 yuan (inclusive), and the monthly cumulative limit of 50,000 yuan (inclusive).

  3. Anonymous users2024-02-05

    The maximum amount of ICBC financial e-loan is 6 million to 900,000 yuan. ICBC Personal Credit Consumer Loan (e-Loan) is an unsecured and unsecured RMB loan issued by ICBC to borrowers who meet certain conditions for personal legal and compliant consumption purposes. The loan amount is calculated based on the comprehensive situation at the time you submit your application.

    Rong e-loan can be used for car purchase, home improvement, tourism, shopping and other purposes, but it shall not enter the ** market, ** market, and be used for equity investment, real estate market, shall not be used for private lending, and shall not be used for matters that are clearly stipulated by national laws and regulations shall not be operated.

    ICBC financial e-loan application conditions.

    1. Chinese citizens with full capacity for civil conduct, aged 18-60;

    2. The applicant's place of work or habitual residence should be at the place where the loan issuing institution is located;

    3. Have a regular job, a stable income** or reliable repayment security;

    4. Other conditions stipulated by ICBC.

    The above content refers to Industrial and Commercial Bank of China - financing e-loan.

  4. Anonymous users2024-02-04

    ICBC Rong e-loan is a personal credit consumer loan of our bank, which has the following advantages:

    1. Preferential interest rate: The interest rate of the financial e-loan is calculated on a daily basis, and the current financial e-loan is 10,000 yuan (one-year), and the daily interest is less than 1 yuan.

    2. Revolving credit: Financing e-loan can be borrowed and repaid at any time, and it can be repaid in advance, and supports two repayment methods: equal principal and equal principal and interest, and some customers support one-time repayment of principal with interest on schedule.

    3. Flexible term: The shortest term of the loan is two months, and the longest is generally two years, and some customers can enjoy a longer term. You have the flexibility to choose the number of loan tenors within the maximum loan term.

    4. Better experience: no collateral, no guarantee, pure credit, and the self-service application limit can reach up to 200,000.

    5. Convenient application: You can apply for it by yourself through various online channels such as ICBC e-life, e-banking, e-linking and online banking, or you can go to our business outlets, and the loan will arrive in real time at the earliest.

    Access your phone to check your loan availability and borrow it immediately

  5. Anonymous users2024-02-03

    2. After entering the page, click "Payment Limit";

    3. Enter the payment limit management page to modify the transfer and remittance.

    For example, click the quota link after the single limit;

    4. Go to the quota page, enter the quota you want to change, and follow the system prompts.

    5. After all the items are completed, the system will prompt that the quota adjustment is successful.

    ICBC Mobile Banking.

    The single transfer limit is $500,000, and the maximum daily transfer limit is $1,000,000.

    The single transfer limit of CCB Mobile Banking is 500,000 yuan, and the maximum daily transfer limit is 500,000 yuan.

    The single transfer limit of Bank of China Mobile Banking is 500,000 yuan, and the maximum daily transfer limit is 500,000 yuan.

    The single transfer limit of Bank of Communications mobile banking is 200,000 yuan, and the maximum daily transfer limit is 200,000 yuan.

    The single transfer limit of ABC mobile banking is 50,000 yuan, and the maximum daily transfer limit is 50,000 yuan.

    China Merchants Bank. The single transfer limit of mobile banking is 200,000 yuan, and the maximum daily transfer limit is 200,000 yuan.

    ICBC Financial e-Link is a mobile phone software for financial management and shopping. Independently developed by ICBC, it provides mobile financial services to individual customers. Not only to the account manager.

    and other contacts to send ** messages, but also to handle transfers and remittances, purchase wealth management products.

    and other businesses to meet the needs of customers for information exchange, business handling and other needs.

    ICBC Financial e-Union", a new mobile financial service platform created by ICBC, has zero distance contact with exclusive account managers, and professional service accounts provide you with accurate and thoughtful financial services.

    Through the group established by the wealth advisor, talk about finance, talk about investment, and find like-minded friends. Enjoy a one-stop life service experience such as financial transactions, online shopping, and financial information. Real-name authentication.

    Gesture passwords, message encryption, experience bank-grade security.

    Operating Environment: Brand: Apple 12

    System version: iOS14

    Industrial and Commercial Bank of China, edition.

  6. Anonymous users2024-02-02

    The maximum amount of ICBC financing e-loan is 800,000, and the applicant's work unit or habitual residence should be located at the location of the loan issuing institution; Have a regular job, a stable income** or reliable repayment security, among other things.

    After ICBC financial e-borrowing, you must repay the loan on time, and through a period of persistence, the amount of ICBC financial e-loan will increase, and users can borrow more money at this time. If there is a late repayment after borrowing, the overdue record will be uploaded to the credit information center, which will affect the subsequent loan processing.

    The money borrowed by ICBC can be used in many places, such as car purchases, home improvement, tourism, shopping consumption, etc., and cannot be used for private lending, nor can it be used for matters that are clearly stipulated by national laws and regulations not to operate. Users can handle the application through different channels, such as online banking, mobile banking, business outlets, etc.

    ICBC can repay the loan in advance after the loan is handled, and no penalty will be charged when the loan is repaid in advance. When borrowing, you should also pay attention to the borrowing interest rate given by the platform. At this time, you can compare between different platforms, and if the borrowing interest rate of other platforms is relatively low, you can choose other platforms.

  7. Anonymous users2024-02-01

    The loan limit is 600 yuan to 800,000 yuan, which is generally tens of thousands of yuan, but the amount of procedures can be increased. If you want to increase the e-loan limit of ICBC, users can use ICBC's bank card to consume, purchase ICBC's wealth management products, and save more money in ICBC, etc., which can increase the e-loan limit and then meet the borrowing needs of users. Source return.

    ICBC is aged 18-60 years old at the time of e-loan processing, and has a fixed job, stable income** or reliable repayment guarantee; The applicant's place of work or habitual residence should be at the place where the loan originator is located; Finally, hail starvation is another condition stipulated by ICBC. And the one.

    ICBC does not need to provide any guarantee materials when handling e-loans, and it is a pure credit loan, which can be handled by self-service through a variety of online channels, and users can also go directly to the bank counter to handle it.

    The loans handled by ICBC can be used in different scenarios, such as car purchase, home improvement, tourism, shopping and other purposes, but cannot be used in the ** market, ** market, equity investment, real estate market, and at the same time, it cannot be used for private lending; Finally, it is necessary to repay the loan on time after borrowing.

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