Is it necessary to buy insurance at the age of 50, can I buy insurance at the age of 50?

It is very necessary that 50-year-old people are also a group with a high incidence of diseases, such as the common three highs, stroke and cardiovascular and cerebrovascular diseases, once the disease occurs, it will greatly increase the economic pressure of the whole family. Therefore, recommended insurance: million medical insurance + cancer insurance + accident insurance.

1. Million medical insurance

This insurance is used to reimburse the reasonable expenses of hospitalization due to illness or accident, which is divided into millions of medical treatment and small medical treatmentMillion Medical may be more cost-effective for the elderly.

People around the age of 50 are already a high-incidence group of diseases, and the incidence of common diseases such as three highs and stroke is getting higher and higher at this age, coupled with the improvement of the current medical level**It may cost tens of thousands of dollars at a time, which is still very stressful for ordinary families.

If you have medical insurance, you can take the invoice to the insurance company for reimbursement after **, and you don't have to worry about affecting the normal life of the family. But there are a lot of million medical insurance products, the quality is uneven, and you will fall into the pit if you are not careful

"Super Complete! Comparison Table of Popular Million Medical Insurance in China

Therefore, if you can't buy million medical insurance because of age or health problems, you can choose cancer insurance.

2. Cancer prevention insurance

This insurance is for cancer (oncological diseases).It is also a type of critical illness insurance.

In addition to the three highs of common diseases among middle-aged and elderly people, cancer is also relatively common, and once cancer, the high medical costs cannot be run away, which is unaffordable for the vast majority of families.

With the protection of cancer insurance,When the insured is diagnosed with cancer, he or she will receive an insurance benefit of 100,000 yuan(Most cancer insurance is 100,000), which is undoubtedly a relief for ordinary families.

Maybe most people don't know a little bit about cancer insurance, don't worry, I summarized and analyzed the products worth buying for this type of insurance:

"What is cancer insurance, how to buy it, which one is good, comprehensive analysis, comparative evaluation".

3. Accident insurance

That's what happenedPersonal injury caused by accidental, sudden, external, or unintended events, the insurance company pays you. There are mainly accidental death (death), accidental disability, and accidental medical treatment.

It's not to scare people, we can look at the examples around usHow many middle-aged and elderly people are bedridden because of a fallIf you accidentally hit and fall, it can be a big medical bill. If you have accident insurance, you don't have to think about medical expenses, try to accept the best means, and it won't put too much pressure on your family.

Xueba said the official website of insurance

Of course, if you want to buy it, it's a little embarrassing at this age, because the rate will be a little high, and if you have social security, you can insure yourself on the disease! Buy whole life insurance and additional early payment of critical illness medical insurance (or lifelong critical illness insurance) plus hospitalization allowance (generally no insurance until the age of 65, no payment), lifelong payment, so that the rate can be lower, but this age may require a physical examination, may refuse insurance or increase the fee. It is best to buy a benefit system for illness insurance, and then buy a reimbursement system if there is no benefit system.

You can buy insurance at the age of 50. At the age of 50, you should be cautious about buying more insurance. For example:

1. Protection, critical illness insurance, medical insurance and accident insurance.

It can be purchased, as well as cancer insurance for middle-aged and elderly people, accidental fracture insurance, etc.

2. Commercial pension insurance.

Planning, you can take yourself or your children as insured, and you can receive a pension every year after the age of 60.

Third, the nature of wealth management is to protect the Bi shed insurance, annuity dividend insurance, as a wealth appreciation tool.

Insurance is the law of insurance.

The above refers specifically to the commercial insurance behavior in which the insurer pays the insurance premium to the insurer in accordance with the contract, and the insurer bears the liability for compensating for the property loss caused by the occurrence of the accident that may occur as agreed in the contract, or bears the responsibility of paying the insurance money when the insured dies, is disabled, becomes ill or reaches the age and time limit agreed in the contract. Property insurance and life insurance. Except where laws and administrative regulations stipulate that insurance is mandatory, insurance companies and other units shall not compel others to conclude insurance contracts.

Hello! When buying insurance at the age of 50, you should consider pure protection products, so that you can get better protection with affordable **, and you can also avoid the phenomenon of inverted premiums. In general, accident insurance and health insurance are both good options. Here's how to get started:

1. The physical function of 50-year-old people is slowly declining, and the risk of accidents that may be encountered is significantly increasing, and the risk tolerance is also weakening. Therefore, it is advisable to prioritize accident insurance. In addition, after the age of 50, the legs and feet begin to move slowly, and the probability of accidental fractures increases, so it is necessary to pay special attention to accidental fracture insurance and strengthen the exclusive protection plan, preferably including accidental fracture hospitalization allowance insurance and accidental fracture convalescence allowance insurance benefit.

2. The ability of 50-year-old people to resist disease is significantly weakened, and the possibility of disease increases. Therefore, it is also necessary for 50-year-olds to choose a suitable health insurance. When choosing critical illness insurance, 50-year-olds should pay special attention to the coverage coverage, and it is best to cover common elderly diseases, such as malignant tumors, sequelae of stroke, paralysis, etc.

When buying health insurance, Hengming 50-year-olds need to pay special attention to the phenomenon of "inversion" of premiums, and clarify whether they need to renew their insurance in the next year.

Extended reading ruler reading: [insurance] how to buy, which is good, hand by hand to teach you to avoid these insurance"pits"

Women play an important role throughout their lives, and in order to further improve the protection of women at the age of 50, it is necessary to purchase insurance for women as early as possible. What kind of insurance should a 50-year-old woman buy?

For 50-year-old women, personal accident insurance, health insurance and life insurance are suitable for purchase

30-50 years old is the second ** period for women, and it is often the backbone of family and career. Insurance experts recommend that women at this age should choose critical illness, term life, accident and medical insurance, especially specific insurance that covers women's critical illnesses. At this stage, it is necessary for women to increase the types of financial insurance covering the elderly in order to plan their own pension arrangements, otherwise the premium will increase due to the increase in the insurance age in the future.

For women around the age of 55, they can choose between accident, medical and life insurance. For 50-year-old women to buy insurance, the choice of formal insurance platform is very important, and you can get at least 15% discount when you apply for insurance, so it is recommended that you give priority to it. Taikang e-Shun Women's Disease Insurance Coverage:

Breast cancer insurance benefits, women-specific cancer insurance benefits, etc.*Special coverage for female carcinoma-in-situ *Accidental facial plastic surgery insurance benefits as low as: 100 yuanPICC life insurance carefully selected term life insurance protection content: *Up to 1.5 million critical illness cancer benefits can be selected * 500,000 yuan of insurance benefits will be paid immediately upon death * Sixth-class rates,**Cheaper and lowest monthly expenses:

50 yuan. Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"