What kind of insurance to buy for a man at a fifty year old, and what kind of insurance is best for

The suitability of an insurance product is inseparable from the age of the insured. Young people aged 0-30 are recommended to take out critical illness insurance, medical insurance and accident insurance; People aged 30-50 are recommended to allocate critical illness insurance, life insurance, accident insurance, and medical insurance. Last night I put together a list of popular insurance plans for all ages:

Popular insurance points for all ages

You can take a look.

Under the age of 45, it is recommended to give priority to critical illness insurance, medical insurance and accident insurance. Seniors over the age of 60 can replace critical illness insurance with cancer insurance.

How to buy insurance

It is combined with the current living situation and economic conditions to analyze specifically, I made a strategy to share with you, based on the insurance strategy, to understand clearly to buy insurance for the whole family, what type is more appropriate:

If you are in the 0-20 age range, it is recommended that you choose critical illness insurance, medical insurance and accident insurance

How do I buy insurance for someone under 20 years old? Before adulthood, it is not surprising that you are in the period of physical and mental growth and development, and it is not surprising that you have a little illness and pain, so it is recommended to configure a medical insurance, which can be used to reimburse medical expenses; In addition, there are more accidents in the child's growth stage than in other stages, so it is also necessary to have accident insurance to prevent accidental disability or death; Of course, it is also essential as a critical illness insurance that is more cost-effective the sooner you buy.

Critical illness insurance, accident insurance, and medical insurance are very important for those in their 20s and 30s

How do you buy insurance in your 20s? 20 years old 30 years old, has reached the age of their own responsibility, at this time the body is young, the spirit is good, never considered the problem of birth, old age, sickness and death, but accidents and tomorrow who knows which one will come early, so it is recommended to buy short-term critical illness insurance + one-year accident insurance + million medical insurance, the premium required is not high, a month is dozens of yuan, it can be considered, in line with this age group friends can see the senior sister beforeWhat kind of insurance is more cost-effective to buy in your twenties

You can take a look at this article.

The insurance strategy for people aged 30-50 should be critical illness insurance, life insurance, accident insurance and medical insurance

Middle-aged people are under the pressure of work and life, and as they get older, the probability of illness is also increasing, critical illness insurance and medical insurance can provide adequate protection for illness; If you are unable to continue to be the breadwinner of your family due to an accident, accident insurance and life insurance can buy peace of mind for the future of yourself and your family. Friends who meet this age group can watch before the senior sisterPeople over the age of 30 want to buy insurance. What insurance can be purchased

The key to how to buy good insurance without spending money in vain is to choose the right insurance product.

"What insurance to buy at the age of fifty man"Comparison table of 136 popular critical illness insurances in China (including the detailed list of insurance for each age group).

Birth, old age, sickness and death are reversed is the order of buying insurance! Death: Accident or illness before the age of 65; Sick:

Critical illness, medical, hospitalization and other types of insurance; old, nursing homes; life, financial insurance (asset inheritance), children's education insurance, etc.; Probably in this order, it is recommended to buy critical illness insurance and hospitalization** at this time, the probability of illness at this age is very high.

Hello! When people around the age of 50 buy insurance, they must first improve social security, and then consider accident insurance, health insurance, and financial insurance. The specific plan is as follows:

People around the age of 20 are slowly declining in their physical functions, and the risk risk they may encounter is significantly increasing, and their risk tolerance is also weakening. Therefore, it is recommended that people around the age of 50 give priority to accident insurance, such as the "Worry-Free" Comprehensive Accident Insurance Platinum Plan (18-74 years old).

People around the age of two years have a significantly weaker ability to resist disease, and the likelihood of disease increases. Therefore, people around the age of 50 are recommended to choose a suitable health insurance after doing a good job of accident protection, and it is best to cover common diseases of the elderly, such as malignant tumors, sequelae of stroke, paralysis, etc., just like Fang Global Health Care Lifetime Cancer Prevention Insurance.

People around the age of people can no longer buy endowment insurance, want to accumulate pension funds for later life, it is recommended to buy a suitable investment financial insurance. At present, the investment and wealth management insurance on the market mainly includes participating insurance, universal insurance, and investment-linked insurance. For people around the age of 50 who have a stable income** and do not have a large-scale consumption plan in the short term, buying participating insurance is a more ideal investment, such as caring for e-health insurance plan (participating type).

People around the age of 50 can buy several of the insurance types mentioned above, and there are many insurance products suitable for consumers around the age of 50, and you can get at least 15% off when you apply here.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

It depends on the financial ability of the individual.

Life insurance can be purchased.

Or Ping An Insurance.

Be sure to buy health insurance.

When buying insurance, you should first consider your health, and then you should think about retirement and so on.

Peace depends on one's financial ability.

People in their 50s are no longer suitable for buying health insurance and pension insurance in commercial insurance, it is recommended to participate in social security first, and the specific policy can go to the local social security bureau for detailed consultation, the cost is relatively cheap, and these are also the most basic protection.

1. If the employee works in the company, he or she can request the company to pay social security for you, and the proportion of the contribution shall be paid according to the proportion borne by the employer and the employee.

2. If the worker is a self-employed business or a free worker, the worker can choose to pay the pension insurance for urban residents or the pension insurance for rural residents. Here's how:

1. You can bring the "Employee Pension Insurance Handbook" and the unemployment certificate, the certificate of dissolution or termination of labor relations, to the social insurance institution for the continuation of the pension insurance relationship (the original insured enterprise personnel at the municipal level to the Municipal Social Labor Insurance Bureau.

2. After continuing the endowment insurance relationship, the payment period can be combined with the previous payment period in the enterprise, and when the statutory retirement age is reached, and the payment period is more than 15 years, the custody file unit will handle the retirement procedures on behalf of it, and enjoy the pension insurance treatment according to the regulations.

After the age of 50, people can enter the ranks of the elderly, and people in this age group can buy some medical insurance, accident insurance and some investment-type insurance.

Older people are more likely to develop their own disease than other groups. The first thing to consider should be medical insurance, especially hospitalization medical insurance.

The probability of accidental injuries in the elderly population is higher than that of other age groups, especially traffic accidents, accidental falls, fires and other accidents are more serious to the elderly. Therefore, accident insurance should also be an important option for the elderly to purchase insurance.

Seniors who have a lot of money can choose some investment-type insurance. If you want to maximize the survival of your estate, you can purchase a high amount of death insurance.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

After men reach the age of 50, they will be restricted in purchasing insurance, mainly related to the body, so it is recommended to do a good job in social security, which is the most basic and effective.

In addition, it is recommended to supplement the critical illness medical insurance, as long as it meets the requirements of the insurance contract, the amount of compensation is as much as the amount of compensation is paid; Secondly, to supplement the accident insurance, people over the age of 50 are already considered elderly, and the outpatient expenses incurred in some bumps and accidental falls will also be reimbursed.

If the family economy is average, it is recommended to choose some accident insurance suitable for the elderly, because the cost of other types of insurance is relatively high. If the family economy is better, you can buy some paid and received dividend insurance. It is necessary to solve the problem of filling in the beneficiary.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"