Why can t the mortgage car be transferred? Why can t the mortgage car be transferred?

The mortgage car cannot be transferred, and the car has been mortgaged, indicating that the property right of the car does not belong to the owner for the time being. Therefore, the owner does not have the right to transfer the car that does not belong to him for the time being. It is necessary to pay off the mortgage and confirm the right after the mortgage is released before the transfer can be handled.

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Mortgage the car

It is the original owner to buy a car in installments, and then drive the car to the pawnshop to mortgage to the pawnshop for money, the pawnshop will sign a mortgage agreement with the original owner, the content is probably that the pawnshop borrows the original owner of X million yuan, and the original owner repays the principal and interest on a monthly basis, if the loan is not repaid when due, the pawnshop has the right to dispose of the mortgaged car, and all disputes and legal liabilities arising therefrom are borne by the original owner.

Why can't the mortgage car be transferred?

The car has been mortgaged, indicating that the property right of the car does not belong to the owner for the time being. Therefore, the owner does not have the right to transfer the car that does not belong to him for the time being. It is necessary to pay off the mortgage and confirm the right after the mortgage is released before the transfer can be handled.

The two or three parties who legally mortgage the vehicle shall go to the registration authority of the motor vehicle (i.e., the local vehicle management office) to register the mortgage. The registered record can be displayed in the "Motor Vehicle Registration Certificate" (there is a special page in the certificate that is the mortgage registration record, which contains the time and statute of limitations of the mortgage and the record of change and cancellation).

Generally, during the mortgage period, or when the debt is not fulfilled, do not buy a mortgaged car, otherwise there will be risks. If the last mortgage registration has been cancelled, it means that the secured debt of the car has been fulfilled and it is no longer a mortgaged car, so you can buy it. If you do not cancel the mortgage registration, the DMV will not go through the transfer procedures for you.

When purchasing a motor vehicle that has been registered as a mortgage, you should go to the DMV as soon as possible to go through the transfer procedures, so as to avoid being recovered or stolen by the original owner back to the bank of the guarantee company after the purchase.

Because the registration certificate of the vehicle has been mortgaged to a bank or financial institution at the time of purchase, the status shows that the property rights of the vehicle are no longer owned by the owner, and the owner has no right to transfer the vehicle that is not owned by the owner to others. You'll need to pay off your mortgage and release it before you can close your mortgage.

If the mortgage has been discharged, it can be purchased; If you don't solve or divide it, there will be risks. In other words, if the original owner repays the loan on time, it will be fine; If the loan is not repaid on time, then the car may be auctioned by the mortgagee to pay off the debt, and the original owner can only be asked to return the money for the car, ignoring the rejection of the auction.

1.If you want to buy a mortgaged car, you have to find out what the mortgaged car is. If the mortgage car is a stolen car, be sure not to buy it. Because even after the purchase, there will be seizure by the public security organs, and the buyer will also suffer a great loss of interests.

2.The corresponding proof first requires the lending institution to provide a clear mortgage agreement, but also to provide the borrower's identity information, mainly including a copy of the ID card.

3.Check the condition of the mortgaged vehicle. Many mortgage cars will have certain problems, either overhauled or driving a relatively long kilometer.

There are a lot of performance issues with buying this model. Therefore, it is necessary to carefully check the condition of the mortgaged car to protect your interests before buying potatoes carefully.

Reasons why the mortgaged car cannot be transferred: 1. The mortgaged car usually refers to the regular mortgaged car. The meaning of the regular arrival group spring escort car is that it is formal, and there is a formal and legal mortgage agreement, and the lending institution can also provide a copy of the owner's valid ID card and so on.

For the transfer of ownership of the vehicle, the procedures include the mortgage contract of the original owner, the signature and fingerprint of the owner himself, the driving license of the original owner, the copy of the ID card of the original owner (for car review), and finally the signing of the transfer agreement; 2. The mortgaged car can be searched and purchased, but it needs to be released first. The mortgage car cannot be transferred before the mortgage is released or empty, and if it is purchased without the mortgage being discharged, it is actually a form of remortgage in essence. If you want to transfer the mortgage car, then the owner must sign a mortgage release agreement, but it is very difficult, so most of the mortgaged cars cannot be transferred; 3. However, it needs to be reminded that although the price of the mortgaged car is very low, there is a certain risk in buying the mortgaged car.

In addition, there are some mortgaged cars, which are very vague, and consumers must buy mortgaged cars from regular Judao.

The mortgaged vehicle has arrived at Yanliang, which means that the property rights of the vehicle do not belong to the owner for the time being. Therefore, the owner does not have the right to temporarily transfer the vehicle that does not belong to him to another person. He needs to pay off his mortgage. After the mortgage is released, he can confirm the ownership and then he can only complete the transfer.

Legally mortgaged vehicle.

2. The three parties shall go to the motor vehicle registration authority (i.e., the local vehicle management office) to register the mortgage. The registration record can be displayed in the "Motor Vehicle Registration Certificate" (there is a special page for the mortgage registration record in this certificate, including the time and duration of the mortgage, the record of change and cancellation).

Generally, during the mortgage period, or when the debt is not fulfilled, do not buy a mortgage car, otherwise there will be risks. When buying a mortgaged car, you must check the mortgage registration in the Motor Vehicle Registration Certificate. If the last mortgage registration has been cancelled, it means that the secured debt of the car has been fulfilled and is no longer a mortgaged car and can be purchased.

If the mortgage registration has not been cancelled, the DMV will not go through the transfer procedures.

When purchasing a motor vehicle that has been deregistered as a mortgage, you should go to the vehicle management office as soon as possible to go through the transfer procedures. Only in this way can it avoid being taken back by the original owner or stolen back to the guarantor company bank.

Millions of car purchase subsidies.