Buying a mortgaged car is earning, why do you say that

First of all, the ** mortgage car is 60% of the general car, and secondly, the condition of the mortgage car is generally very good, choosing the mortgage car can allow you to save a lot of expenses in the case of driving to the car you want, of course, no one is too much money, and the rest of the cost can do something else you want to do.

Of course, some people will say that I just like new cars, and those so-called expenses are dispensable for me, so you can be regarded as a real tyrant. It's like Jack Ma said: Money is just a string of numbers to me.

Unfortunately, not everyone is Jack Ma, and now buying a mortgaged car is also becoming popular. The mortgage car industry is not only popular in China, but also abroad.

For the same money, if you could buy a higher-end mortgaged car for the same money, would you buy a new car or a mortgaged car? Maybe the following story will tell you the answer.

Let me tell you the simplest case: Mr. Lu and Mr. Zeng wanted to buy a car, and they each had 1 million on them, and Mr. Lu chose 1 million to directly raise a beggar version of 740 in full.

Three years later, due to the economic downturn, the vehicle ** sold 480,000 yuan, and evaporated 520,000 yuan.

And Mr. Zeng chose to mortgage the car, spent 500,000 yuan to buy a 1.6 million luxury version of Cayenne, and the remaining 500,000 yuan went to business and investment, and after 3 years, he used 50 to earn another 500,000, drove a million luxury cars for 3 years, sold 300,000, evaporated 20, and finally 1 million became 1.3 million, and the car was driven in vain for 3 years.

You spend 300,000 yuan to propose a new BMW 3 Series, and I spend 300,000 yuan to buy a second-hand 7 Series, spending the same money, the grade is different in the eyes of others!

That's the benefit of buying a mortgaged car. The car itself is a consumer product, so let go of the old notions in your mind and put the mortgaged car in perspective!

The benefits of mortgaging a car as a boss can not only support a larger scene, but also allow the rest of the expenses to do business.

Let's think about it, is it more profitable to choose a mortgaged car?

There are so many benefits of mortgage cars, there must be certain risks, and at this time, you need to carefully choose mortgage car merchants, don't just look at **.

Received nationwide car mortgages.

Cannot be bought and sold normally. Because the mortgage car cannot be transferred after purchase, the mortgage car still belongs to the lending institution or bank in essence, and does not belong to the purchaser. The purchaser does not have ownership of the mortgaged car.

According to China's security law, ownership cannot be mortgaged, and only the right to use can apply for mortgage. This is also the fundamental reason why the mortgage car cannot be transferred, even if the bank applies for the auction of the mortgaged car, then it cannot apply for transfer, which is stipulated by law.

Precautions for buying and selling mortgaged cars:

Most car mortgages are implemented as a mortgage without a car, which means that as long as you mortgage the relevant documents of your car to the lending institution, you can get a loan, and the car will be used as usual after installing GPS. Therefore, before applying for a mortgage, you should first understand whether the car mortgage is a mortgage, and you can try to avoid the institution that wants to charge the car.

No.

Generally speaking, it is not recommended to buy a mortgaged car during the mortgage period or before the original owner's debt has been repaid, and only the mortgaged car that has been cancelled is worth buying. The biggest problem with the mortgaged car is that it can be seized by the bank at any time, and the vehicle will be confiscated at that time, resulting in the empty money and car. The purchase of a mortgaged car that has gone through the cancellation of mortgage registration should go through the transfer procedures at the vehicle management office as soon as possible, so as to truly draw a clear line with the original owner.

Precautions for buying a mortgaged car.

The source of the mortgaged car is very important, and the safety depends on whether the source of the car is reliable.

The nature of the mortgage of the mortgaged car: the mortgage car has a full car, the mortgage bank, the manufacturer's finance, the mortgage pouch, etc., and the nature of the mortgage also determines the safety of the mortgaged car.

After purchasing, you need to go to the car service center to remove the GPS, and reliable car dealers will dismantle the car after collecting it.

You can buy a mortgaged car, but be cautious.

The full car mortgage car is that the car is purchased under the condition that the original owner makes a one-time payment or loan (the loan has been paid off), and the car needs to be mortgaged to a financial institution with money later, but it is unable to repay the arrears and is unwilling to cooperate with the transfer, at this time, the financial institution realizes the transfer of creditor's rights by selling the vehicle, which is legal and can be bought.

A car that is not fully mortgaged means that the vehicle has a previous creditor's right (the loan to buy the car has not been paid off, the owner has mortgaged the car to a financial institution and the loan has not been paid off, etc.), and the vehicle management office and the bank are in a "mortgage" state, and the car owner sells the car to others without permission, which is illegal. If the creditor of the vehicle sells it and can unseal the vehicle in a "mortgaged" state, then it can be purchased, and vice versa.

Whether it is a fully mortgaged car or a non-full-paid mortgaged car, what everyone buys is not the ownership of the vehicle, but the creditor's rights. As long as the vehicle is not "locked", it has the right of way and can be legally on the road, except for the inability to transfer the ownership normally, such as normal car inspection, insurance and so on, in this case, the mortgage car can be bought.

Precautions for buying a mortgaged car:

1. To purchase a mortgaged car, the procedures are the most important, and the following procedures must be: the original or color copy of the vehicle pledge loan agreement signed by the owner, the vehicle driving license, the copy of the owner's ID card, and the vehicle transfer agreement. The more complete the materials related to the rest of the debt agreement and vehicle procedures, the better, and these documents are the foundation for protecting their own rights and interests in the future.

2. After the vehicle is bought, the GPS locator should be removed as soon as possible and the lock should be replaced. Even if you buy a fully mortgaged car, it is not excluded that the owner will drive the car away directly according to the location. Changing the lock is simpler, the general repair shop can do it, it is more troublesome to remove the GPS, some GPS is sent at a regular time, the detector is not easy to find, the safest way is to "scatter" the car, a comprehensive inventory.

The above content refers to Phoenix.com - as long as 60% of the market price, can you buy a mortgaged car so cheap?

2.The title certificate of this type of vehicle is registered in the vehicle management office, and the transfer of ownership and name change procedures cannot be handled, so the ownership of this type of vehicle is still the original owner's.

3.If the mortgage has been dissolved, then it can be bought.

4.If the mortgage relationship is not dissolved and the original owner is unable to repay the loan, the vehicle may be taken away by the bank or the court, so it is not recommended to buy it.

There is a premise for this, a regular mortgage car can be bought, but if it is private, it is recommended not to buy it. This is a certain risk, if you buy this kind of mortgage car, you only have the right to use the vehicle instead of ownership, so it can not be transferred, so in the purchase of a mortgage car to try, you must understand the mortgage of the car **Oh.

Summary. We are happy to serve you The method of selling the mortgage car: 1. There are many mortgage car trading platforms on the market now, all of which have fixed business premises and locations, so it will be very safe and secure for these platforms.

However, there will also be certain problems with mortgaged car dealers, that is, they generally do not sell very high, because the platform also needs to make money. 2. If you have friends around you who need to buy, then you can give them to them. Moreover, the procedures are also very easy to handle, and the car condition is more understood, so the processing is relatively fast.

The disadvantage is that because they are friends, it is easy to cause cumbersome and lack of transaction procedures. 3. Advantages of participating in large-scale auctions: It is suitable for units and groups, especially the vehicle elimination of the first department, and it is more reasonable and scientific to open it in this way.

Disadvantages: The efficiency is not high, and users also have a certain resistance to auction commissions. In general, there are still a lot of users who choose the first way, mainly because the processing efficiency is fast, and most of the mortgage car trading platforms will have actual office locations, so the interests of the first person are also protected.

We are happy to serve you The method of selling the mortgage car: 1. There are many mortgage car trading platforms on the market now, all of which have fixed business premises and locations, so it will be very safe and secure for these platforms. However, there will also be certain problems with mortgaged car dealers, that is, the reputation of the suspect will generally not sell very high, because the platform also needs to make money.

2. If you have friends around you who need to buy, then you can give them to them. Moreover, the procedures are also very easy to handle, and the car condition is also more understood, so the processing is relatively fast. The disadvantage is that because they are friends, it is easy to cause cumbersome and lack of transaction procedures.

3. Advantages of participating in large-scale auctions: It is suitable for units and groups, especially the vehicle elimination of the first department, and it is more reasonable and scientific to open it in this way. Cons:

The efficiency is not high, and users also have a certain resistance to auction commissions. On the whole, there are still a lot of users who choose the first method, mainly because of the fast processing efficiency, and most of the mortgage car trading platforms will have actual office locations, so the interests of the first person are also protected.

Mortgaged vehicles are generally not allowed to be bought or sold. A mortgaged vehicle is a vehicle that cannot be transferred. The actual ownership of the mortgaged vehicle belongs to the lending agency or lending bank of the vehicle. Once they are purchased, the buyer cannot own the ownership of the vehicle.

Mortgage cars are cheap in the market. Many friends have plans to buy a mortgage car, but they are always worried about the safety of the mortgage car. There are also cases where the mortgage car I bought was repossessed, so there are many doubts about the mortgage car.

A mortgage car is simply a vehicle that has been registered as a mortgage and is not transferable. A mortgaged car is a car in which the original owner applies for a loan from a bank or an individual as collateral. At the same time, the vehicle registration certificate is handed over to the bank as a pledge.

At this point, the car becomes a mortgage at the vehicle management office.

The other is the pledge of private loans: for example, mortgage small loan companies, even more complete notaries and contracts than yours are useless, and steal the car back. In most cases, the original owner of the mortgaged car will not continue to pay back the money to the bank, so that the bank will sue the court after a certain period of time, and the court will notify the DMV to seize the car, making it impossible to transfer the car.

However, after rectification and the introduction of various regulations, many people began to change their mortgage cars. Because the mortgage car cannot be transferred, many people worry that it will be difficult to buy insurance. In fact, as long as it is a regular mortgage car, you can buy insurance on the road.

The new car ** is too high, and the used car is not cost-effective. Many people are attracted to mortgage cars, but it is undeniable that buying a mortgage car is really affordable and saves a lot of money. Because the mortgage car cannot be transferred, it is relatively low, which is the main reason why many users choose to buy a mortgage car.

I heard that the ** of mortgage cars is only 50% of used cars. After buying a new car, it takes a while to run in. If you can't run in the car correctly, it will have a great impact on the performance of the car in the later stage, and even malfunction.

But buying a mortgage car doesn't have this problem. You can hit the road without running in. Of course, before buying a car, you need to do a comprehensive inspection and analysis of the mortgage car.

The interior of a new car often emits many unpleasant odors and even harmful gases, so it is necessary to open the door frequently for ventilation. Used cars don't have this hassle. Harmful gases are volatilized, which is safer.

The mortgage car is not transferable. If the original owner does not fulfill the contractual debt on time, there is a risk, which is aimed at the mutilated car. Can the GPS of the mortgage car be removed?

The mortgage car industry has a deep water, so many people take advantage of buyers' ignorance of the professional knowledge of mortgage cars and use routines to collect money. In order to avoid risks, it is best for everyone to learn more about the professional knowledge of mortgage cars. After all, in this society, money is so hard to make and there is no wind.

Cars with routines are still very easy to distinguish. **The lower the vehicle, the higher the vehicle risk. Do not purchase vehicles with incomplete documents, unreasonable, and more than the mortgage car**.

There is no guarantee of the quality of this car, and you don't know if it is a legitimate car or not. If he is not lawful, you may also be held legally liable. Is this car a guaranteed car?

If he's a mortgaged car. There's a good chance you'll lose money.

1. Difficult to transfer the risk, the mortgage car is not a relationship between buying and selling, but a relationship of transfer of creditor's rights.

2. Accident risk, vehicles are prone to accident risk.

3. The risk of the vehicle, if the vehicle is stolen or encounters other situations in the future, it is likely that it will not be protected by the law.

The disadvantage is that the quality of this kind of car cannot be guaranteed, and the general mortgage car is a problem with the car, and it is impossible to use it at all, so it is not recommended to buy a mortgaged car.

If the mortgaged car is repossessed, your money will be lost.

The mortgage car can be bought, but the ownership cannot be transferred, which means that if you buy a mortgaged car, you only have the right to use it, but not ownership, of course, if you have a formal license plate and procedures, the mortgaged car can also be used nationwide, and you can also buy car insurance.