Mortgage cars all over the country, low end, mid range and high end vehicles, what you want

Updated on society 2024-02-25
6 answers
  1. Anonymous users2024-02-06

    Mortgage car peers plus, click my ID

  2. Anonymous users2024-02-05

    It is to bet the car on someone else and get money.

    Then after paying back the money, others will return the car to you,,, I am such a mentally retarded problem.

  3. Anonymous users2024-02-04

    There is a premise for this, a regular mortgage car can be bought, but if it is private, it is recommended not to buy it. This is a certain risk, if you buy this kind of mortgage car, you only have the right to use the vehicle instead of ownership, so it can not be transferred, so in the purchase of a mortgage car to try, you must understand the mortgage of the car **Oh.

  4. Anonymous users2024-02-03

    The so-called mortgaged car is simply a vehicle that has been registered as a mortgage, and this kind of vehicle cannot go through the transfer procedures. Now I have compiled the following to answer your questions, I hope it will be helpful to you.

    1. What is a mortgaged car?

    1. The so-called mortgaged car is simply a vehicle that has been registered as a mortgage, and this kind of vehicle cannot go through the transfer procedures.

    2. It is not illegal to buy and sell a mortgaged car, but if the mortgage is not released, if the relevant debt is not repaid on time, the creditor can apply for the auction of the vehicle to repay the debt.

    3. Therefore, in fact, the buyer of the mortgaged car did not obtain complete and unencumbered ownership of the vehicle.

    2. Mortgage related knowledge

    1. Mortgage means that the debtor or a third party does not transfer the possession of the property (i.e., the motor vehicle) and uses the property as security for the creditor's rights. When the debtor fails to perform its debts, the creditor has the right to be repaid in priority with the price of the property at a discount or at auction or sale in accordance with the regulations.

    2. In layman's terms, it is A's motor vehicle, which is mortgaged to B as a way of guarantee. When a motor vehicle is used as collateral, it is called a mortgaged vehicle.

    3. The two or three parties of the legally mortgaged vehicle shall go to the registration authority of the motor vehicle (i.e., the local vehicle management office) to handle the mortgage registration. The registered record can be displayed in the "Motor Vehicle Registration Certificate" (there is a special page in the certificate that is the mortgage registration record, which contains the time and statute of limitations of the mortgage and the record of change and cancellation).

    4. Generally, during the mortgage period, or when the debt is not fulfilled, do not buy a mortgaged car, otherwise there will be risks. If the last mortgage registration has been cancelled, it means that the secured debt of the car has been fulfilled and is no longer a mortgaged car, and it can be purchased. If you do not cancel the mortgage registration, the DMV will not give you the transfer procedures.

    5. When purchasing a motor vehicle that has been cancelled from mortgage registration, you should go to the vehicle management office as soon as possible to go through the transfer procedures, so as to avoid being recovered or stolen by the original owner of the original car back to the bank of the guarantee company after the purchase.

    It is not illegal to buy or sell a mortgaged vehicle, however, if the mortgage is not discharged, if the relevant debt is not repaid on time, the creditor can apply to auction the vehicle to repay the debt.

  5. Anonymous users2024-02-02

    The mortgaged car is the real estate collateral provided by the driver to the financial institution when the driver is in urgent need of cash. If the driver fails to perform the debt, the financial institution has the right to be repaid in priority in accordance with the law at the discount of the property or the price of the auction or sale of the property. A vehicle that is not fully mortgaged means that the vehicle is still in the state of mortgage by the DMV and the bank.

    Risks of mortgage cars: Many mortgage car trading platforms cannot guarantee whether the mortgaged car is regular, if the mortgage car is irregular or the vehicle is stolen. Then there will be very big trouble in the later stage, not only will the vehicle be confiscated, but also bear a certain amount of criminal responsibility.

    How to deal with the mortgage of the car: buy the car by mortgage early hold. In this case, the choice of lender is generally designated by the 4S store, which is divided into bank loan and auto finance loan.

    A bank loan is a mortgage to the bank where the bank acts as the lender and the vehicle is mortgaged to the bank; Auto finance is generally the automaker's own financial company, which mortgages the vehicle to the automaker. Precautions for buying a mortgaged car: When buying a mortgaged car, the procedures are the most important, and the following procedures must be there:

    The original or color copy of the vehicle pledge loan agreement signed by the driver, the vehicle driving license, the copy of the driver's ID card, and the vehicle transfer agreement. The more complete the materials related to the rest of the debt agreement and vehicle procedures, the better, and these documents are the foundation for protecting their own rights and interests in the future.

  6. Anonymous users2024-02-01

    Hello dear, <>

    We are glad to answer for you, through formal channels, the vehicle can be purchased by legally mortgaging the auction. For example, the public security organs, people's courts and other departments have legally mortgaged and auctioned cars. They will generally be publicly auctioned on online platforms such as Jingdong or **'s judicial auction, and such mortgaged cars can be purchased.

    There are three states of mortgaged cars, which can never be purchased, namely: locked state, theft state, and smuggling state. The lock state refers to the car that is targeted by the state machine, this kind of car can not be inspected and reviewed normally, and the car will become a black car after a long time, and it is particularly easy to be detected by the traffic police once it is on the road.

    It should be noted that the lock status and the seizure status are different, and the vehicle in the seizure state can be used normally, such as vehicle inspection, annual inspection, etc. Theft state, this doesn't need to say anything, buying this kind of car is likely to be recognized as "dirty". Smuggling status, when I see the words "smuggling is ready", I know that the state clearly opposes it, and the law does not support recovery, once it is seized, it is empty of cars and money.

    Precautions for purchasing a mortgaged car: 1. Judge the car dealer (check the transaction price|Matching|preferential policies) whether it is formal. 2. Check and verify whether the car is in good condition and in line with the description of the car dealer.

    3. In the transaction, it is necessary to figure out the ** of the vehicle (you can check the file at the vehicle management office). 4. Find out whether the creditor's rights are clear and whether the procedures are perfect.

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