What about the insurance after the vehicle transfer, and is the insurance still valid after the car

Car insurance can be transferred.

Auto insurance transfer process: transfer within the province, at the DMV.

After extracting the file, take the transfer agreement and invoice to the insurance company where the original car is located, and bring the ID cards of both the buyer and the seller.

If the buyer and seller have a unit, they should also bring the official seal, and the insurance company will help you handle it, and the insurance can also be used in the original place after it is completed. Since the car has not yet settled in the area where it is now, there is no license plate number, and the insurance company will recommend that the license plate be corrected again later, which is very necessary. Commercial insurance.

It is best to transfer the title together with the compulsory traffic insurance, and if you don't want commercial insurance, you can return it after the transfer. Compulsory traffic insurance is not easy to return, and once it is refunded, it will be troublesome if there is an accident on the way back, even if it is not in danger for the traffic police to find out. The procedures for transferring outside the province are the same, there is a difference in that when the local license is good, you can buy insurance in the local insurance company again, the original insurance including compulsory insurance can be refunded, with the original policy, invoice, insurance card, logo and new policy can go to the original insurance company to refund.

Motor vehicle insurance.

That is, "car insurance" is a kind of transportation insurance that takes the motor vehicle itself and its third-party liability as the insurance mark. Its insurance customers mainly own various motor vehicles.

of bodies corporate and individuals; The subject matter of its insurance is mainly various types of automobiles, but it also includes special vehicles such as trams and battery cars, as well as motorcycles. Motor vehicles refer to automobiles, trams, battery cars, motorcycles, tractors, various special mechanical vehicles, and special vehicles.

Extended Materials. 1.Log in to the insurance company or the traffic bureau, enter the difference plate number and engine number of the car in the vehicle illegal inquiry column, and you can click to enter the violation inquiry page, and the violation record and insurance claim of the car are also on the paper, which is obvious.

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2.Car owners can also choose to call the insurance company's customer service for consultation. For example, the customer service of the insurance company can be queried by providing relevant identity information.

3.Check with the transportation bureau or insurance company. The records of vehicle insurance can be queried at the traffic bureau, and the owner only needs to provide relevant identity information.

Tips: What are the ways to check vehicle insurance records? One is to log in to the insurance company or the transportation bureau for inquiry, the second is to call the insurance company's service ** for inquiry, and the third is to inquire at the transportation bureau or insurance company.

1. Vehicle insurance cannot be transferred. The convenience of handling claims depends on whether the company has its branches in Gansu and whether it implements nationwide claims. If it is negative, go back to Jiangsu to settle the claim.

2. For the change of the vehicle number plate, the change of the insurance contract must be handled, that is, the insurance company shall issue an endorsement for the change of the vehicle number plate as a supplementary agreement to the original insurance contract.

To apply for insurance endorsement, private cars generally need to be issued: insurance contract, driving license, driver's license, traffic police department, vehicle change notice, motor vehicle registration certificate.

3. As long as the temporary license plate is legal and valid, it will not affect the performance of the insurance contract (except for theft insurance).

The best way to do this is to call the national customer service** of the insurance company you are buying from, and then call the local service** for consultation. This is because the procedures for changing the company will be slightly different from place to place.

After the transfer of the vehicle, the insurance is mainly divided into two types: the change of policy elements and the surrender application for re-insurance

1. Let the former change the car of the insured and the owner, and the insurance content remains unchanged;

2. The latter is to return the original car insurance, from the beginning of the insurance to the withdrawal of the fare, the new owner can go to any insurance company to re-insure;

3. The transfer of the existing insurance to the new owner shall be handled after the change of the motor vehicle registration certificate, license plate number and the information of the owner of the new driver's license.

The owner needs to go through the procedures for the transfer of ownership of automobile insurance, and when transferring the ownership, he needs to bring the new driving license, the owner's ID card, the vehicle ownership certificate, and the original of the insurance contract (compulsory traffic insurance, commercial insurance) to the insurance contract.

Vehicle insurance, i.e., motor vehicle insurance, abbreviated as car insurance, is also known as car insurance. It refers to a kind of commercial insurance that is liable for personal ** or property damage caused by natural disasters or accidents of motor vehicles. Car insurance is a kind of property insurance, in the field of property insurance, car insurance belongs to a relatively young type of insurance, which is due to the emergence and popularization of car insurance is born and developed with the emergence and popularization of automobiles.

At the same time, unlike modern motor vehicle insurance, in the initial stage of automobile insurance, the third-party liability insurance of the car is the main insurance, and gradually extended to the risk of collision damage of the car body.

Whether it is compulsory traffic insurance or commercial insurance, it needs to be changed, because the vehicle needs to change the number plate and registration location of the motor vehicle after the transfer, and the replacement will be inconsistent with the original insurance, and there will be obstacles to claim compensation when the vehicle is out of insurance. When handling insurance, you need to re-issue the insurance policy, issue the insurance mark, and after the completion of the process, the insurance mark will be re-pasted on the front windshield of the vehicle.

The transfer of the car needs to clarify the emission standards of the motor vehicles in the place of transfer, and if the motor vehicles do not meet the emission standards, the motor vehicles will not be registered when they are transferred. Before the handover, the traffic accidents and traffic violations of the vehicle need to be dealt with. Only if the relevant conditions are met can the vehicle transfer procedures be processed.

If the motor vehicle transfer needs to change the motor vehicle number plate, the vehicle transfer has been moved out of the original registration place, and the license plate is different in each province of China. The number plate of the motor vehicle must be replaced after the transfer, even if the transferred vehicle needs to be replaced.

The owner of the vehicle transfer does not change the insurance and also has to transfer it togetherAfter all, timely handling of vehicle insurance transfer procedures is an effective measure to fully protect one's legitimate rights and interests; Moreover, the process of vehicle insurance transfer procedures is relatively simple, you only need to bring a new driving license, the owner's ID card, the vehicle ownership certificate, the insurance contract procedures, and the insurance contract is issued by the insurance company's business hall to do the policy approval procedures.

Precautions after the transfer of the vehicle.

The premium of insurance can be said to be a new car, after all, the insurance cost will not continue to be treated according to the original preferential discount, but according to 90% of the original premium to underwrite commercial insurance, and compulsory insurance is premium, no discount; However, the regulations of different insurance companies will be different, and it is recommended to consult the relevant staff of the insurance company before transferring according to the regulations of the original insurance company.

In addition to the reason that you can't enjoy premium discounts after transferring, most car owners will adjust the car insurance according to their own needs after the transfer of ownership, such as adding some types of insurance, and in this way, because the car insurance has become more, the total amount of premiums to be paid after that will also be **.

Under normal circumstances, after the change of household registration of the vehicle, the corresponding insurance should also change the household registration. However, in the process of changing the household registration of the vehicle, there is no impact on the insurance for the time being, after all, the household registration of the vehicle has not been changed at this time. Therefore, it is very important to change the insurance in time after the change of household registration of the vehicle, so as to affect the premium, risk protection and other issues.

Questions. Will there be any impact on the second year premium?

Here's a brief explanation on how to change the household registration of a vehicle. Since the vehicle wants to change the household registration, there is a process of transferring out or transferring: first, when transferring out, the owner needs to fill in the "Application Form for Approval of Motor Vehicle Transfer" and apply for the transfer procedures.

After the vehicle passes the safety inspection, the vehicle management department will take back the original license plate and driving license, and endorse the driving license and the change registration column of the "Motor Vehicle Registration Application Form"."Transfer to a vehicle management office in a certain province", and stamped with the seal of the licensing authority, together with the "Motor Vehicle Transfer Out Notice" into the file, sealed and mailed or handed over to the owner of the vehicle to take to the new vehicle management office for settlement procedures. There is no need to worry about the original number plate being taken back, as the vehicle management department will issue a temporary number plate to the owner to facilitate the drive to the new owner's address. Secondly, after the motor vehicle has arrived at the destination when it is transferred, the owner can collect and fill in the "Motor Vehicle Registration Application Form" at the vehicle management department of the place of transfer with the unit certificate and the sealed vehicle file, and apply for the transfer procedures.

The vehicle management department will open the vehicle file, collect the temporary license plate, and identify and inspect the vehicle, and issue the license plate and driving license after reviewing the vehicle technical file. It should be noted that after the change of household registration of the vehicle, it will not be processed according to the original discount. Generally, commercial auto insurance is maintained according to 90% of the quasi-premium, and compulsory traffic insurance has a strict standard fee, so there is no discount; However, the regulations of different insurance companies will be different, and it is recommended to consult the relevant staff of the insurance company before transferring according to the regulations of the original insurance company.

Questions. Ok thanks.

Vehicle transfer insurance can be transferred, and it must be transferred. To handle the transfer of car insurance, the transfer procedure is very simple, you only need to bring a new driving license, the owner's ID card, the vehicle ownership certificate, and the insurance contract (compulsory traffic insurance, commercial insurance) The above are the original to the insurance company business hall where the insurance contract was issued (indicated under the contract) to do the policy approval procedures.

Remind all car owners to pay attention to the motor vehicle insurance clause when buying a second-hand car, during the validity period of the insurance, the insured should notify the insurance company in writing and apply for correction, otherwise the insurance company has the right to refuse compensation. Therefore, timely handling of auto insurance transfer and transfer procedures is an effective measure to fully protect one's legitimate rights and interests.

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