The difference between the owner price and the total purchase price of the car, what does the owner

The total purchase price of the car is equal to the naked car price plus the purchase tax, insurance, vehicle and vessel tax, license plate and other expenses.

1. Vehicle purchase tax: Vehicle acquisition tax is a tax levied on units and individuals who purchase specified vehicles in China, which is determined by the naked price and displacement of the model, and the latest vehicle purchase tax is 10%. This is non-negotiable.

2. Motor vehicle insurance: that is, car insurance, refers to a kind of commercial insurance that is liable for personal or property losses caused by natural disasters or accidents. Among them, the must-buy and recommended purchases are:

Compulsory insurance: Compulsory insurance is compulsory insurance, which must be purchased, and the premium is subject to a unified national charging standard. However, the number of seats in the car will affect the amount of compulsory insurance.

Vehicle Loss Insurance: It refers to the loss of the insured vehicle itself due to natural disasters (excluding **) or accidents within the scope of insurance liability. Vehicle damage insurance is also the highest premium type of car insurance, and the specific amount is determined according to the actual value of the insured vehicle.

Third Party Liability Insurance: A type of insurance that covers the risk of claims for damage to a third party caused by an accident while the insured or an eligible driver permitted by the insured person is using the insured vehicle. Since the compulsory liability insurance is relatively low in terms of compensation for the property damage and medical expenses of the third party, the purchase of third-party liability insurance as a supplement to the compulsory liability insurance can be considered.

Excluding deductible: I believe many people can't figure out this type of insurance, it is an additional insurance of vehicle loss insurance or third-party liability insurance, which cannot be insured separately, according to the agreement after an accident, the owner bears the part of the deductible amount, which is compensated by the insurance company within the limit. The premium is 20% of the sum of the vehicle damage insurance and the liability insurance of the three.

The car owner's actual purchase of the car**, the pre-tax ** on the invoice, the total purchase price of the car is the naked car** plus purchase tax and other expenses.

The difference between the owner price and the total purchase price of the car, the main price of the car owner is the ** of the car, the total price of the car and the tax and the license plate or something, hope, thank you!

The owner is the money that other car owners spend to buy the car, and the total purchase price of the car is the purchase of a car that he budgeted out**, including purchase tax and insurance.

The owner's price is the invoice given to you by the 4S store**, the total purchase price of the car, he has other expenses, including vehicle and vessel purchase tax, license fees, platform cost insurance, etc.

The total purchase price of the car is based on the owner price, and various expenses such as car and boat fees, insurance, purchase tax and other expenses must be added.

There is still a big difference between the car owner price and the total price of the car, and we should still distinguish and check it in a timely manner.

To complete the purchase of a car, there are about 4 parts of the fee, one is the naked car payment, the second is the purchase tax, the third is the car insurance, and the fourth is the vehicle and vessel tax.

2. Sign the contract. After the bank reviews and approves the application materials submitted by the borrower, the two parties sign the loan contract and guarantee contract, and go through the relevant notarization and mortgage registration procedures as appropriate;

3. Loan issuance. After completing all the formalities, the bank will directly transfer the loan to the account of the auto dealer in the form of transfer as agreed in the contract.

4. Repay the loan on time. The borrower shall repay the principal and interest of the loan according to the repayment plan and repayment method agreed in the loan contract.

Precautions when buying a car.

1. Interest-free loans.

The 4S store has ** advertising, for example, the naked car has been discounted for a part of the money, and the loan has no interest, but the 4S store may not be able to enjoy two discounts at the same time.

That is to say, either there is interest, or there is no preferential treatment, and the other is that there will be a number of years for interest-free, which generally requires one or two years.

2. Contract. To sign a loan contract with a guarantee company or 4S store, the loan contract has legal effect, read the content of the contract carefully when signing, mainly depending on how much the monthly payment, how much the total interest, some customers want to pay off the loan in advance, ask whether there is a penalty for early repayment.

The total purchase price can be calculated according to the following method.

1.Vehicle purchase** xx (unit: RMB).

2.Vehicle Acquisition Surcharge xx (Car Price).

3.The cost of insurance.

1.Third Party Liability Insurance Compensation Limits:

2.Vehicle damage insurance vehicle price

3.Deductible without Liability (Third Liability Insurance + Vehicle Damage Insurance) 20%4Full car theft insurance Select the compensation limit:

5.Glass Breakage Insurance Select Compensation Limit:

6.Other insurance costs.

4.Vehicle and vessel usage fees.

5.Unmanned road caretaker fee.

6.Photo fee.

7.Triangles.

8.Fire extinguisher.

9.Licence fees.

10 Playing Fees.

11.Vehicle and vessel use tax.

12.Pallet fees.

The above costs add up to the total purchase price of the car.

Use the computer in the computer to calculate.

The total purchase price of the car includes: 1The purchase price of the car is 2Purchase tax = purchase price (1+17%) * purchase tax rate 100 (10%) purchase tax = purchase price (1+17%) * purchase tax rate (10%) 3Listing fee.

How to calculate the total price of the car, the general part is the grading part, if you buy the car in full, it is the purchase tax license insurance, and then your naked car **, if it is a loan, there is also your big service fee, there is no other money.

The owner may be the owner who actually spends on buying a car, and this is determined according to the preferential policies of each region. In some areas, the preferential margin is relatively large, so the transaction price of the owner is different. The total purchase price of the car refers to the completion of all the formalities**.

All car purchase procedures are complete, including: naked car price, car purchase tax, insurance, license fee, etc.

Regarding automobiles, each region has preferential policies, such as the guide price of automobiles, which is formulated by automobile manufacturers according to market conditions, that is, the automobile beams and hails that we see on automobiles. There is some discrepancy between the 4S store ** and the manufacturer's guide price. In order to sell cars, general automobile 4S stores generally start to introduce some preferential policies three months after the new car is launched, and the preferential policies are different according to different models.

In terms of Volkswagen Magotan, the official guide price of Magotan, the official guide price of the 2019 280TSIDSG comfort type is 10,000 yuan, the dealer price is Xikai Gewan, and the terminal discount is about 30,000 yuan, so there is still a gap between the manufacturer's guide price and the owner's transaction price.

Millions of car purchases Oak Sail subsidy.

What is the owner**, what is the total price of the car, and what is the meaning of the owner** and the total price of the car. It also collects information about the owner**, the total price of the car, and the meaning of the owner** and the total price of the car. Let's share it with you.

1.The car may be a car purchase between the car and the Zheng Yuan car**. This depends on the preferential policies of each district. In some areas, the preferential range is relatively large, so the car price is also the total purchase price, which refers to the completion of all car purchase procedures.

2.All car purchase procedures are complete, including: naked car price, car purchase tax, insurance, fees, etc.

3.Regarding cars**, each district has its own preferential policies, such as the guide price for cars. The guide price is the ** set by the car manufacturer according to the market situation, that is, the car ** we see on the car **.

There are some ** merchants in the store who provide guide prices. When stores sell cars, they generally start to provide preferential policies after new cars. According to the model, so are the preferential policies given.

4.Take Volkswagen Magotan as an example. The official guide price of Magotan is the official guide price of the SI comfort type. The terminal discount of the dealer** is about the same, so there is still a difference between the manufacturer's guide price and the delivery price.

I hope it helps you through this article, and this is the end of the article.

The owner price refers to the final transaction price of the car after negotiation between the two parties. The guide price refers to the sale of a commodity to consumers, due to the use of value-added tax, consumption tax and customs duties, some sellers will change the off-price tax to in-price tax, inflating profits, resulting in abnormally high goods, manufacturers in order to curb such phenomena, after considering all aspects of the reasons to give a **reference**, that is, the manufacturer's guide price.

In fact, the manufacturer's guide price is only for reference, according to the actual situation in each region and the hot sales of the vehicle in a certain region, etc., the actual transaction of the vehicle may have a price increase or preferential phenomenon. Because no matter what model will face brand competition in the same industry, and the car is a consumable, with the passage of time and the emergence of new models on the market, there will inevitably be room for depreciation and price reduction. And buying a car actually involves the "landing price".

The landing price refers to all the costs from the purchase of a naked car to the time it is licensed (and it is legally eligible for the road). In addition to the naked car price, the landing price generally includes purchase tax, vehicle and vessel use tax, car insurance premium, license fee, if it is a loan to buy a car, then the landing price also includes 4S store handling fees, GPS fees, car loan interest and other expenses.

Photo by Zhang Huangbin of Pacific Automobile Network).