How to compensate for the passenger s ride insurance if the owner dies

Summary. Compensation = purchase price of a new car - amount of depreciation. If you do not purchase a deductible, you will have to deduct a part.

The depreciation amount of the vehicle service life is based on the monthly depreciation rate of the new car purchase price in the vehicle market The used month, and the used month is calculated from the date of purchase of the vehicle. The Motor Vehicle Insurance Clause of Motor Insurance stipulates that the monthly depreciation rate of non-commercial passenger vehicles (including sedans and off-road vehicles) with less than 9 seats (including 9 seats) is 6 (6/1000), but the maximum depreciation amount does not exceed 80% of the purchase price of the insured vehicle.

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Happy Mess] What does the insurance company pay for the death of a passenger in the car?

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If you buy the car personnel liability insurance, then the insurance company needs to pay according to the amount insured, and you don't buy the car personnel liability insurance, but only buy the third-party liability insurance and car damage insurance, and the insurance company will not pay, because these two types of dust mountain insurance do not protect the personal loss of the people on the insured vehicle. However, if the other party's vehicle bears certain responsibility, but not its own full responsibility, then, the other party's vehicle is insured with third-party liability insurance and compulsory traffic insurance, and the other party's insurance company needs to make reasonable compensation according to the division of liability.

Generally speaking, compulsory traffic insurance can be responsible for compensating part of the liability, and the compensation for the compulsory traffic insurance is: the compensation limit for death and disability is 180,000 yuan, the compensation limit for medical expenses is 10,000 yuan, and the compensation limit for property damage is 2,000 yuan.

37 liability, opposite the limit of 1 million. How much can the opposite side lose. How to pay for the scrapping of the car.

The rest depends on whether the owner has purchased the liability insurance for the people on the car. If the owner of the car has purchased the liability insurance for the occupants, then the insurance company will pay according to the amount insured; If the owner does not purchase the liability insurance for the personnel on the car, the insurance company will not enter the early field to compensate quietly.

Category 1: When the maintenance cost of the vehicle is higher than 80% or more of the value of the vehicle, the insurance company will pay the claim according to the vehicle reputation code. The second category: the car ride is virtual and the vehicle meets the mandatory scrapping standard.

Compensation = purchase price of a new car - amount of depreciation. If there is no hall car model, the purchase will not be deducted, and a part will be deducted. The depreciation amount of the vehicle service life is based on the monthly depreciation rate of the new car purchase price in the vehicle market The used month, and the used month is calculated from the date of purchase of the vehicle.

The Motor Vehicle Insurance Clause of Motor Insurance stipulates that the monthly depreciation rate of non-operating passenger vehicles (including sedans and off-road cars) with less than 9 seats (including off-road cars) is 6 (6/1000), but the maximum depreciation amount does not exceed 80% of the purchase price of the insured vehicle.

If a passenger is injured in a car accident while riding in a car, the passenger can receive compensation for medical expenses, nursing expenses, transportation expenses, nutrition expenses, hospital meal subsidies, lost work expenses, etc.; where disability is caused, compensation shall also be made for the cost of assistive devices and disability compensation; If death is caused, funeral expenses and death compensation shall also be compensated. 1. The medical expenses shall be determined according to the receipt vouchers for medical expenses and hospitalization fees issued by medical institutions, combined with relevant evidence such as medical records and diagnosis certificates. 2. The compensation for lost time is determined according to the victim's lost time and income.

If the victim has a regular income, the compensation for lost work shall be calculated on the basis of the actual reduced income. If the victim has no regular income, it is calculated on the basis of his average income in the last three years; Where the victim defibrillator cannot provide evidence to prove his or her average income in the last three years, it may be calculated by referring to the average wages of employees in the same or similar industry in the previous year at the location of the court where the lawsuit is filed. 3. The nursing fee is determined according to the income status of the nursing staff, the number of nursing staff, and the nursing period.

Where nursing staff have income, it is calculated with reference to the provisions on lost work pay; Where nursing staff do not have income or employ nursing workers, it is calculated with reference to the labor remuneration standards for local nursing workers engaged in the same level of nursing. 4. Disability compensation shall be calculated for 20 years from the date of determination of disability on the basis of the degree of the victim's inability to work or the level of disability, and in accordance with the per capita disposable income of urban residents or the per capita net income of rural residents in the previous year at the location of the court where the lawsuit is filed. However, if the age is over 60 years old, the age shall be reduced by one year for each additional year; Those over the age of 75 are counted as five years.

5. Funeral expenses shall be calculated on the basis of the average monthly wage of employees in the previous year at the location of the court where the lawsuit is filed, and shall be calculated on the basis of the total amount for six months. 6. The death compensation shall be calculated on the basis of the per capita disposable income of urban residents or the per capita net income of rural residents in the previous year at the location of the court where the lawsuit is filed, and shall be calculated over a period of 20 years. However, if the age is over 60 years old, the age shall be reduced by one year for each additional year; Those over the age of 75 are counted as five years.

Article 823 of the Civil Code stipulates that the carrier shall be liable for compensation for the passengers' ** during transportation; However, this does not apply to cases where the cause is caused by the passenger's own health or the carrier proves that it is caused by the passenger's intent or gross negligence. The provisions of the preceding paragraph shall apply to passengers without tickets who are exempt from tickets, hold preferential tickets, or are permitted by the carrier to board in accordance with the regulations.