Which method is the most cost effective lesson plan and which loan method is cost effective?

1. Objectives:

1. Explore ways to compare the amount of two glasses of water, and cultivate the habit of careful operation.

2. Preliminary perception of conservation, knowing whose number has nothing to do with the shape and size of the cup.

2. Preparation for the event:

Everyone had the same number of two glasses of colored water, transparent cups, pens, sticky notes, several bottles of different sizes, a measuring cup, and a large bottle.

Third, the process of the activity:

1. The introduction of questions stimulates the desire of the best.

Show two glasses of water, Teacher: I have encountered a problem, today I want to ask the children to help me solve this problem, here are two glasses of water, one is red, one is green, I don't know which one has more and which has less, guess and tell why.

2. Practical operation, compare the amount of two glasses of water.

Teacher: After listening to what you said, I'm still not sure which one has more water and which one has less. Can you use concrete facts to prove which cup is more and which is less? You can discuss it and decide whether or not to give it a try.

Children discuss and practice operations.

Group communication: Individual children are invited to introduce while operating, and the teacher will randomly evaluate.

Teacher: What are the results of your comparison? What method is used? Have the toddler pour the water into the original cup.

Teacher: It turns out that two glasses of water are the same amount, but why does the red water level seem lower than the green water level?

Summary: Oh, I see, the amount of water has nothing to do with the shape or size of the cup.

3. Operate again and try a new method.

Teacher: If you use two cups of the same size to compare the amount of water in two cups, can you use one cup to compare the amount of water in two cups? Think about what method you will use first, and then give it a try.

Now, according to the bank, I have three ways to repay the loan:

1. Choose the repayment method of equal principal and interest, repay the loan in advance year by year after five years, and pay it off in about ten years. (We do not change the loan method in the middle of the process).

2. Choose the equal principal repayment method, and also repay the loan in advance year by year, and pay it off in about ten years. (We do not change the loan method in the middle of the process).

3. Choose equal principal and interest repayment in the first five years, and equal principal repayment in the second five years.

Unsecured Personal Loans;

Unsecured - No collateral, no collateral, your credit is the best passport to a loan.

Fast loan disbursement - Complete information, the fastest 1 day disbursement, and a unique remote approval mode, so that you only need to visit the door once, you can get an unsecured loan.

Long tenure - 12 months, 24 months, 36 months repayment period with up to 3 years.

High loan amount - up to 500,000 yuan, high loan amount to meet many consumer needs.

Basic provisions. 1.Loan target: Chinese citizens aged between 20 and 60 with full capacity for civil conduct.

2.Loan term: up to 48 instalments.

3.Guarantee method: Collateral-free and unsecured line of credit.

4.Application materials to be provided:

1) Original and photocopy of the borrower's valid identity document;

2) Proof of local permanent residence or valid residence status.

3) Proof of the borrower's ability to repay the loan. Such as the income certificate issued by the borrower's employer.

4) The borrower's real estate certificate and driving license (non-essential, the loan amount can be increased).

5) Borrower's credit report (which can prove personal creditworthiness).

6) Salary card turnover (last 6 months).

7) Loan repayment record for the past 3 months (if there is a loan).

8) Water, electricity, gas and other expenses in the past 3 months, which can prove the address.

Hello, the choice of repayment method actually depends on your actual situation. The actual situation of different customers corresponds to the appropriate repayment method is different, from the equal amount and equal principal repayment method in the monthly payment and the final repayment of the interest rate to compare, the equal repayment method in the interest rate remains unchanged, is to fix the monthly payment amount in advance, convenient for you to remember. The equal principal repayment method is to divide the principal amount of your loan into equal amounts over the term of the loan, and repay the same portion of the loan principal each month.

Because the monthly repayment interest is calculated based on the loan principal, the equal principal repayment method has higher requirements for the customer's initial repayment ability, and the initial repayment pressure will be greater, but the monthly payment is decreasing on a monthly basis, and the pressure will be smaller and smaller in the later stage of repayment. At the same time, if the interest rate and other conditions remain unchanged, the interest part of the final repayment of the loan will be higher than that paid by the equal principal repayment method.

Which mortgage loan to buy a house is the most cost-effective? The guy will answer.

The difference between equal principal and interest and equal principal will only be reflected when the loan is completed for 20 years, if you do not borrow for 20 years, or choose to repay the loan in advance, the difference between the equal principal and interest and the equal principal is not big (it is true, but you can only know it until the day you repay it, and it is not 100% accurate now) The discount interest rate is so cheap, until you pay it off, it is like this when you pay it off, such a cheap interest rate even if you mortgage your house to the bank loan is not so low, why repay it in advance, it is recommended that you pay it off in 20 years, Choose the equal principal method!

500,000 yuan to take out a loan, which way is cost-effective.

What are the ways to buy a car with a loan? Which one is best?

If you pay a loan online to buy a car, it is better to go to the Yuzu Gold Car. As for them, they are online car buying platforms with low down payment and direct access to individual households, and they are all *** out of the car.

If the budget is sufficient, and the qualification is very good, you can choose a bank loan, if the budget is not much, and the qualification can generally choose the platform to buy a car with a down payment.

It is the most cost-effective way to buy a car in full. It is recommended not to use a loan to buy a car. It's all a routine.

A two-year or three-year interest-free loan given by a 4S store is the most cost-effective.

There is an ICBC Mubai Dan credit card that is expensive.

Customers do not need to submit various DAOs for mortgage and guarantee

The proof material plate can be purchased in installments with zero interest Highlander. It depends on what bank credit card you haveBank credit card loans, bank credits, auto finance companies, and general loans, these four are more official and formal, excluding those private loans Bank credit card loans are relatively cost-effective loan methods, but he is limited to the model, that is, it depends on the model you want to buy.

Bank credit is a more commonly used bank ordinary loan, the advantage is not limited to the model, the interest is relatively low, the disadvantage is that the procedures are troublesome, and the guarantor is required Auto finance company, is the car manufacturer's own financial company, but the brand's financial loan can only buy the brand's delivery car. At present, there are many such companies of joint venture brand cars, which are for the purpose of buying a car, with advantages, low handling fees, simple procedures, no mortgage, and the procedures are also responsible for the franchise store, and the disadvantage is that the relative interest is a little higher.

Hello Now I buy a car in Dandan-order a car, the down payment inside is very low, the quality is good, it is a personal household, there are many models to choose from, and the car is fast, my friend bought it on it, it is quite reliable.

If you take out a social security loan, you can borrow 20-300,000 yuan with an interest of 7 miles and 5 years of social security in the same company.

Dandan's low down payment car purchase platform is still very good, the car is under the name of the individual, it is more reliable, and the car is picked up in the 4S store.

If you don't know, you can ask someone.

It is definitely the most suitable for a down payment

A down payment of 10% on the private account will be more suitable.

Beijing has introduced a new policy for provident fund loans, and the maximum loan amount for second homes has been reduced to 600,000, and the down payment is no longer uniform at 20%. Many people don't understand the various ways of mortgage repayment, resulting in hundreds of thousands of extra repayments, today Xiaotian will talk to you about common mortgage repayment methods, as a mortgage family, how to repay the most appropriate?

Under the condition that the interest rate remains unchanged, the total monthly repayment amount of "equal repayment" remains unchanged, which is convenient to remember, in which the principal part increases month by month, and the interest part decreases month by month, and the repayment pressure is relatively small; The total monthly repayment of "equal principal" decreases month by month, and the principal remains unchanged every month, and the interest is more at the beginning of the repayment, and the pressure is relatively greater, but it will generally save some interest compared with the equal (principal and interest) repayment method. It is recommended that you choose which repayment method is suitable for you based on your own situation.

Basically, there are 2 types of loans, one is a commercial loan, the interest rate is high, more than 5 years is, the other is a provident fund loan, the interest rate is low, more than 5 years is to choose a provident fund loan if you meet the conditions of the provident fund loan, after all, the interest rate is low, if you can't meet the conditions of the provident fund loan, then you can only have a commercial loan.

Are you talking about interest rates? There are two kinds, one is equal principal and interest, the other is equal principal, simply put, it is a kind of monthly loan repayment is always those money, no matter how many years are unchanged, and one is to repay more money every month at the beginning, and then the number of repayments decreases, less and less, choose according to your own needs, the first is suitable for long-term loans, and the second is suitable for a few years to pay off because the interest is less.

There are several types of loans for general mortgages.

The first is pure commercial loans, and the interest rate benchmark is generally at.

The second is the provident fund loan, which is more cost-effective, and the interest rate benchmark is the combination loan in the third type, which means that your provident fund loan still can't meet the payment for buying a house, and the remaining part will be filled by a commercial loan. This is also more cost-effective, and the comparison is calculated according to the provident fund interest rate.

The most cost-effective is to buy a house with a provident fund loan, if there is no provident fund, then you can only choose a commercial loan.

Using a housing provident fund loan is the most advantageous.

"Beijing Weijia Anjie Investment Guarantee" answer:

The interest rate of CPF loans is lower, but the loan amount is also relatively low.

For commercial loans, the repayment method of equal principal amount will be less than the repayment method of equal principal and interest.

Teaching reference books that are matched with textbooks are sufficient, and generally speaking, except for open classes, it is basically not necessary to prepare for classes.