New China Insurance s new products, what are the main products of New China Insurance

Xueba talks about insurance, focusing on insurance evaluation! I have sorted out some of the critical illness insurance policies of New China Insurance Company and compared them with other popular critical illness insurances"Comparison Table of 136 Popular Critical Illness Insurance in China".

The Company's main business includes life insurance, health insurance and accident insurance, and most of the products currently sold are of this type. You can take a look at the following Xinhua Insurance product analysis data, can it help you:

Xinhua Insurance Company has been established for a long time and ranks first in the domestic insurance industry. The better types of insurance that this company does include life insurance, critical illness insurance and annuity insurance.

If you want to know how Xinhua Insurance Company is, you have to look at its products. Xinhua's products are still good on the whole, but they are a bit expensive. However, there is a product that is really not very consumer-friendly.

As can be seen from the figure, the Healthy C1 has the following advantages:

1. Anyone who meets the conditions of being diagnosed with a critical illness or passing away in the previous 10 years can get 20% of the basic sum assured.

2. This insurance also stipulates that if you unfortunately suffer from one of the 6 specific critical illnesses, such as brain cancer, you can also get an additional 20% of the benefits.

The shortcomings of this product are quite obvious:

1. **More expensive than other products, and there are not too many attractive points. With a premium of 10,000 yuan, I can even buy a single-payment critical illness insurance plus a term life insurance.

2、。It took more than 10,000 yuan, but the claim amount for mild cases has not reached the average proportion in the market, and it is a loss.

That's all for my answers, I hope it helps. Hope!

This is a type of wealth management insurance sold by the bank, with little protection, mainly based on savings. The insurance period is 10 years, for 10 years to take, that is, early surrender, for surrender, there is no time limit, after 1 year, you can also surrender the policy, the problem is to surrender, return to the cash value of the policy, the so-called surrender after 3 years, the cash value of this insurance after 3 years plus dividends, it is estimated that the principal is almost like this, there must be a loss. Let's put it this way, 5 years of surrender (withdrawal) for you will have a loss (not as good as depositing in the bank), if it expires (10) to withdraw, plus 10 years of dividends, basically a little more than the deposit bank, the best is to take out after 10 years.

The main products of Xinhua Insurance are: life insurance, accident insurance, annuity insurance, critical illness insurance, medical insurance, cancer prevention insurance, etc.

Founded in September 1996 and headquartered in Beijing, Xinhua Life Insurance Co., Ltd. is a large-scale life insurance company. In 2011, New China Insurance was simultaneously listed on the Hong Kong Stock Exchange and the Shanghai ** Stock Exchange, with 601,336 A shares and 01,336 H shares.

In 2013, the company achieved insurance business income of RMB 100 million, the company's total assets reached 100 million yuan, achieved positive growth in premium income, and continued to maintain the top three position in the domestic life insurance industry. In 2014, the company achieved insurance business income of RMB 100 million, the company's total assets reached 100 million yuan, achieved positive growth in premium income, continued to maintain the top three position in the industry, and was shortlisted in the Forbes Global 500 for the first time in 2014.

Company strategy: customer-centric, adhere to the sustained and stable growth of existing business, adhere to reform and innovation, adhere to value and return to the origin of insurance, and seize the historical opportunities of urbanization and aging.

The full name of Xinhua News Agency Insurance is Xinhua News Agency Life Insurance****. It is a life insurance company all over the country, so how many types of Xinhua insurance are there in the Xinhua News Agency business? According to Xinhua News Agency Insurance Official**, the company has the following types of insurance:

1. Accident insurance;

2. Pension insurance.

3. Children's insurance;

4. Critical illness insurance;

5. Medical insurance;

6. Life insurance;

7. Financial insurance, etc.

Is New China Insurance worth buying?

According to its official release, the types of Xinhua News Agency insurance are very complete, and the coverage of insurance objects is also very wide, but many policyholders are not sure whether Xinhua News Agency insurance is worth buying. This article mainly solves these doubts for policyholders and clarifies whether insurance is worth insuring, depending on two aspects, one is that the company's insurance compensation ability is not high, and the other is that its financial strength is not strong and defeated. According to the Insurance Theory Research Network, in 2021, the core compensation rate of Xinhua News Agency Insurance exceeded 50%, and the comprehensive compensation rate reached 100%, indicating that the insurance compensation rate is very high.

At the same time, according to the enterprise survey, the major shareholder of Xinhua Insurance, Jun Chang State, is an authorized investment company, indicating that Xinhua Insurance has sufficient funds.

To sum up, New China Insurance is well worth buying.

Summary. The hot-selling type of insurance of New China Insurance is Health New Critical Illness Insurance. The hot-selling insurance types of Xinhua Insurance include Xinhua Huijin Annuity Insurance, Health New Critical Illness Insurance, and Xinhua Multi-Guarantee Celebration Critical Illness Insurance.

Xinhua Huijin Annuity Insurance is an annuity financial insurance that can be insured from 0-70 years old, the return is from the policy for 5 years, you can receive the care fund at one time, from the 6th year before the expiration, there is a survival fund every year, and 100% of the insured amount is returned at the end of the protection period, and Xinhua Insurance is a hot-selling insurance.

The hot-selling type of insurance of New China Insurance is Health New Critical Illness Insurance. The hot-selling insurance types of Xinhua Insurance include Xinhua Huijin Annuity Insurance, Health New Critical Illness Insurance, and Xinhua Multi-Guarantee Celebration Critical Illness Insurance. Xinhua Huijin Annuity Insurance is a 0-70 years old annuity financial insurance that can be purchased by filial piety, the return is from the policy for 5 years, you can receive care money at one time, before the expiration of the 6th year of Yegao, there is a survival fund to receive every year, and 100% of the insured amount is returned at the expiration of the protection period.

Health New Enjoy is a blind male born 30 days - 56 years old can be invested, women born 30 days - 61 years old grinding Li can be invested, critical illness single disturbance stop compensation insurance, critical illness protection according to the amount insured.

Summary. Hello dear! Features of Xinhua Multi Cover Critical Illness Insurance:

1. Comprehensive coverage: Xinhua Multi Insurance provides 50 types of mild illness, 70 types of severe illness and death benefit benefits, fully covering the needs of customers for critical illness protection; 2. Multi-fold protection: customers who suffer from minor or critical illnesses can receive multiple times and multiple times the payment.

The first group of diseases is up to 3 times the basic sum assured, and the last four groups of diseases are up to 1 times the basic sum assured; 3. Affordable: The rate is market-oriented, the predetermined interest rate is 4%, the interest is highly inclined to the customer, the level is in line with international standards, and the cost-effective advantage is very obvious;

Hello dear! Dear, we are glad to serve you, Xinhua Insurance's best-selling insurance products, the "Health Worry-free" series of critical illness insurance products, including "Health Worry-free" Type A Critical Illness Insurance, "Health Worry-free" Type B Critical Illness Protection Plan and "Health Worry-free" Critical Illness Insurance Type C. Remaining.

Hello dear! The "Healthy and Worry-free" series of code products have the following characteristics: 1. Comprehensive protection

In addition to the 60 major illness benefits, it also provides up to 15 common mild diseases, such as very early tumor Zhihe, mild stroke, etc.; 2. Affordable: The three products are all market-oriented products, and the interests are inclined to customers, so that customers can afford to buy and are guaranteed; 3. Flexible term: The three products are designed in the form of fixed, fixed-term, and life-long, providing customers with a guarantee period from 10 years to life, including expiration, maturity, and so on, so that customers can choose flexibly according to their actual conditions;

Hello dear! Features of Xinhua Multi Cover Critical Illness Insurance: 1. Comprehensive coverage:

Xinhua Multi Protector provides 50 types of mild illness, 70 types of severe illness and death benefit benefits, fully covering the needs of customers for critical illness protection. 2. Multi-fold protection: customers who suffer from minor illnesses and critical illnesses can receive multiple and multiple times of benefits. The maximum basic sum insured is 3 times for the first group of diseases, and the maximum is 1 times the basic sum insured for each of the last four groups of diseases; 3. Affordable:

The market-based pricing of the rate is adopted, the predetermined interest rate is 4%, the interest is highly inclined to the customer, the first level is in line with the international standards of the high bureau, and the cost-effective advantage is very obvious;

The official website of Xinhua Insurance Company, the official website of Xinhua Insurance.

Founded in September 1996 and headquartered in Beijing, Xinhua Life Insurance Co., Ltd. (hereinafter referred to as Xinhua Insurance) is a large-scale life insurance company. In 2011, New China Insurance was listed on the Hong Kong Stock Exchange and the Shanghai ** Stock Exchange simultaneously, with an annual turnover of 144.1 billion yuan and 41,044 employees in 2018.

Good morning, dear! I have inquired for you: Xinhua Life Insurance Officer Que Ling Fang**: It's a late relative.

New China Life Insurance generally refers to New China Insurance. Founded in September 1996 and headquartered in Beijing, Xinhua Life Insurance Co., Ltd. (hereinafter referred to as Xinhua Insurance Company or Zhou Cheng Xinhua Life) is a large-scale life insurance company. In 2011, Xinhua Insurance was simultaneously listed on the Hong Kong Stock Exchange and the Shanghai ** Stock Exchange, with 601336 for A shares and 01336 for H shares