Do you think you should lend money to someone else?

Between friends, it is best not to borrow money, if friends are in trouble can help, but you have to have the mentality of not collecting, such as poor, please do not borrow, but there is a money-making foundation will be called, a word to save the emergency, not to help the poor.

Regarding the matter of borrowing money, it is a very dilemma, it is difficult to borrow and it is difficult not to borrow. Borrow it, for fear that the other party will not return it on time; If you don't borrow it, I'm afraid it will affect the emotions of both parties. So many people have a hard time having an effective solution, but in the end you make your own decision, to borrow or not to borrow!

As the saying goes, "there is borrowing and repaying, and it is not difficult to borrow again", borrowing and repaying, only then can you have credibility! But as everyone knows, our current society seems to be getting farther and farther away from this standard of integrity! Don't borrow it.

In the future, except for helping my own people and family, I will not borrow any money from others! Last year, in order to help a friend open a gym, I borrowed 100,000 yuan from her! As a result, the business was not good, and now I don't pay back a penny, my mother is hospitalized with cerebral infarction, and the money is not enough, so I borrowed an online loan, and now I am using a loan to support the loan, and I have fallen into this abyss!

Whoever you look for to help you will not help you! It's starting to be overdue soon! I can't die if I want to, but I suffer every day!

Good friends can borrow money, but it depends on whether the money is beyond their means. If only a friend who can't borrow can not borrow, you can refuse with a whole host of reasons.

If you want to cultivate yourself, you don't have the consciousness of borrowing money from others at all, because there are too many platforms where you can find money now, and it's different from before, and it would be bad intentions to borrow money from you again.

If you have less, you will borrow, and if you have more, you will not have the money to lend you. I don't have any money. Be careful when you say it and don't let him find out about you.

Look at it yourself, borrow if you want to borrow, don't borrow if you don't want to borrow, it's best to look at your own situation.

My brother, a close relative, borrowed 4,000 yuan from me in 2000 and said that he would pay me back in four days, but the result was that I tried my best to ask for a year and eight months, and finally it was due to my mother's surgery.

A lot of times, we can't say anything, I just want to ask, is he worth your money.

It depends on how much you can pay. I'm quite like you, I want to die to save face and suffer sin. No way, who told me to be loving.

A student wrote me a letter asking me to borrow 5,000 yuan from her when she was a sophomore, saying that she would repay it after one year of paying the principal and interest, but she didn't pass it once in five years (I** didn't change for five years, she graduated from junior college in two years), and she still paid back the money for her in difficulty.

I'll find you from the person who borrowed money, my friend needs money, can't be left unimportant...

In my experience, once you lend money to someone else, regardless of the relationship between that person and you, and the amount of the loan, you may face the risk of the other person defaulting on the debt or not paying it back at all.

Whether you should lend money to others or not is your own choice. But what I'm saying is, if you can lend him, you can give it to him. In other words, if you don't want to have a dispute with the other party over money, or even get to the point of a relationship breakdown, then either don't borrow it, or give it to him and don't expect him to pay it back.

Human nature cannot be tested.

Of course, if it is a large amount of borrowing, my personal opinion is that it is better to write an IOU. This is a society governed by the rule of law, and if there is an IOU as a basis, your legitimate rights and interests can be protected. In order to protect human feelings, their own interests are damaged, and the gains outweigh the losses; For the person who borrowed money from you, if he harmed others and benefited himself, what should such a favor do?

Therefore, we must learn to use the law to protect ourselves.

I hope that good people will be rewarded.

Hello, there is an old saying that the person who owes money is the grandson of the uncle, and there are not a few such situations in real life, many people borrow money and do not pay it back. Therefore, if you are not a particularly good or trustworthy friend, most people are reluctant to lend their money, in case the other party does not repay on time and they are embarrassed to ask for the money back, even if they have the courage to ask for money, the other party may not be willing to repay;

But every time I face the other party's request to borrow money, I don't know how to refuse so as not to hurt my anger. Hopefully, the following suggestions can help you.

First, borrow less and not borrow more, if the borrower has a better relationship with himself, we can lend the other party a little less money, tell him that his economic strength is limited, he can only help here, when there is money and when to pay it back. In this way, you can test what kind of person the other party is in terms of using money by whether the other party can repay the loan on time; Second, if the other party is really in a hurry to use the money, no matter how much money he borrows, he will be grateful to you, and this money does not have a big impact on him, even if he can't get it back, he can adjust his mentality in time.

Second, give him ideas.

Don't just refuse someone's request to borrow money in the first place, first ask them what happened and how much money they need. Then I said that due to the impact of the epidemic, I don't have any economy at home**; Finally, recommend some formal money lending software or banks to him, and tell him that the money will come faster in this way, and relatives and friends may not be able to borrow it if they have relatives and friends in the bank. In this way, no matter whether the person who borrowed the money has such a town opinion or not, he will also feel your concern, and he will not lend the money out, and he will not hurt each other's harmony.

Third, transfer fiscal power.

Generally speaking, there is only one person in charge of the finances in each family, you can tell the other party that the money is all in the hands of the other half, and you don't know if there is spare money at home, and ask your lover for a while. Generally no one will cross the relationship between themselves and friends, find a friend's partner to borrow money, and finally this royal demolition matter will not be over, an additional reminder, if you value the relationship between you and the borrower, you must reply again to him that his other half disagrees, or just gave the child a sum of money before this, otherwise it will make the other party think that you are very perfunctory, and then affect the relationship between you.

Fourth, anti-customer-oriented.

After the other party tells you about what you have encountered, you have to express your empathy, because you have also encountered or are experiencing such a thing, and then ask him if there is a reliable way to borrow money, and he is really desperate. It is best to reject others by slapping **, which will make the other party grateful and feel that you pay enough attention to this matter; Second, you can make it clear, and sometimes the power of words is much stronger than words.

If someone borrowed money from you, would you lend it to him/her?

Actually, I don't know whether to borrow money from others or not, because I think they can ask their relatives or think of other ways.

But sometimes they may really need money, and their relatives can't help them, they will think of us, so how do we judge the purpose of their borrowing money, whether it is worth trusting, whether to borrow or not?

I've come across a few situations and I'm sharing them as follows:

1. After graduation, college classmates or junior high school and high school classmates borrowed money from me (in other places), and I borrowed some and some did not borrow. If you used to get along well and the amount is not large, you can borrow it. If you get along with the average, the amount is very large, do not borrow.

If you borrow it once and don't pay it back, or if you want it very hard, you won't borrow it next time.

2. University, high school, junior high school classmates (local situation) and I borrow money, no matter how well I get along, as long as I know the root of the frequent contact I will borrow, except for too many cases, if you contact occasionally, generally do not borrow.

3. Relatives or colleagues borrow money from me, which is generally rare, and after it appears, it depends on the situation.

4. If foreign netizens borrow money from me, I will consider it, and I will not borrow it, and if I borrow it once, I will come back immediately or I will not borrow it for a long time.

Basically, there will be some situations, mainly because there are more friends and classmates, depending on the distance between the two people, the relationship with each other, and the amount of money borrowed. (If I have it, I'm not in a hurry, but if I don't have much, or if I have other uses, I don't borrow too much.) ）

I don't usually talk to others about money, basically it's my own salary, and I also have a little bit with my family. If someone else borrows money from you, no matter how much it borrows, it should depend on the situation.