Can I pay in installments with my Bank of China business card? 15

Yes, business cards are also credit cards, and of course you can make installments when you spend on your own, and the cost of business cards is generally very low.

Hello. The Great Wall Business Card can be paid in installments.

Installment payment requires you to apply within three days after consumption or before the current bill is issued.

The cycle is different. The corresponding fees are also different. In addition, the minimum installment payment is 1000 yuan!

If the Great Wall Business Card can apply for installment repayment, there will be a certain installment handling fee for installment repayment. If the fraudulent amount is not paid off on time, there will be additional late fees and interest.

1. The late fee for overdue credit card is: 5% of the unpaid part of the minimum payment.

2. Calculation formula of credit card overdue interest: credit card overdue interest = consumption amount of the previous month * number of overdue days *

There are three numbers in the above formula for calculating overdue interest on credit cards, which are the overdue amount, the number of overdue days, and the daily interest rate. Here's what each of these three numbers means.

1.Spending in the previous month.

It's important to note that the credit card overdue is not calculated as the amount owed, but as the amount spent in the previous month. That is, if you spent 10,000 yuan last month, even if you have repaid 9999, then if you owe 1 yuan, you will calculate the overdue interest of the credit card according to the amount of 10,000 yuan owed.

Therefore, try not to cause credit card overdue, otherwise, if the consumption amount in the previous month is large, the base of interest calculation is too large.

2.Number of days overdue.

Because credit card overdue interest is calculated on a daily basis, the number of days credit card is overdue is also important. Overdue days are the number of days from the billing date to the current billing date.

3.Daily interest rate.

The daily interest rate of credit card overdue interest is uniformly stipulated to be 5/10,000 per day, that is.

No, you cannot. The official card is the abbreviation of the ** budget official card, which is in accordance with the relevant provisions of the notice of the Ministry of Finance and the People's Bank of China on the issuance of the "Interim Measures for the Administration of Official Cards of ** Budget Units" (Cai Ku [2007] No. 63).

**Credit cards that must be held and used by the staff of the budget unit, mainly for daily official expenses and financial reimbursement operations, and for personal consumption, and cannot be used as supplementary cards.

The official card has the common attributes of general bank cards, such as credit consumption, and at the same time has the unique attributes of financial management, which can combine the relevant requirements of financial management with the unique advantages of bank cards, and is a new type of financial and financial management tools and means. At the same time, the official card has the basic attributes of a general bank card, and the withdrawal of cash is interest-free.

BOC business cards cannot be paid in installments.

The official card is the abbreviation of the ** budget official card, which is a credit card that must be held and used by the staff of the ** budget unit according to the relevant provisions of the "Notice of the Ministry of Finance and the People's Bank of China on Printing and Distribution" (Cai Ku 2007 No. 63), mainly used for daily official expenses and financial reimbursement business, and taking into account private consumption, and cannot apply for supplementary cards. On September 27, 2012, the Ministry of Finance issued a notice that the official card will be fully implemented by the end of 2012.

1. The official card is a card for official purposes, and the installment is a Jinzai teasing product, the two are inconsistent, and the payment method of installment sales cannot be used.

2. The person handling the business card is the first department or unit, and the installment needs to go through the review procedure of the financial institution, and the official card bank cannot be docked, and the installment payment cannot be used.

3. In addition to the use of the official card within the department, it can also be used for major national expenditures, if these payments use installments, it will not be able to guarantee that the first department will repay on time, which will affect the capital operation of financial institutions.