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The bill date is the same as the repayment date. If you have not applied for a credit card before, after the card is issued, you can first obtain the security code, expiration date and other information through SMS, and then call customer service ** to set the transaction password, and then bind the credit card through WeChat "Bank of China", you can check the bill date, or check the mobile banking after adding this card. 20 days after the statement date is the due date.
1. Credit card statement date means that the issuing bank will regularly summarize and settle the transactions and fees that occur in your credit card account in the current period, calculate the total amount owed and the minimum repayment amount for the current period, and mail a statement for you. This is the date on which the credit card will be billed.
2. The credit card repayment date refers to the last date on which the issuing bank (or institution) requires the cardholder to return the amount due.
If you do not repay the full amount before the due date and do not choose the minimum payment of the credit card, you may face the following penalties
All consumption funds will no longer enjoy interest-free repayment, and the bank will calculate interest on a daily basis based on the consumption amount as the principal on the day of consumption, with a daily interest rate of 5/10,000, and compound interest on a monthly basis;
1. Received a reminder letter from the bank** and a reminder letter;
2. Freeze the account and feed back the arrears record to the People's Bank of China and record it in the credit file, which affects personal credit;
3. If you do not have enough money to repay the full amount on the due date, then please choose the minimum repayment amount of the credit card, and only 10% of the total cost will be repaid in each installment, so that although there is no interest-free repayment period, the repayment will avoid damage to personal credit.
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You can check the statement date and repayment date of your CCB credit card in the following ways:
1. Check the official website.
You can log in to CCB**: Personal Internet Banking Login] and select [Credit Card] - Credit Card Enquiry - Bills Issued] or [Unbilled]. Enter your ID number and login password, and you can also ask for the corresponding inquiry.
Not only can you check the accounts, but you can also do simple transactions online.
2. **Query.
Call CCB Bad Credit Card Center Customer Service**400-820-0588, manual or voice inquiries can be made.
Enter the CCB credit card WeChat, if you use it frequently, *** will be in your message interface, if not, you can open it in the contact***, find the *** you follow. After entering CCB***, click "Credit Card" in the lower right corner. Returning the query information, send serial number 3 to query the bill details.
4. SMS inquiry.
Customers do not need to sign a contract, as long as they use the mobile phone registered at the time of credit card application, send SMS instructions to CCZD to CCB service number 95533 to inquire about the current bill, and then they can get a reply to the relevant inquiry.
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Every credit card has a statement date, and here are a summary of several ways for CCB to check the statement date for your reference.
1. You can check the "Statement Points Inquiry" section in CCB Credit Card**.
2. You can use the SMS "311 card number last four digits" to 95533 on the mobile phone number reserved by CCB, and it will reply to the statement date of your latest bill, if you reply 7 2, then the statement date is the 2nd.
CCB currently uses a fixed due repayment date, the specific situation can be assumed in the figure, your bill date is the 2nd of each month, and the due repayment date is the 22nd of each month, that is, 7 3-8 2 transactions, will be settled in 8 2, and the due repayment date is 8 22, that is, 7 13 transactions, 8 2 settlement, 8 22 before the further step, if 7 3 swipe, the repayment period is 50 days (7 3-8 22 total 50 days 4 swipe, the repayment period is 49 days, and so on, 8 2 swipe, the same day settlement, the same is 8 22. Also, the minimum repayment period is 20 days.
To sum up, the closer you spend to the bill date after the general bill date, the longer you can enjoy the payment.
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The landlord's bill date is the 4th of each month, so the transactions between the 5th of each month and the 4th of the next month will settle a bill on the 4th of the next month, forming a billing cycle, and the due repayment date is 20 days after the bill date, that is, the 24th of the second month.
That is: 4 5-5 4 transactions, knot on the 5 4 bill, 5 24 is the due date of repayment, that is, 4 6 consumption, is 5 4 bill, 5 24 before the repayment can go further, if the landlord 4 5 swipe, the repayment period is 50 days (4 5-5 24 total 50 days 6 swipe, the repayment period is 49 days, and so on, 5 4 swipe, the same day of the bill, the same is 5 24 repayment, the shortest repayment period is 20 days.
To sum up, the closer the time to spend after the general bill date, the longer the repayment period can be enjoyed, and if the landlord has other questions, you can ask.
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