What is the way to deal with the vehicle scratching itself?

If the vehicle scratches itself, it can be taken by insurance.

Car damage insurance: It is the type of insurance that repairs the car when the responsibility is on your own, if you buy a supplementary agreement without deductible, then you can get almost the full amount of the claim for car damage insurance, and you can pay about 80% without deductible.

Go through the insurance process:

You only need to bring the car's driving copy, driving book, insurance company's insurance policy, and the insured's ID card, and then drive to the insurance company's damage assessment point, most repair shops have direct compensation with the insurance company. If it is a slight scratch damage to the car paint, it is easy to repair and the cost is low, and you can choose not to pay for insurance compensation, because the system is not worth it because the frequent insurance will affect the next year's premium. The second is that the current rapid paint repair can protect the original long paint as much as possible, the construction time is short, the cost is low, the trunk hundreds of scratches have two hundred yuan to deal with, and the insurance is too energy-consuming, sometimes you need to run many times, delay time, it is recommended to find a professional car beauty shop to deal with it yourself.

Legal analysis: 1. Stop and turn off the ignitionCheck the status If your car accidentally has a scratch accident with other cars, you should immediately choose a more suitable place to park. Tighten the hand brake, cut off the power supply, and turn off the car's engine.

At night, wide lights and tail lights are also instructed. On highways, hazard warning signs are required behind vehicles. 2. Confirm the safety status of both personnel, pay attention to check the safety status of both personnel, and report to the police immediately if there is a **, injury, or damage to personal safety.

3. Record basic information, pay attention to record the vehicle information and owner information of both parties. It is necessary to record the license plate number, driver's license, driving license, insurance card and other information of both parties. 4. Record the damage of the vehicle, pay attention to carefully check the condition of the vehicle, and use digital cameras, mobile phones and other photographic equipment to record the scratch parts and vehicle conditions in time.

When shooting, it is necessary to reflect the framing of both parties at the scene at the same time, and shoot the front side of the car, the back side of the car, and the collision parts from multiple angles. 5. Clarify the determination of responsibility: When the traffic police determine the responsibility, special attention should be paid to the responsibilities of both parties. Common scenarios are:

If a person fails to keep a safe distance and rear-ends the vehicle in front, the vehicle behind is responsible; If a motor vehicle changes lanes and affects the normal driving of the vehicle, the party that changes the lane shall be responsible; At an intersection controlled by traffic lights, if the normally released vehicle turns and does not give way to the straight vehicle, the turning vehicle shall be responsible; At an intersection where there is no traffic light, if you do not give way to the oncoming traffic on the right road, you will be held responsible. 6. Vehicle damage assessment in order to settle claims first go to the insurance claims service center to assess the damage of the vehicle, and keep the car repair invoice in the subsequent car repair procedure. In addition, the owner needs to provide ID card, driving license, driver's license, invoice, insurance notice, damage assessment form and other information when making a claim.

Note that you must be fully prepared, and the insurance company will not accept the incomplete information key.

Legal basis: Article 8 of the "Provisions on Procedures for Handling Road Traffic Accidents" The traffic management department of the public security organ shall establish a data and information sharing mechanism with the judicial organs, insurance institutions and other relevant departments to improve the level of informatization of road traffic accident handling.

Method:

If the owner of the car has all the insurance, then the insurance can be claimed, and the full insurance covers all damage to the vehicle caused by the non-owner of the vehicle, including damage caused by vandalism, theft, fire, storm, etc.

In addition, depending on the degree of damage to the car, decide whether to report insurance or not

If the scratches on the car are very slight, only on the surface, then you can simply repair it yourself, or it only takes a few dozen dollars to get it done.

If the scratch is so slight that you can't see it at all, you can ignore it. Cover beams.

For the perpetrators:

If that person scratches it unintentionally and doesn't find out about it, you can discuss with him about the follow-up solution.

If that person finds out and still wants to escape, they can legitimately defend their rights, such as calling the police, and the police will deal with it. Try to avoid private retaliation.

If the car scratches are more serious, you need to go to the repair shop or 4S shop for sheet metal painting, so as to restore the original state as much as possible. Some surface paint scratches or scratches are deep, or it is not recommended to polish them. One is not worth it if the area is not large, and the second is that deep scratches or scratches cannot be perfectly solved by polishing.

At this time, you can try to solve it yourself with a touch-up pen. At present, the touch-up paint pens on the market are relatively cheap. The specific operation method of the paint brush is also relatively simple, clean the scratches or scratches, and use 1500 mesh to 2000 mesh fine sandpaper dipped in water to lightly polish the position that needs to be treated, and the purpose is to make the scratch surface smooth and smooth and clean it again.

1.The car scratches itself. Insurance Method:

1。The owner can call the insurance company by himself and tell the company that his car has been scratched. 2.

You can notify the insurance company to arrive at the scene to inspect and confirm the scratch damage, or if it is a small scratch, the insurance company only needs the owner to take a photo to check it. 3.In the case that the insurance company confirms that it can be compensated, the insurance company and the car owner can sign to confirm the insurance warranty after the repair shop reports the repair**.

2.Nowadays, many families have more than one car, and the number of cars is gradually increasing. When you buy a car, you have to buy various insurances.

Basically, there are the following types of insurance: compulsory traffic insurance, third-party liability insurance, car damage insurance, seat insurance, car theft insurance, spontaneous combustion insurance, glass insurance, scratch insurance, and wading insurance. Among them, compulsory traffic insurance is a vehicle must be purchased, because this certificate is required for licensing and annual examination.

Third-party liability insurance is the compensation paid by the insurance company to the owner of the car in the event of a collision with another person's car.

Bumpers, plastic parts will not rust, small scratches do not need to be repaired or painted, and then replaced with new ones after large-scale damage