What does a car insurance policy look like, what does a car insurance policy look like

Updated on Car 2024-03-15
11 answers
  1. Anonymous users2024-02-06

    Many insured car owners will understand that after taking out compulsory traffic insurance, there will be a corresponding policy, which is the compulsory traffic insurance policy. Some people will ask what is the purpose of the compulsory liability insurance policy? The experts of Ping An Auto Insurance will answer your questions:

    The compulsory traffic insurance policy refers to the purchase of compulsory traffic insurance, after the insurance company fills in a copy of the information of purchasing compulsory traffic insurance, as a proof that a certain car has been purchased for a certain period of time. The compulsory liability insurance policy is in duplicate, one copy is kept by the insurance company and one copy to the customer, and the customer needs to use this policy to claim compensation from the insurance company after the case arises. The contents of the insurance policy include the name of the insurance company, license plate and vehicle information, customer name, purchase amount, policy number, etc.

    In fact, there must be a corresponding invoice for the purchase of things, so the role of the compulsory liability insurance policy is to make the compulsory liability insurance effective immediately. As a kind of compulsory car insurance, compulsory traffic insurance adopts the principle of immediate effect. According to industry insiders of Ping An Auto Insurance, last year, the China Insurance Regulatory Commission issued the following letter to all insurance companies, requiring compulsory traffic insurance to change the tradition of "zero hour effect" and officially implement "immediate effect".

    According to the requirements of the China Insurance Regulatory Commission, there will be two ways to prompt the compulsory liability insurance policy. First, in the "Special Agreement" column of the insurance policy, a special explanation will be made during the insurance period, indicating or stamping the words "effective immediately", so that the policy will take effect immediately from the time of issuance; Second, the company's system can support the printing body to cover the printed body, and print the "insurance period from the year, month, and date...... in the policy when the policy is issuedThe insurance period of "covering the original" shall be ...... from 0:00 on XX/XX/XX", clearly stating the specific time point of the start and end of the insurance period. Currently, commercial auto insurance is still effective the day after the application is made.

    According to the relevant regulations of commercial auto insurance, the effective time of the commercial auto insurance period is 0:00 the next day after the insurance, so the majority of car owners should have a certain understanding of this, otherwise they will make some unpleasant things because they do not understand the insurance industry. As long as car owners log in to the online investment platform of Ping An Auto Insurance, they will experience a lot of car insurance information, insure your car in a timely manner, save time and environmental protection, and the electronic policy is not easy to lose, convenient and simple, and clear at a glance. Applying for car insurance on Ping An Auto Insurance Online Investment can save you a lot of trouble, and you can experience the one-stop service of insurance without leaving home.

  2. Anonymous users2024-02-05

    Generally, it is in triplicate, and the specific sample can be viewed by contacting the insurance company.

  3. Anonymous users2024-02-04

    The car insurance policy is mainly used to record the policy number of the commercial insurance and the type of insurance insured, etc., and is used in case of insurance.

    A car insurance policy generally involves the license plate, engine number, and frame number of the vehicle.

    The insured, the insurance company, the make, model, specific loading volume, and the amount of insurance and compensation are the amount of insurance.

    The insurance policy is the main evidence for the insured to claim compensation from the insurer when the insured suffers losses due to an accident, and it is also the basis for the insurer to collect insurance premiums.

    Motor vehicle insurance, also known as automobile insurance (referred to as car insurance), refers to a kind of commercial insurance that is liable for personal or property damage caused by natural disasters or accidents caused by natural disasters or accidents.

    Motor vehicle insurance, also known as "car insurance", is a kind of transportation insurance that takes the motor vehicle itself and its third-party liability as the subject of insurance.

    Motor vehicle insurance refers to a type of property insurance. Also known as car insurance. It is a kind of transportation insurance that takes the motor vehicle itself and the third-party liability of the motor vehicle as the subject of insurance.

  4. Anonymous users2024-02-03

    An insurance policy is the abbreviation of an insurance policy, which is a formal insurance contract signed between the insurer and the policyholder. The insurance policy is the main evidence for the insured to claim compensation from the insurer when the insured suffers losses due to an accident and is also the basis for the insurer to collect insurance premiums.

  5. Anonymous users2024-02-02

    A copy of the compulsory traffic insurance policy is used for the annual inspection of vehicle purchase and sales.

    The vehicle compulsory insurance policy is generally in triplicate, of which the customer retains two copies. The commercial insurance policy of the vehicle is generally in duplicate, of which the customer retains one copy.

    They are the original and copy of the insurance policy, of which the copy needs to be handed over to the vehicle inspection agency for transportation and storage during the annual inspection of the vehicle.

    The original policy is the insurance contract and certificate.

  6. Anonymous users2024-02-01

    Question 1: What does the car insurance policy number mean? For example, pdaa2010330111114006532 Hello, glad for your question.

    This is the policy number of PICC, and the coding rules should be.

    pdaa201033011114006532

    p Policy DAA General Motor Vehicle Insurance.

    Year 2010.

    33011114 Insurer**.

    006532 Policy serial number.

    Question 2: What is the ID number in the Ping An Auto Insurance policy inquiry 5 points The ID number of the insured filled in is incorrect, and the policy cannot be queried This is the result of my check. I lied to us about the information!

    We will choose what insurance to buy! Peace you don't have to impose on us! .

    Q3: What is a policy number? Insurance contract number.

    Usually there is an explicit code float on the cover of the insurance contract, if it is an old policy, if the cover does not have it, it is also on the first page of the content part of the insurance contract, which is usually reflected in the form of p0***.

    Question 4: What insurance company is the policy number 63004080120150012340? Isn't the policy number on the policy? Isn't there the name of the insurance company on the policy?

    Question 5: Which insurance company's policy number is this? What does it mean to land car insurance insurance number.

    Question which six: where is the policy number in the insurance policy In the upper right corner of the insurance homepage, there is a code that the policy number is usually displayed on the cover of the insurance contract, if it is an old policy, if the cover is not, it is also on the first page of the content part of the insurance contract, which is usually reflected in the form of p0***. Zhongbao p penalty Ping An number starts with China United Digital starts with Taiping Digital starts with Huatai Digital starts with earth p starts.

    Question 7: The policy number is 1180203602015007330 which insurance company Chinese insured, customer service **95518, you can call to verify. For general car insurance policies, PICC starts with PDAA, Ping An starts with the number 1 or 2, Pacific numerals start with the word Earth, and Earth starts with the letter P.

    Question 8: Where is the policy 95511 of Ping An Insurance policy number 12009023900013856512 of China?

    Question 9: What insurance company is the car insurance policy number and 203264200 the beginning, 5 points is not Pacific Company's insurance.

    Question 10: What is the policy number of Chinese Life Insurance? The insurance policy number is composed of the time of the undertaking, the type of insurance**, the customer number, etc., which is simply a combination of numbers and letters!

  7. Anonymous users2024-01-31

    An insurance policy, also known as an insurance policy, is a formal written certificate issued by the insurer to the policyholder (insured) after the insurance contract is established. The insurance policy is made by the insurer and delivered to the policyholder after being signed and sealed.

    2. If you need to buy insurance, you can also contact Ping An Insurance Company for detailed consultation, Ping An Life Insurance: 95511-1, Ping An Auto Insurance Accident Insurance: 95511-5, Ping An Pension Group Insurance: 95511-6.

  8. Anonymous users2024-01-30

    A motor vehicle insurance endorsement is a modification of the original motor vehicle policy, not a simple supplement to the original policy. Generally, it involves the correction of the vehicle license plate, engine number, driver number, insured, and the first beneficiary of the fighting reputation.

    It refers to a written proof of change in the content of an insurance contract, which is generally attached to the original insurance policy or insurance certificate. According to the law, what insurance needs to be bought for a new car During the validity period of the insurance contract, both parties to the contract can change the content of the insurance contract through negotiation.

  9. Anonymous users2024-01-29

    Hello, honored with your question The insurance policy is referred to as "Policy". Written proof that the insurer and the policyholder have signed an insurance contract. The main contents of the insurance policy include:

    1) A description of the matters related to the subject matter of insurance, including the name of the insured, the name of the subject matter of insurance and its storage location or status, the amount of insurance, the term of insurance, the insurance premium, etc. (2) The rights of both parties and the righteous pretense of failure, such as the responsibility and the responsibility not to bear. (3) Supplementary conditions refer to the terms of insurance or other conditions agreed by both parties, as well as matters such as policy changes, transfer and cancellation.

    An insurance policy is the main form of expression in which an insurance contract is signed. To simplify the form, it can also be in the form of a legally binding pre-insurance policy, a certificate of insurance or a temporary insurance policy.

  10. Anonymous users2024-01-28

    Recently, I often receive a message from my friends about "What do you think about the vehicle insurance policy?" Now I will explain it to you. There are three ways to query vehicle insurance records, **query, **query and mobile app client query:

    1. **Query. In this way, you can inquire about the preferential activities of car insurance, and you can also carry out insurance services. With the increase in the number of people who have applied for insurance, the convenience and speed of inquiring about car insurance and buying car insurance has also been greatly promoted, and the number of car insurance inquiries can be seen everywhere in major cities;

    2. Online inquiry. It is simple and convenient, and it is popular with young people. Nowadays, many insurance companies have a query entrance on their official website, and the car can be queried within a few minutes as long as they enter their personal and vehicle basic information on the official website.

    However, this kind of query method is relatively easy to leak personal information, so it is necessary to ensure the security of the computer environment before querying;

    3. Hand trapped machine app client query. As long as there is an insurance company's mobile client, Wang Qiluan can inquire at any time. In addition, many insurance companies will launch product consultations, preferential activities, etc. on their mobile websites, which we can browse through our mobile phones.

    In addition, this method also provides self-service, so that you can learn about the type of car insurance you want to buy and the related services in the later stage without going through the physical store of the insurance company;

    Millions of car purchase subsidies.

  11. Anonymous users2024-01-27

    Summary. Hello, dear, to buy car insurance, users need to bring information, apply for insurance in the insurance company, or apply for car insurance through the online channel of the insurance company.

    Hello. Excuse me, what kind of insurance should I buy for this car renewal insurance?

    Hello, dear, to buy car insurance, you need to have a user book and bring the balance information, apply for insurance at the insurance company, or apply for car insurance through the online channel of the insurance company.

    If you have the type of insurance, you can buy it according to your needs, dear.

    Car insurance is divided into compulsory insurance and commercial insurance by type. Compulsory insurance is commonly known as compulsory traffic insurance, which is a type of insurance that must be purchased as required by the state. Then there is commercial insurance, commercial insurance is divided into main insurance and additional insurance, (among them, which Zizhi additional insurance can not be purchased separately, you need to buy the main insurance at the same time) There are three main insurances:

    Vehicle damage insurance, third party liability insurance and vehicle occupant liability insurance. After the auto insurance reform, the car damage insurance includes the original motor vehicle, the whole car theft, and the glass is broken separately. Spontaneous combustion insurance: engine wading and regardless of deductible odds and unable to find a third-party special contract.

    The third-party liability insurance is mainly to compensate the other party for property damage or personnel expenses in traffic accidents. Occupant Liability Insurance is to compensate for the occupants of your vehicle in a traffic accident. The above three main insurances are also basic insurances, and the book is usually the most commonly purchased insurance.

    In addition, there are 11 kinds of additional insurances, namely additional absolute free odds special clauses, additional wheel separate loss insurance, additional new equipment loss insurance, additional body scratch loss insurance, additional repair period cost compensation insurance, additional engine water damage except special clause Li Min, additional car cargo liability insurance, additional moral damage solatium liability insurance, additional statutory holiday limit doubling insurance, additional medical expenses liability insurance outside medical insurance and additional motor vehicle value-added service special clauses. Of course, there are corresponding additional insurances, independent contract terms and protection content, and consumers can choose according to their needs.

    Could you please help me take a look at the few items he sent me that need to be renewed.

    Good. You just tell me to just buy a few common and practical things, and there is no need to buy anything else.

    Dear, there is no need to buy this 470 yuan combination accident insurance.

    Compulsory traffic insurance, car damage insurance, third liability insurance and vehicle personnel liability insurance are sufficient.

    Oh, it's equivalent to saying that there is no need to buy that accident insurance, and everything else is okay, right?

    Your car insurance ** policy, except for the combination insurance of 470 yuan, you do not need to buy, other types of insurance are available.

    Yes, dear. There is no need to buy the 470 yuan accident insurance. If a motor vehicle accident occurs, the other party's third liability insurance will pay and the compulsory traffic insurance will also pay this compensation. The people in their own car can also be prepared to pay for medical treatment.

    There is no need to buy this $470 one.

    The sum insured of the third liability insurance is generally enough to be 2 million, and the premium can be about 200 yuan cheaper.

    That is, the total cost of commercial insurance and compulsory traffic insurance is about 2800. With the Chinese Insurance Company ** channel Qinyu insurance discount is estimated to be about 2600, and then give away some car wash services.

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