What channel to buy car insurance is cheaper, and what channel to buy car insurance is the most cost

How to buy the most cost-effective car insurance?

At present, there are four channels for purchasing car insurance in China: online car insurance, ** car insurance, 4S store car insurance, and other offline **. It's important to note that you must do your homework before you buy car insurance.

1. Compulsory traffic insurance is a must-buy, but the compensation limit is limited; 2. Select and price the commercial insurance that must be bought, such as car damage insurance, excluding deductibles, third-party commercial insurance, vehicle personnel liability insurance, car theft insurance, glass insurance, scratch insurance, wading insurance and other commercial insurance, according to your actual needs, and then "shop around" in the above several car insurance sales channels, repeatedly compare the total price of car insurance and the gifts given, so that it is clear which one is the most affordable. Remember: in addition to gas cards, shopping cards, maintenance and painting coupons, other gifts should be discounted as much as possible; And don't forget that the vehicle and vessel tax is usually bought together with car insurance, remember!

What a fool! Buying car insurance in this way is a waste of money, and everyone should see that they don't fall for it again.

First of all, you need to prepare the relevant information of the vehicle, including the vehicle model, license plate number, engine number, etc., in order to purchase car insurance. 2.Then, search for car insurance online, compare different insurance companies**, and choose the most suitable one.

3.Next, fill in the vehicle information on the insurance company's website, select the desired insurance item, and confirm the purchase. 4.

Finally, pay the premium and complete the purchase. When buying car insurance, it is important to read the terms of the insurance carefully to understand the scope of the insurance so that you do not lose yourself in the event of an accident.

A: The cheapest way to buy car insurance is to buy it. You can save a lot of money by buying car insurance because it has no intermediaries and can be purchased directly from the insurance company, even lower.

Next, fill in the vehicle information on the insurance company's official website, select the desired insurance item, and confirm the purchase. 4.Finally, I paid the premium and completed the purchase.

When buying car insurance, it is important to read the terms of the insurance carefully to understand the scope of the insurance so that you do not lose yourself in the event of an accident.

You've done a great job! Can you elaborate on that?

In response to this problem, the cheapest way to obtain car insurance is to buy it online by comparing prices. Nowadays, there are many online insurance companies that can provide a more comprehensive **, and consumers can choose the most suitable insurance products according to their needs. In addition, consumers can also compare prices from different insurance companies through online price comparisons, so as to find the cheapest insurance products.

Plus, consumers can get even more savings by purchasing insurance**. Insurance** usually includes a variety of insurance products such as car insurance, health insurance, accident insurance, etc., which can meet the various insurance needs of consumers and can also enjoy more preferential discounts. In addition, consumers can also get more savings by purchasing multi-year car insurance.

Multi-year car insurance allows consumers to enjoy more discounts and save more money on stupid leakage costs. In short, consumers can get the cheapest car insurance by comparing prices online, buying insurance** and buying multi-year car insurance. Consumers can choose the most suitable insurance product according to their needs in order to save more costs.

Car owners can purchase car insurance through self-service purchase or contact an insurance salesman. Car owners can buy car insurance online, and there is a small program on Alipay that can compare the ** of various insurance companies, which is easier to use. <>

How do I buy car insurance? What types of insurance are available? This is a difficult problem that plagues the majority of car owners.

If you "shop around" when looking for a salesman to buy car insurance, it is not difficult to find that each insurance company, or even different salesmen of the same insurance company, give different **, **difference between dozens of yuan and two or three hundred yuan. <>

Why is there such a "disparity"? The insurance salesman will get a commission after making a single car insurance. The level of the salesman depends on how much commission he wants to get, if the salesman is more "ruthless" - the commission is more, then the ** is naturally high, and it may be more than 200 yuan.

On the contrary, if the salesman wants to rush the performance or want to do "long-term business" with customers, he will attract customers to buy car insurance from him with a lower **.

Since there is a non-transparent situation in finding an insurance salesman to buy car insurance, why are so many car owners willing to find a salesman offline? This is an "interesting" phenomenon. Every car owner always thinks that he can meet an "affordable" insurance company, and thinks that the rebate given by the salesman to himself is the "highest", which is cheaper than buying online.

There is also a situation where some older car owners do not know how to buy car insurance online, so they can only find a familiar salesman to buy it.

Therefore, the people who buy car insurance online are mainly young people. Generally speaking, young people will buy car insurance in a small program on Alipay, and after entering the type of insurance they want to buy, the date of the vehicle license, the brand of the vehicle and other information, they will jump out of each insurance company**. At this time, we select the insurance company according to the ** comprehensive.

To sum up, we can buy car insurance through two ways: self-service purchase on the Internet and offline purchase by a salesman.

1. Traditional channels. That is, go to the insurance company counter to buy car insurance. Buying insurance in that kind of place is time-consuming and there is no discount.

2. **Car insurance. Nowadays, many insurance companies have opened ** car insurance business. **The biggest benefit of car insurance is that it is cheaper, and it is about 15% cheaper than buying car insurance through traditional channels. The biggest drawback of car insurance is that it's annoying.

3. Online car insurance. Many brands of insurance companies have ** car insurance services on their official websites, and ** there is a little cheaper than ** car insurance. Because it saves personnel, phone bills and other expenses, the cost is reduced.

4. Online insurance bazaar. At present, the insurance channel is opened by **** and NetEase. The benefits of buying car insurance on the ** channel are:

1. Cheap. **Channel's car insurance is 15% cheaper than traditional channels. 2. Nationwide compensation.

3. Exclusive service. If you buy car insurance on the ** channel, you can enjoy some exclusive services, such as non-accident roadside assistance, free roadside assistance, free towing, free refueling, free tire change, free water delivery and free electricity connection.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Hello, the cheapest way to buy car insurance is definitely your own relative, who works in a property insurance company. If you buy in this way, the discount is the most favorable, and at the same time, relatives and friends will refund you the commission on the car insurance.

In fact, it is **car insurance, ** car insurance discount is the largest, compared with other sales methods. If you don't have relatives or friends working in the insurance company, then it is recommended that you buy car insurance through ** car insurance.

Car insurance is cheap to buy from the official website.

Nowadays, more and more people like to buy car insurance online, such as logging on to the official websites of some insurance companies, where there are generally different insurance channels.

The ** purchased on the official website is often cheaper than the purchase of the intermediary structure**, and in addition, the official website often holds some preferential events for the cherry blossom type, so it will be cheaper to buy in these places.

Precautions for buying car insurance:

1. To put it simply, the insurance liability is the insurance in what circumstances can be compensated, if these circumstances are not met, the insurance company is not responsible for compensation, and the exclusion is not compensated under what circumstances, it is recommended to read carefully before purchase to avoid disputes.

2. For example, if you only insure the third-party liability insurance, the person on the car can not be compensated, but the person on the car liability insurance can protect the personnel on the car, for example, only the car damage insurance, the tire of the car is damaged, the car damage insurance can not be compensated, but the wheel can be compensated by the loss of the car alone. <>

1.It's cheaper to buy car insurance from an insurance company through a friend because the friend can give the commission back to himself.

2.The car is to buy compulsory traffic insurance, but due to the low compensation amount of compulsory traffic insurance, many car buyers.

3.There are many types of insurance, and there are many riders. When choosing the type of insurance to buy, you need to combine your own vehicle environment, driving skills, and vehicle** to choose.

4.If your car is driving well and there are many scratches, buy car damage insurance with your own car. If you are skilled in driving and have a few scratches, you don't need to buy car damage insurance. If your car is expensive, or if your car is imported, it is necessary to have car damage insurance.

5.If the place where you park is not monitored and in good condition, you can buy your own car to prevent theft.

6.It's best to buy insurance when you buy it. This is very important.

7.When buying insurance, read the terms of the insurance contract carefully. Once you have purchased the insurance, it is best to keep the insurance policy in the glove box of the co-pilot.

8.After purchasing compulsory traffic insurance, attach the compulsory traffic insurance sticker to the right side of the front windshield. Mandatory insurance policies also need to be retained.

1. It will be cheaper to buy car insurance through a friend who works in an insurance company, because the friend can return a part of the commission to himself.

2. The car must purchase compulsory insurance, but because the compensation amount of compulsory insurance is low, many car owners will buy commercial insurance for their cars.

3. There are many types of commercial insurance, and there are many additional insurances, so when choosing the type of insurance to buy, you need to combine your own car environment, driving skills, and vehicle ** to choose.

4. If your driving skills are not very proficient and you have a lot of scratches, then you can buy a car damage insurance for your car. If the driving skills are very skillful and there will be almost no scratches, then there is no need to buy car regret and loss insurance. If your own car** is very expensive, or if your car is imported, then it is still very necessary to purchase car damage insurance.

5. If there is no monitoring in the place where you park, and the security situation is not very good, you can buy a theft insurance for the former's own car.

6. When buying commercial insurance, it is best to buy three-party insurance, which is very important.

7. When purchasing insurance, read the terms and conditions of the insurance contract carefully. After purchasing insurance, it is best to keep the insurance policy in the passenger glove box.

8. After purchasing compulsory traffic insurance, be sure to paste the compulsory traffic insurance sticker in the correct position on the front windshield. The policy of compulsory liability insurance also needs to be kept.