When it comes to buying car insurance for a new car, the more detailed the better

You're right when it comes to a new car!

Needless to say, compulsory traffic insurance must be on, and there is a 10% discount if there is no insurance last year;

The car damage must be more than 200,000 yuan, and the conditions are good, but the insurance amount does not need to exceed the value of the car's ability too much;

The three insurances must be on and try to do enough insurance, at least 500,000 to 1 million, it is recommended to go up to 1 million, because you don't know what luxury car you will fall in love with one day! The three insurances play a big role!

Regardless of the deductible proposal, it must be paid, and if the main responsibility is borne, the compensation will be deducted by 15%; 10% of the compensation shall be waived if they bear the same responsibility; 5% for those who bear secondary liability; If you are fully responsible, you will be exempted from 20% of the compensation.

Glass insurance suggests that if the glass is damaged alone, the car damage insurance will not be compensated!

Scratch insurance and glass insurance are relatively expensive, it is recommended that it is a new car, and the claim rate is quite high!

The rearview mirror must also be on, which is easy to be damaged alone! No compensation for car damage!

Theft Insurance! If you usually park safely and conveniently, you can not go on, and it is better to go on if you don't worry!

Wading Insurance! This is the engine, the car damage insurance does not include the engine, if the driving area is easy to accumulate water, it is better!

11. Spontaneous combustion insurance! A new car can be on or off! Today's car-making technology is mature, and there is generally no such problem!

You can chat privately and break it down in detail.

1.You should purchase the following insurance for your new car:1.

2.Compulsory liability insurance is generally mandatory.

3.If you don't buy compulsory traffic insurance, you won't be able to get a license; 2.Third-party liability insurance, that is, personal or property damage caused to the bus other than the driver and passengers, which is compensated by the insurance company; 3.Car Damage Insurance. Noisy for newbies, this insurance is important.

4.When your car is involved in an insured accident and a collision, you need to use car damage insurance; 4.The insurance does not take into account the stress deductible, which is also important.

1. First of all, purchase compulsory traffic insurance;

2. Full third-party liability insurance:

The third party is the most important for all types of car insurance. After all, you can't drive a car if it's ruined, but you can't be exempted from compensation from others, and you should put the ability to compensate others for their losses in the first place when buying car insurance.

3. Liability insurance for people on board:

The liability insurance of the vehicle personnel is the main insurance of the vehicle commercial insurance, and its main function is to compensate the vehicle for the insurance of the people in the car caused by traffic accidents, and the insurance amount of each seat is generally 1-50,000 yuan. Liability insurance is very important for car owners, because the people in the car are generally important people around them, and it is also necessary to buy an insurance for them.

4. Car damage insurance:

New cars will inevitably bump and bump, and novices need to purchase car damage insurance. Vehicle damage insurance refers to a kind of automobile commercial insurance that is compensated by the insurance company within a reasonable range if the insured vehicle is damaged due to an insured accident while driving the insured vehicle or its permitted driver.

5. Theft insurance, glass, spontaneous combustion, scratch insurance combined with their own needs to buy, if you buy a new car in full payment, I am a novice, in order to reduce losses, you can consider purchasing all the insurance content except for spontaneous combustion loss insurance.

First of all, it is necessary to take out compulsory traffic insurance. This is required by law to buy;

Secondly, car damage insurance. This is to be fully insured.

Third, the liability insurance of the three. If the financial ability can, I recommend buying a 300,000-grade one. In this way, even if a person is killed or a high-end car is scrapped, it is guaranteed. (10,000 strong + 400,000 three liability insurance = 10,000, enough to be guaranteed.) ）

Fourth, scratch insurance. A car of 100,000 can buy 5,000 grade scratches. Nowadays, there are many people with a revenge mentality in society, and your car may be parked on the side of the road at any time.

Fifth, theft and rescue. If you buy an off-road vehicle and an Accord, you have to buy it, because these two cars have the highest theft rate.

Sixth, on-board personnel liability insurance (driver and passengers). You can buy 10,000 grades each. Generally, minor accidents can be covered. In the event of a major accident, the traffic police will generally not award the injured party full responsibility, so you can get compensation in the other party's compulsory traffic insurance and third-party insurance.

Seventh, deductibles are not counted. You must buy this, otherwise you will lose a lot. Because the money is not much, the protection is not small. Since the main insurance has been bought, don't care about this money.

If you have a question, you can mention it again, I am a professional car insurance claims adjuster, I am a professional.

Car damage, excluding deductibles, three liabilities, forcible traffic, scratches.

Of course, it is fully insured, as long as it is not a fake contract, which one is similar, and Chinese Insurance is recommended. 95518。Explain that I am not from this insurance company.

Buying insurance for a new car should be purchased as follows:

1. First of all, purchase compulsory traffic insurance;

2. Sufficient third-party liability insurance: The third party of all types of auto insurance is the most important. After all, you can't drive a car if it's ruined, but you can't be exempted from compensation from others, and you should put the ability to compensate others for their losses in the first place when buying car insurance.

3. Liability insurance for personnel on the vehicle: Liability insurance for personnel on the vehicle is the main insurance for commercial insurance, and its main function is to compensate for the insurance of the personnel in the vehicle caused by traffic accidents, and the insurance amount for each seat is generally 1-50,000 yuan. Liability insurance is very important for car owners, because the people in the car are generally important people around them, and it is also necessary to buy an insurance for them.

4. Car damage insurance: New cars will inevitably bump and bump, and novices need to purchase car damage insurance. Vehicle damage insurance refers to a kind of automobile commercial insurance that is compensated by the insurance company within a reasonable range if the insured vehicle is damaged due to an insured accident while driving the insured vehicle or its permitted driver. Frank Sparrow.

5. Theft insurance, glass, spontaneous combustion, scratch insurance combined with the needs of self-Zen no self-purchase, if you buy a new car in full payment, I am a novice, in order to reduce losses, you can consider purchasing all the insurance content except for spontaneous combustion loss insurance.

Millions of car purchase subsidies.

It can be said that the standard of living is much higher than in previous years, and it is in this form that many families can easily buy a car. Buying a car is actually improving the quality of life, and you don't have to worry too much about travel with it. Compulsory traffic insurance, the full name of which is "compulsory insurance for motor vehicle traffic accident liability", is essentially ...Third Party Liability Insurance, commonly known as "subsistence allowance" in the industry, isState mandatoryIt is a type of insurance to be purchased mainly to protect innocent injured people from being compensated.

The main insurance of commercial insurance mainly refers to car damage insurance, three liability insurance, full vehicle theft insurance and vehicle seat insurance; Commercial insurance additional insurance mainly refers to spontaneous combustion loss insurance, wading insurance, glass breakage insurance and deductible insurance. The coverage of each type of car insurance is also different. Personnel liability insurance, including the driver, that is, the insurance of five seats, in case of a traffic accident, the person in the car can be injured after a certain amount of claims.

First of all, as a teacher, a road traffic tool or a means of transportation, the state is a mandatory car, a buy insurance, this system or the system we are talking about is compulsory traffic insurance, this thing must be bought, at present, because the zero ratio of the car is generally high, casual to the 4S shop repair ** is not low, so car damage insurance can be said to be the most expensive type of insurance; If your car is more expensive, especially those luxury cars, you must buy a damaged car, otherwise the high repair costs will definitely scare you to death.

All types of insurance other than compulsory traffic insurance are called commercial insurance, should you buy this? Then we have to understand that the reason why we buy is to use it, so we must make a model to understand under what circumstances it can be used! Many newcomers, car insurance, must buy compulsory insurance, this is the mandatory liability insurance stipulated by the state.

In addition, car damage insurance, third-party liability insurance, and deductible insurance are also recommended, while glass insurance, scratch insurance, etc. can be decided whether to purchase according to your own needs.

1) Compulsory traffic insurance: The law stipulates that all motor vehicles driving on public roads are required to purchase compulsory traffic insurance. So this is a must-have insurance for all car owners, if you don't buy this insurance, even if your new car can get on the road, you will be fined if you are caught by the traffic police, and you will be allowed to buy compulsory traffic insurance.

2) Car damage insurance: Car damage insurance is the most widely claimed type of insurance, whether the vehicle is a collision, overturning, or a quick or smashed, the insurance company must settle the claim in accordance with the provisions of the contract.

3) The third mu of distressed liability insurance: this is a traffic accident, the insurance company can compensate the third party for the loss of the insurance, in case of unfortunate collision with other people's luxury car or death, the insurance company will make a claim, reduce the economic loss of the owner.

There are three types of insurance to buy, the first type of insurance is compulsory traffic insurance, the second type of insurance is non-deductible insurance, and the third type of insurance is commercial liability insurance.

Generally, buy a compulsory insurance, a third-party commercial liability insurance, and then a full insurance, so that you can go on the road.

When I think about buying a new car, I consider many factors. First of all, I will consider the safety performance of the vehicle. I wanted a vehicle that would protect me and my passengers, so I would look for a vehicle with advanced safety features.

For example, I want my car to be equipped with features such as airbags, automatic emergency braking system, and reversing radar to reduce the risk of potential accidents.

Secondly, I would consider the fuel economy of the vehicle. The price of oil is constantly changing, so I want to be able to choose a vehicle that can save fuel, so that I can reduce the cost in the process of use. I also consider the type of fuel I use, such as petrol, diesel, or electricity, etc.

When it comes to environmental and economic aspects, I prefer electric or hybrid vehicles.

In addition to that, I also consider the exterior of the vehicle, the interior space, and a few other extra features. For example, I might choose a spacious and comfortable carriage because it makes it more comfortable for me and my passengers when traveling long distances. I also consider the vehicle's audio system and other entertainment equipment, as well as other handy features such as keyless start and reversing camera.

However, if I had to choose one of the most important factors, it would be the safety performance of the vehicle. Although other factors are also important, the safety performance of the vehicle will be directly related to my life safety and health. That's why I invest as much as I can in safety to ensure that I and my passengers can travel safely.

New car insurance purchase: the first, compulsory traffic insurance vehicle and vessel tax must be bought, because you can't go on the road if you don't buy it, and the new energy scum source has no vehicle and vessel tax as long as the compulsory insurance can be.

Second, car damage must be bought, car damage including theft, wading, spontaneous combustion and leather, third party, regardless of deductible, glass these, as long as it is a claim for their own car.

The third, the three insurance must also be bought, the three are one million, two million and three million, it is recommended that three million be paid, and this will pay the other party.

Fourth, the driver and passengers can buy or not, sometimes 4S or the insurance company has to buy you for 20,000.

Fifth, accident insurance can be bought or not called Liang to buy, if you have to buy 200 yuan driving insurance, it is relatively good, and the full insurance amount is OK.