How to check personal credit How to check personal credit?

Hello! You can check your personal credit report in the following ways:

1.Please log in to the Personal Palm Banking app and click [All Assistant Personal Credit Report] on the home page. Review and sign the inquiry authorization agreement, fill in the email address to receive the credit report, authenticate and trigger the credit report inquiry.

2.Please inquire at the local People's Bank of China or register online through the "Personal Credit Information Service Platform" of the Credit Information Center of the People's Bank of China.

3.If there is a self-service inquiry machine in the local area, it can also be queried through the self-service inquiry machine.

You can check your business credit report through the following channels:

1.Corporate Internet Banking:

1) The corporate contractor logs in to the corporate online banking and clicks [Service Center Enterprise Credit Report to Activate Business] to activate the business.

2) After the business is activated, click [Service Center Enterprise Credit Report Inquiry Report] to apply for inquiry.

2.Corporate Palm Banking:

2) After the service is activated, click "Apply for Query" to query and apply.

2.Inquiries are not limited by counter business hours and are free of charge.

3.Inquiries are limited to 1 per day, no more than 3 per month, and no more than 12 per year.

1. Online inquiry on the official website of the credit information center.

The specific steps for online inquiry are as follows:

1. Open the official website of credit information, select the Internet Personal Credit Information Service Platform "Enter the official ** of the People's Bank of China Credit Information Center, and click "Register" in the upper right corner;

2. Register an individual and log in to the personal credit inquiry system;

3. Fill in the user's supplementary information, and then click "Submit";

4. Log in successfully, click "Information Service" and select "Security Level Change";

5. Select "Obtain Credit Information" in the information service to obtain a personal credit report.

It should be noted that the credit information system of the People's Bank of China is free of charge for the first two inquiries every year, and the subsequent inquiries cost 10 yuan each time. If it reflects that the information included in the platform is insufficient and the identity cannot be verified, the reason may be that you have not applied for a credit card before and need to go to the site for inquiry.

Click to query, enter the information to query their own credit data, the data comes from more than 2,000 online loan platforms and UnionPay centers across the country, users can query their own big data and credit situation, can obtain various indicators, query their own personal credit situation, online black index score, blacklist, online loan application records, application platform type, whether overdue, overdue amount, credit card and online loan credit estimate and other important data information. "

Directly search for personal credit or the People's Bank of China Credit Information Center, click [Internet Personal Credit Information Service Platform] under [Core Business], so that you can see the inquiry entrance of personal credit, and click [Start Now] to verify the trial version.

Personal credit is the foundation of the entire social credit.

Market entities are composed of individuals, and all economic activities in market transactions are closely related to individual credit.

Once individual behavior is not constrained, individual untrustworthy behavior will occur, and then collective untrustworthiness will occur. Therefore, the construction of a personal credit system is of great significance.

How do I check my credit report? Can I check my personal credit report frequently?

No matter what channel we inquire through, it is nothing more than wanting to know the credit situation.

How to check personal credit.

Seconds understand how to check personal credit in the debt micro-classroom.

Bai Xin Center, DU

Click to enter Chinese.

The official website of the DAO of the Credit Information Center of Zhimin Bank.

2. Click below.

version of the "Internet Personal Credit Rights Information Service Platform".

3. Click "Start Now".

4. If you already have an account, you can enter the account password to log in, if not, you need to register an account.

5. Complete the login, enter the page, click "Next", and select "Bank Card Verification".

6. After entering the page, enter the UnionPay verification code, click "Submit", and wait for 24 hours to view the personal credit.

If your credit record is not good, in addition to affecting the loan, now in some first-tier cities, if you want to buy a plane ticket, you also have to check your credit situation, that is to say, if you don't have any credit, then you may not even be able to go out in the future. Therefore, credit investigation is very important for each of us, and we must pay attention to it ourselves.

The specific steps are as follows:

2. After entering, find the "Internet Personal Credit Information Service Platform" and click to enter.

3. After entering, find "Start Now", and then click to enter.

4. After entering the login interface, enter the user name, password and verification code, and click Login.

5. After logging in successfully, enter the personal account page, check the credit report under the application credit information column, and click to get the dynamic password.

6. Enter the dynamic password of your mobile phone and click Submit.

7. After that, according to the identity verification code received on the mobile phone, select Query Credit Report and click Submit.

8. You can see your credit report on the new page.

PrecautionsThe five-year starting point here is from the date of termination of the misconduct or event, not from the date of the misconduct. In other words, if a loan is overdue, it can only be deleted after another 5 years after the arrears are repaid, rather than being automatically eliminated after 5 years from the date of overdue.

The Credit Information Center of the People's Bank of China and the bank handling the business will immediately verify and correct the wrong information after receiving the objection application, and will reply within 20 days.

Here's how:

1. Enter the BAI account password and log in to DU Alipay. 2. On the homepage of Alipay, click on Zhidao Credit. 3. On the right side of the bottom, find the credit management.

4. Click on credit management, the credit report of the People's Bank of China.

5. Check the box to get the credit report and synchronize it to Sesame Credit, and click Add My People's Bank of China Credit Report.

Personal credit can be queried in two ways:

1. Bring your ID card to the local People's Bank of China to print a personal credit report, and the report can also be checked to see the personal credit report;

2. Check through the official website of the Chinese People's Credit Information Center, and the steps are as follows:

1. Open the official credit reporting website (and select "Internet Personal Credit Information Service Platform".

2. Select "Trial Version" to start the query immediately.

3. Register an account and log in to the personal credit inquiry system.

4. Log in successfully, select "Information Service" - Get Credit Information".

5. Enter the pre-application verification code (you need to apply for the inquiry on the official website in advance, and the credit information center will issue the verification code to the reserved mobile phone number within 24 hours).

6. If the request for credit inquiry is successfully submitted, you can view the personal credit information on the credit report.

Personal credit is closely related to our lives, from buying a house and a car, to traveling abroad, there are many institutions that will refer to your credit record. If you have a bad credit record, it can have a big impact on your plans. It is possible that the visa cannot be processed, and the loan request may not be approved. In short, there will be all kinds of troubles, but there are still many people who don't know how to check their credit records, and the next article will teach you how to check your personal credit records.

The electronic version of the credit inquiry may be relatively more convenient, suitable for young people who are busy and unwilling to go far away. You only need to log in to the official **, which is officially authorized**, you can log in with confidence and don't have to worry about information leakage.

Here is another popular science for you.

First: It's not good to have a credit record. Because if you want to buy a car and buy a house and go to the bank for a loan, the bank does not look at how many records you have.

Instead, considering your comprehensive situation, combined with your salary income and bank statement, as long as your bank flow is good and you repay normally, the bank will not affect your loan.

Take your ID card and go to the local People's Bank to check it. Since the Internet is rampant now, in order to prevent those bad companies and individuals from impersonating your identity to take out loans, frequent inquiries about your credit can effectively avoid this situation, and it can also be detected and solved early.

Credit card records have always been a matter of great concern to cardholders, so how to check personal credit history? What is the method of checking a person's credit history?

Personal credit history inquiry.

1. Methods for inquiring about personal credit records.

You can go to the local branches and credit investigation centers of the People's Bank of China to inquire.

2. Information required for personal credit record inquiry.

It is necessary to inquire in person or authorize others to inquire on site. At that time, it is enough to bring the original and a copy of your valid identity document, and the copy should be left with the inquiry agency for future reference. Valid personal identification documents include:

ID card, military ID, soldier ID, passport, Mainland Travel Permit for Hong Kong and Macao Residents, Mainland Travel Permit for Taiwan Compatriots, Residence Permit for Foreigners, etc. In addition, you also need to fill in the personal credit report inquiry application form truthfully when making the inquiry.

3. Fees for checking personal credit records.

Personal credit report inquiry is a service provided by the Credit Information Center of the People's Bank of China, which should charge a certain fee in principle, but there is no charge at present.

Comparison of the old and new versions of the personal credit history system.

1. The relevant person in charge of a bank said that it generally takes two or three months for personal credit information to be updated to the old version of the system. The new version of the system only needs 't+1' working days to update this information.

2. The new version of the personal credit report "**" - in addition to the personal name, ID number, inquiry time, etc., there are only 3 types of information: credit records, public records and instructions. The credit history is divided into credit cards, mortgages and other loans, and if there is an overdue, it will also be displayed.

The 24-month repayment status, provident fund information, residential address, and work unit information listed in the old version are no longer displayed. Endowment insurance, housing provident fund and other items are not included in the scope of the new version.

3. The new version of the report reflects the overall situation and details of the credit credit card, loan business and loan guarantee for others. The credit transaction information section includes nine sub-sections: bank credit information summary, credit card summary information, quasi-credit card summary information, credit card summary information, loan summary information, loan guarantee summary information and credit card detail information, loan detail information, and loan guarantee detail information for others.

4. The new version of the credit report sets the starting point of overdue information in October 2009, and the previous bad repayment records are no longer displayed. In the old version of the personal credit report, the overdue record will be displayed regardless of how many years ago. The new version of the credit report only shows the consumer's overdue history in the last 5 years.

The starting point of the 5-year period shall be from the date on which the overdue borrower completes the repayment, and if the repayment is not completed, the 5-year period is not subject to the 5-year period.

5. The new version of the report removes personal information such as residential address, work unit, spouse information, annual income, pension insurance, and provident fund. However, the customer service staff of the central bank's credit information center said that the information of the work unit is no longer displayed in the credit report of the personal inquiry version, and it still exists in the bank inquiry version.

Credit inquiry is divided into two ways: online inquiry and online inquiry, online inquiry users only need to log in to the official website of the credit information center to operate step by step, offline inquiry users need to bring their identity documents to the credit investigation outlets for inquiry.

No matter what channel we inquire through, it is nothing more than wanting to know the credit situation.

How to check personal credit report?

Seconds understand how to check personal credit in the debt micro-classroom.

How to check your personal credit report.

Personal credit history.

You can try to log in to the Credit Information Center of the People's Bank of China** to check the credit report: please click here: check personal credit history; At present, some cities can also check personal credit reports through our counters and professional version (no fees are charged for the time being).

You can go to the business office of the People's Bank of China to inquire, or you can check through the official website of the People's Bank of China, but the online only supports household registration inquiries in some cities for the time being.

Why can't I find a credit in Alipay?

I am a financial planner with 15 years of experience in the financial industry.

In the field of insurance and finance, we have helped countless netizens solve problems!

Hello, you can bring your ID card to the local People's Bank of China for inquiry, or you can check online.

The official website of the Credit Information Center of the People's Bank of China (

After logging in to the People's Bank of China online personal credit inquiry system, click Verify Personal Information - Submit Application - Enter the identity verification code to view the electronic credit report.

I want to ask a question, other people's credit is not good, I helped someone else buy a car under my name, now his car loan is not paid, and now the car is towed away by the bank, is this will not affect my credit information.

The car is not mine, I didn't drive it, the owner is in my name.

There is no other way, this is determined by the People's Bank system.

This is the big data of the People's Bank of China, and no individual can solve it.

Question: Will this credit report affect my future purchase of a house or car?

Unless you have good reason to convince the bank you're lending to that it's not your problem.

Question: I call the bank ** to make it clear, I have a car at home, I also have a house, it is someone else's credit is not good, and now I buy a car under my name, he can't make a car payment, and it is impossible to block my credit.