Someone at the university borrows money from you, will you borrow it?

Depending on the situation, the decision to borrow money depends on who is borrowing it。Some people will take this matter to heart when they borrow money, and they will return it immediately when the appointed time comes; The other type of person is to leave things behind after borrowing money, not that he forgets, but he doesn't take things to heart, and will naturally drag it out and not pay it back. <>

There is borrowing and repaying, and it is not difficult to borrow again. This sentence is really very reasonable, a person who keeps his word and keeps his promises will give people a sense of security, and will not make people feel that there is no possibility of getting back the money if they lend it to him, if this is the case, who will be willing to borrow money. Secondly, borrowing money also depends on the object, if it is a very familiar and good friend, when he is facing a difficult situation, it is a normal thing to reach out to help, because this is the person you think is important, you are willing to help him through the current difficulties, and in all probability, the person who borrowed the money will also keep this money firmly in mind, and when he has enough money, he will also repay the loan as soon as possible.

However, some people think that the better the friend, the more they can't borrow money, and if they get into trouble because of money, they may lose this good friend. In fact, this kind of thinking is also very reasonable, and there are many such examples, if you are really in such a situation, it depends on your personal thoughts whether to borrow or not. <>

But in college,Except for your really good friends, if the rest of you want to borrow money from you, my personal advice is that it is best not to borrowIf you borrow, you must be prepared for possible "debt collection". I once had a classmate ask me to borrow money, I didn't think much about it when I borrowed it, I just thought it was to help him with an emergency, and the other party promised me to pay it back at the beginning of next month, but what I didn't expect was that when it came to the appointed time, he seemed to have forgotten about it and ignored it, so I embarked on the road of urging people to repay the money. To be honest, this practice directly led to the final payment of the money, and I didn't want to have too many exchanges, and I had a mustard in my heart, and I thought back to the beginning, it was better not to borrow.

Therefore, you should think about whether the person you are borrowing money from is a friend you think is reliable and trustworthy, and if so, then whether you want to help or not depends on your personal will; If you are not a close friend, it is recommended not to borrow money.

Yes. Because the classmates are relatively simple, and everyone is short of money, they should help when they should help.

Someone in college borrowed money from me, but I wouldn't borrow it, first of all, because my family conditions were not very good, and I really didn't have any extra money to borrow from.

If it were me, I would first examine the other party's character, if he had a bad reputation among his classmates, knowing that there was a loan or no repayment, I would politely refuse, after all, I am also the one who is still reaching out to my parents to ask for money.

If you need to borrow money, where can you borrow it? In fact, there are some ways to solve the problem. The first is to borrow money from relatives and friends; The second is through a bank loan, but the application process is more complicated and the application time is longer.

The third is to apply for a credit loan through the Internet credit platform, with the advantage of which is that individuals can apply online, and it is more convenient to apply for the account.

Here is a reminder that it is best to choose a reliable big brand on the market for credit borrowing, such as Alipay's borrowing and Du Xiaoman Finance's Youqian Hua. The application for money is simple, the loan is fast, and the borrowing and repayment is flexible, and users can take the initiative to apply. The interest fee for money is transparent, the big brand is reliable and the interest rate is low, and the maximum borrowing amount is 200,000, which can meet the needs of most borrowers.

In addition to individual consumers, small and micro business owners who need start-up or working capital can also consider having money to spend, and Money is committed to providing accurate, convenient and efficient financial services for small and micro business owners.

This is provided by Kangbo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. Hope this helps.

Summary. It is not shameful to borrow money from university teachers, because in the current social situation, people who can borrow money must first have mutual trust, and they must really have money to borrow. As a salaryman, the income of the teacher is not high, so he has little savings.

Usually they are more inclined to be budget-conscious and thrifty, so it is not easy to earn some money, so it may not be easy to borrow in general relationships, not because they are distrustful, but because it is too difficult to make money. If it is a particularly good relationship with relatives and friends, they will also lend it generously.

It is not shameful to borrow money from university teachers, because in the current social situation, those who can open their mouths to borrow money must first have mutual trust in Duan Tuan, and they must really have money to be able to borrow. As a salaryman, the income of the teacher is not high, so he has little savings. Usually they are more inclined to be careful and thrifty, so it is not easy to earn some money, so it may not be easy to borrow in general relationships, not because they do not trust, but because it is too difficult to make money.

If it is a particularly good relationship with relatives and friends, they will also lend it generously.

Hello, I'm a graduate, borrowed money from the university teacher this morning, and the teacher said to look for me in the afternoon and then talk about Hu Heyu, but I haven't been looking for me, should I take the initiative to look for it?

You can wait until the evening to ask the teacher.

Could it be that the teacher won't lend it to me, so he won't look for me?

Generally speaking, it depends on the relationship between the teacher and you.

It's okay, and my teacher recommended me to work.

Is there a rule that teachers and students are not allowed to have financial interactions?

There are no rules, because I have already graduated, and I have been in financial difficulties recently, and my friends around me have also borrowed it, so I can't think of the teacher.

I'll see if the teacher gets back to you later.

Summary. Hello: Fresh graduates can take out loans.

Whether it can be approved, and how much money can be approved, needs to be analyzed on a case-by-case basis.

When applying for a loan at a bank, the bank mainly examines the purpose of the loan, the borrower's ability to repay and willingness to repay.

The purpose of borrowing refers to what the borrowing is used for. According to the regulations, loans issued by banks can only be used for lawful and compliant purposes. Legal, that is, in line with the Commercial Bank Law, the new loan regulations, etc. Compliance, that is, in line with the credit product policy, in line with the credit policy, etc.

Is it possible to borrow money from college students?

Hello: Fresh graduates can take out loans. Whether it can be approved, and how much money can be approved, needs to be analyzed on a case-by-case basis.

When applying for a loan at a bank, the bank mainly examines the purpose of the loan, the borrower's ability to repay and willingness to repay. The purpose of borrowing refers to what the borrowing is used for. According to the regulations, loans issued by banks can only be used for lawful and compliant purposes.

Legal, that is, in line with the Commercial Bank Law, the new loan regulations, etc. Compliance, that is, in line with the credit product policy, in line with the credit policy, etc.

Here is a suggestion that you can borrow from your parents and relatives, and it is okay to pay it back after you work, otherwise you will still have to borrow money as a student, and there will be pressure.

The application process for a college student loan is as follows:

1. Submit an application.

Students should apply for student loans, receive the National Student Loan Application Approval Form and other materials, fill them in truthfully and completely, and prepare the relevant supporting materials and return them to the national student loan agency of the school.

2. The school agency conducts the preliminary examination of the loan.

Within the annual loan amount and control ratio issued by the National Student Loan Management Center, the school organizes students to apply for loans, accepts students' loan applications, and conducts a preliminary review of the loan materials submitted by students.

3. The handling bank shall approve the loan.

After the school agency passes the preliminary examination, the relevant materials shall be submitted to the handling bank for loan approval. Bank approval. Sign a loan contract.

After the loan application is approved, the school will complete the work of organizing the students to fill in and sign the loan contract and IOU within 10 working days according to the roster of borrowers provided by the handling bank, and submit it to the handling bank.

Loans are issued. Within 20 working days after signing the loan contract and IOU with the borrower, the handling bank will transfer the first-year tuition, accommodation fee and living expenses loan to the designated account opened by the school in the handling bank.

College Student Loan Interest:

The interest rate of national student loans shall be implemented in accordance with the statutory loan interest rate announced by the People's Bank of China, and the relevant national interest rate policy shall not be increased. The current annual interest rate of the loan is: 1 year to 3 years (inclusive), 3 years to 5 years (inclusive), 5 years or more.

If the loan is repaid in advance, the handling bank shall calculate the interest according to the actual term of the loan, and shall not charge any other fees other than the interest payable. Interest and other loan amounts multiplied by the corresponding annual interest rate multiplied by the number of loan days, simply put, it means that you do not have to pay interest from the time you are studying until you graduate for one year. Wait until the interest is paid after one year, and then pay the loan to the bank or branch.

The student loan for the last three years of college is 15,000 yuan, and only the interest is repaid in the first two years after graduation, and the interest rate is only when Wu Liang repays the interest in the first two years, the interest payable each quarter is equal to 15,000 times divided by 4 and equals 270 (yuan). <