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I will depend on the situation, if the amount of money he asks me to borrow is not very large, I can lend him it, but if the amount is large, I will find an excuse to refuse, or I will only lend him a small amount.
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It depends on how much money he lends me, if he lends me a lot of money, I will definitely ask him to write an IOU, and mark the interest and repayment time, in addition, I will also look at my own financial ability, if there is spare money I may lend to him.
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I would consider this option based on my understanding of the other person, and if the friend was an honest and trustworthy person, I would lend money to the other person. But if the other party is not, I will politely refuse the other party.
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I won't borrow it, because I care about the money very much, so I will consider it carefully, and I won't lend it to him easily, because I don't know much about his character and other aspects.
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If the amount of money he borrowed is not very large, like 1000 or 2000, I will usually lend him money, and if he borrows a large amount of money, I will think about it, because I don't have a very good relationship with him.
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I think this depends on the situation, if he asks you to borrow a small amount of money, for example, under 500, you can borrow according to the situation, if the amount is beyond your affordability, don't borrow, after all, your relationship is not so good.
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I may not be willing to borrow, because I have met someone I know before who borrowed money from me, and I thought that the relationship was good, and then I lent it to him, but he would delay it for a long time, and he felt that the borrower was like he owed money.
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If it is really urgent, then I will be generous, but if he uses it for something improper, I will persuade him and not lend him money.
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If you don't borrow, if you borrow, you're looking for sin.
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Look at the friends who have been asking you to borrow money, real friends will not always think about asking you to borrow money, and they will not even have to be friends because you don't borrow money. Think about it, you don't want to trouble friends when you have something, and think that the kind of friends who borrow money frequently are not worth it. This kind of friend can't get along anymore.
What do you think of your friends who have been asking you to borrow money? Can this kind of friend still get along?
Look at the friends who have been asking you to borrow money, real friends will not always think about asking you to borrow money, and they will not even have to be friends because you don't borrow money. Think about it, you don't want to trouble friends when you have something, and think that the kind of friends who borrow money frequently are not worth it. This kind of friend can't get along anymore.
Hello! Once you don't borrow money, it is easy to cause the other party's psychological discomfort, friends must pay attention to borrowing money, and they must have their own principles, which can be to write an IOU, or to ask the other party to provide a copy of the ID card, to provide a guarantee, or to simply not borrow. But don't borrow money unconditionally and many times, or even give your credit card to the other party or let the other party borrow money in your own name, which is not advisable.
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Under normal circumstances, you will definitely not borrow, unless the relationship is very good, and the other party is really in difficulty, and you also exist when you lend it to him, and it doesn't matter if you don't pay it back.
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In life, people who will ask us to borrow money will definitely be classified into a certain level according to their relatives.
The first type of person is the type that can be borrowed without any worries, this kind of person who makes you absolutely trust, one is that the relationship between the two is strong, the second is that the other party has a reliable character, and the third is that when you are in difficulty, the other party does not hesitate to lend a helping hand, which is a courtesy exchange.
The second kind of person is the category that you resolutely do not want to borrow, this kind of person may not have a good character, speak is not a word, has already learned from the past, lending out is basically equivalent to a bamboo basket to draw water, at this time it is definitely best not to jump into the fire pit - but there may be exceptions, sometimes due to the relationship, in the case of not much money, when borrowing has been ready not to get it back.
I have a cousin who used to borrow money from me, and he never paid me back. I knew his character before I borrowed it, and he wouldn't pay it back, but I grew up with my cousin, so I wouldn't definitely not borrow it at first, but after he borrowed it twice and didn't pay it back, I definitely won't borrow it a third time. None of anyone's money is blown by the wind.
The third type of person, you may hesitate to think that you can borrow it by observation, but you will also have some worries in your heart, in this case, it depends on your own choice whether to borrow or not. However, for the sake of insurance, most people do not find guilt for themselves, and still choose not to borrow.
That's what I'm going to talk about today.
If you've already made up your mind that you don't want to borrow, it's a lot easier, but there are a few caveats to remember:
When a friend asks you to borrow money, maintain 3 attitudes, not only can you keep your money bag, but you will not offend anyone.
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A colleague of mine, he has two apartments in Shenzhen, I don't know if he has spare money; Yesterday he suddenly told me that his two friends hadn't contacted him for a long time, and I didn't know why, and I didn't know what to do, so I could only say: maybe they are very busy.
I've met those two friends, and I feel like they're very good people after a few years together. Talk carefully to know the reason, is that they have borrowed money from my colleague at different times before, and the colleague found a reason not to borrow, his idea is: maintain the relationship between friends, don't have anything to do with money, in case there is something in the future, it is not good to urge money, I am worried that even friends can't do it, but it is not good for friends to become enemies.
After work, I have been thinking about this question, do friends have to help each other to stay afloat? My answer is yes, how much power to do how much; If you can become friends with each other, you must have recognized your character and ability, otherwise you can't be friends. In the first case, if you also have difficulties in capital turnover, then to be honest, friends who do not borrow money understand each other; Second, if your situation is a little better than your friend's, then you can borrow a little, you may not be able to lend him the number in his mind, then your friend must also be grateful, there is no way, this is your maximum ability; If you are very rich, then negotiate the conditions, agree on when to repay, whether you want interest and other conditions, so that you are willing, and your friends are still grateful to you, not falling into the well.
I understand my colleague's choice, after all, no one's money is blown by the wind, this year is not good, in case there is a problem, there is also a family behind me, all rely on their own food, can not lower the standard of living.
I'm still thinking about what I would do if borrowing money happened to me, my answer is very simple, there is no big money, if you want a few hundred yuan to eat or something, there is no problem with this, take it away and don't rush to pay it back.
If it happened to you, how would you do it?
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We often meet some colleagues or friends, when they encounter some difficulties, they will ask others to borrow money, such a situation.
So some people just want to know when you meet a colleague or friend who reaches out to you to borrow money, will you lend it to him?
Probably for a small number of people. If they meet a friend or a colleague when they ask them to borrow money. They will pretend to be crazy and stupid, and try not to lend money to each other.
Because they are afraid that they will lend money to the other party. The other party may not pay her back at all. So we see.
Many times, when we are in trouble, ask our colleagues and friends to borrow money, and many people are reluctant.
Of course, there are also some colleagues and friends who borrow money from them when we encounter problems and difficulties, and they are willing to lend us money. After all, they know very well in their hearts that in fact, each of us will encounter all kinds of problems and difficulties. When we encounter problems and difficulties.
I also hope to be able to get the care and help of others. So they may not lend us a lot of money, but they will lend us some money, at least so that we can get through it temporarily.
So, although we have some colleagues and friends around us, it is very difficult for us to ask him to borrow money. But in fact, there are some very good colleagues around us. As long as we encounter problems and difficulties, they will give us care and help.
I believe that it is with the care and help of these colleagues and friends that we have encountered no matter how difficult it is. It can also help us solve it well, so that in the end, it will make it easy for us to face any problem we encounter. It also allows us to build deeper friendships with our colleagues and friends, which ultimately makes life better for each of us.
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