-
Anonymous users2024-02-07According to the needs of the enterprise, the types of RMB bank settlement accounts set up by the unit are generally divided into basic deposit accounts, general deposit accounts, special deposit accounts, and temporary deposit accountsBasic Deposit Account The basic deposit account refers to the bank settlement account that the depositor needs to open for daily transfer settlement and cash receipt and payment, and any unit can only open one basic deposit account.
2.General Deposit Account A general deposit account refers to a bank settlement account opened by a depositor at a bank business institution other than the bank where the basic deposit account is opened for borrowing or other settlement needs, but it needs to be registered on the basic deposit account. The Measures stipulate that as long as a depositor has borrowing or other settlement needs, he or she can apply to open a general deposit account.
It should be emphasized that a general deposit account cannot be opened at the bank where the depositor's basic deposit account is opened (i.e., the same business establishment). 3.Special Deposit Accounts The Measures stipulate that, in accordance with the provisions of laws, administrative regulations and rules, the funds of depositors that require special management for specific purposes shall be included in the use and management of special deposit accounts.
In order to reflect the guiding ideology of special account storage, special management, special funds and professional supervision, and to meet the requirements of the state for the special management of various types of funds for specific purposes under the new economic situation, the "Measures" have made clear provisions on the funds managed by the special deposit account: (1) Funds that need to be managed in accordance with national laws, regulations, rules and relevant regulations, such as extra-budgetary funds, grain, cotton and oil purchase funds, capital construction funds, renovation funds, social security funds, etc., It must be incorporated into the use and management of a dedicated deposit account. (2) Funds with special investment purposes, such as transaction settlement funds, trusts, policy-based real estate development funds, etc., shall be included in the management of special deposit accounts in order to strengthen their use and management and protect the interests of investors.
3) Other funds that need to be managed in special accounts, such as the organizational funds deposited by financial institutions in the same industry, parties, leagues, and trade unions, are also included in the management of special deposit accounts. 4.Temporary Deposit Account A temporary deposit account refers to a bank settlement account opened by a depositor for temporary needs and within a specified period of time, and the maximum service life of a temporary deposit account shall not exceed two years.
Depositors may apply to open a temporary deposit account under the following circumstances: (1) Establish a temporary institution. (2) Temporary business activities in other places.
3) Registration and capital verification. If the depositor is a temporary institution, it can only open one temporary deposit account at its place of residence, and may not open other bank settlement accounts. If a depositor engages in temporary activities in a different place, he can only open a temporary deposit account with a scattered base source at the place of his temporary activities.
If a construction and installation unit enterprise undertakes multiple projects in a different place at the same time, it may open a temporary deposit account that does not exceed the number of project contracts according to the construction and installation contract.
-
Anonymous users2024-02-06Legal analysis: The Detailed Rules for the Implementation of the Measures for the Administration of RMB Bank Settlement Accounts were formulated by the People's Bank of China in order to maintain the stability of the economic and financial order, and were issued as Yin Fa (2005) No. 16 on January 19, 2005, and came into force on January 31, 2005.
Legal basis: Detailed Rules for the Implementation of the Measures for the Administration of RMB Bank Settlement Accounts
Article 3 The People's Bank of China is the department for the supervision and management of bank settlement accounts, and is responsible for inspecting and supervising the opening, use, alteration and cancellation of bank settlement accounts.
Article 4 The People's Bank of China shall monitor and manage the opening, use, alteration and cancellation of bank settlement accounts through the RMB bank settlement account management system (hereinafter referred to as the "account management system") and other lawful hand-split surplus sections.
-
Anonymous users2024-02-05Answer]: a, c, d
Analysis] The basic principles that should be followed in the management of bank settlement accounts include the principle of a basic number account, the principle of opening a bank settlement account by choosing a bank independently, the principle of abiding by the law and compliance, and the principle of confidentiality of deposit information.
-
Anonymous users2024-02-04Answer paragraphs]: a, c, d
Analysis of Mochun: The basic principles that should be followed in the management of bank settlement accounts include the principle of a basic account, the principle of opening a bank settlement account by choosing a bank independently, the principle of law-abiding compliance, and the principle of confidentiality of deposit information.
-
Anonymous users2024-02-03Answer]: a, b, c
According to the relevant provisions of the "Measures for the Administration of Accounts", the management of bank settlement accounts shall comply with the following basic implicit principles: one basic account principle; the principle of opening a bank settlement account with a bank of their own choice; the principle of compliance with laws and regulations; Deposit information is confidential.
-
Anonymous users2024-02-02According to the provisions of the Measures for the Administration of RMB Bank Settlement Accounts, the bank settlement account opened by the depositor in the name of the entity shall be the bank settlement account of the unit. According to the purpose, the settlement account of the unit bank is divided into basic deposit account, general deposit account, special deposit account with guessing late payment, and temporary deposit account.
1.The basic deposit account is a bank settlement account that the depositor needs to open for daily transfer settlement and cash receipt and payment. 2.
A general deposit account is a bank settlement account opened by a depositor in a bank business institution other than the bank where the basic deposit account is opened for borrowing or other settlement needs. 3.A special deposit account is a bank settlement account opened by a depositor for special management and use of its funds for specific purposes in accordance with laws, administrative regulations and rules4
A temporary deposit account is a bank settlement account opened by a depositor for temporary needs and use within a specified period. At the same time, it is also stipulated that:1
Depositors of corporate bank settlement accounts can only open one basic deposit account with the bank. 2.The basic deposit account is the depositor's host account.
The receipt and payment of funds for the depositor's daily business activities and the withdrawal of wages, bonuses and cash shall be handled through this account. 3.The general deposit account is used to handle the transfer of depositors' loans, the return of loans and the receipt and payment of funds for other settlements.
This account can be used for cash deposits, but not cash withdrawals. The company's accounts are divided into: capital verification account, basic account, and general account.
The steps to open a capital verification account are as follows: first open a capital verification account, then open a basic bargaining account, and finally open a general account. The usage and relationship of each account are as follows:
The capital verification account is mainly used for capital verification when registering the company, this account can only deposit funds, can not take out the funds, only wait for the company's business license, ** certificate, tax registration certificate to handle, open the basic account can be withdrawn. The basic account is mainly used to deposit, withdraw money, transfer the company's account, each company can only have a basic account, this account is the company's normal use of the account, you can deposit or withdraw funds at any time, the way to withdraw funds is through the company's cash trillion check or transfer check. The general account is mainly used for transfer, a company can open multiple general accounts in each bank, the general account must be opened under the premise of the basic account, the general account can be deposited or withdrawn at any time, but the withdrawal of funds must be transferred to the company's basic account through the company's transfer check, and then withdrawn through the company's cash check.
-
Anonymous users2024-02-01Answer]: a, b, c, d
The basic principles of bank settlement account management include: a basic account; Independently select the code filial piety bank to open a settlement account of the bank; the principle of compliance with laws and regulations; Deposit information confidentiality principle. Therefore, ABCD is chosen.
-
Anonymous users2024-01-31Approved accounts include basic accounts, temporary deposit accounts, special deposit accounts for budget units and special deposit accounts for QFII.
Record-filing accounts include general accounts, other dedicated users, and individual bank settlement accounts.
So choose AB
Before this question, we must first know that the reason for the appreciation of the RMB is caused by the pressure of policy, foreign exchange and other aspects, first of all, the market pressure from foreign exchange transactions between countries; The second is the game of each country in order to protect its own interests, that is, political pressure; Finally, there are policy pressures. Judging from the current international environment of China's exchange rate system, market pressure has begun to weaken but not disappear, political pressure has gradually weakened, and it is not clear whether policy pressure will become the main pressure for the reform of the exchange rate system. I list the pros and cons according to his reasons below, and you can compare the pros and cons according to your own situation. >>>More
There are pros and cons!
Benefits: Spend RMB abroad and buy more things than before; >>>More
Any bank branch engaged in RMB cash business has the obligation to exchange defective or defaced RMB for customers free of charge. At present, the main basis for the exchange of damaged RMB in China is the "Measures of the People's Bank of China for the Exchange of Damaged and Defaced RMB", which has three exchange standards: >>>More
The main currency unit is the yuan.
In accordance with the People's Bank of China Law of the People's Republic of China. >>>More
Damn, we are getting poorer and poorer, and the expectation of buying a house is getting more and more distant, but under the introduction of experts, our living standards are always rising, our lives are getting richer and richer, except for income, everything is rising, but we must say that the value of the yuan is underestimated, is our IQ underestimated or are we overestimating the expert's theory? No matter how strong the export is, what benefits do we ordinary people get?